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Credit cards
Archives for August 2006
Discussion List
How does balance transfer work???Please Help
Hi All, I have £1200 on my barclaycard, have just checked the statement and the 9 months is up at the end of this month.. I want to transfer the balance to another 0% card ...but who is best for this (bearing in my mind that I dont use the card for anything at all) and how do you arrange the transfer? Is it case of phoning…
Pre-paid credit cards?
First off, hi; I'm new to the forums. I'm not massively comfortable right now with the concept of getting into debt to gain credit history, even if the debts are temporary. To that end, I've been looking for a pre-paid or secured credit card, but I've been having very little luck; it doesn't seem to be a common thing in…
Balance transfer question
Hi Guys, Can you please give me your thoughts on the following? I used to have a very large debt on numerous credit cards. Luckily I managed to pay them off and now only have £5k debt (split between Egg and Barclaycard). The Barclaycard 0% deal came to an end so I transferred it to M&S &More card. I still have £2.5k on my…
Credit Card left in Chip & Pin terminal
Last week while shopping in Superdrug someone had left their card in the Chip & Pin Terminal and I don't know who. Luckily I was next in line so I told the cashier and she kept in a safe place while calling for some assistance. It seems to be quite easy to do things like that to me! I bet that the fraudsters are licking…
who regulates credit cards?
Can anyone tell me who regulates credit card companies? I have been stitched up well and truly by Tesco's/Royal Bank of Scotland and am not happy that they are dealing with my complaint sufficiently and want to raise the issue with a regulatory body in order to save someone else going through the same ordeal. I applied for…
Warning for Lloyds TSB platinum 0% BTS
HI, I've posted on this before but now have an update. BRiefly - got the above card at 0% on BTS for nine months. Lloyds later tried to make out it was six months and started to charge interest at that point. I had kept the original forms and proved the deal was nine months, even so it took SIX WEEKS for them to admit they…
Is the CC Company right to charge interest in this case?
I had a balance of just under £310 on my credit card and the minimum payment date was 22 July. I paid £20 on the 30 June and paid the rest off on 25 July. The card statement came through today and I found that I had been charged £5 interest even though I had paid the balance off. I didn't pay off the card the previous…
A word of warning regarding being a football fan
Anybody else out there get caught in the 'sting' carried out between Mastercard and FIFA during the ticketing for the last World Cup Finals in Germany? Having only been allocated one ticket from the official England supporters club I applied via FIFA for 'Conditional Tickets'. These are tickets which may or most likely not…
M & S credit card
I have an old M & S chargecard, only for putting stuffs from the store. The sales assistant asked me whether I wanted to change to another one where I could have a PIN and better benefits as the one I have got you have to sign. I said yes, and she filled the form for me. I thought it was going to be a swap as I very seldom…
GE Money card - manage online? set up DD?
Hello there, I've just received my GE Money card, having followed Martin's advice on these pages! But I can't find any details about whether it's possible to manage the account online. Nor can I see any details about setting up a direct debit to pay off the card in full each month (which is what I have with my other…
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