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Texaco 3.9% life of balance to stay
Many of you have been receiving letters (see here) from Texaco announcing the card is being closed and customers will be moved to a Lloyds Platinum card. I've just put the phone down after speaking to Lloyds about this, and it came back to say "all current balance transfer deals will continue to be honoured". In other…
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Card Protection Insurance
Barclaycard/Sentinel card protection renewal this year is £20. OK if there are 4 or 5 of you at one address but not value for money for one person. Told them I did not want to renew and they offered to reduce price to £16.
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interest free season ticket
A GOOD WAY TO BUY YOUR SEASON TICKET (FOOTBALL) IS TO USE A BARCLAYS PREMIERSHIP CARD. ALL SEASON TICKET PURCHASED OVER £200 ARE INTEREST FREE UNTIL PAID OFF. THE CARD ITSELF IS RUBBISH SO I JUST KEEP IT IN A DRAW AND PULL IT OUT EACH YEAR. : :j
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cahoot loan to credit card at 0%
Hello, how do i go about transfering a cahoot loan £4500 ish to a credit card? (i want to use the 0% on balance transfer feature to save on the interest) Is it possible somehow? I currently have 2 credit cards - 1 at 0% for 10mths and other to do the spending on. I also have the credit limit which i require. I just dont…
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Being declined for Amex Nectar card.
Have been declined twice for the Amex Nectar credit card. A shame because I could really do with the Nectar points. I have an Amex Blue card already which I don't really use and I'm wondering if the fact that I hold that has anything to do with my being turned down. If so, I'd be quite happy to close it. Any views?
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Ryanair credit card - charges ??
While captive in a queue at Stansted airport, I agreed to apply for a Ryanair credit card having EXPLICITLY asked the salesperson whether there were any charges .... and being told 'No' I've now received the credit card ..... and noticed in the small print that 'credit cards issued by Irish banks are subject to stamp duty'…
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Ryanair credit card - charges ??
While captive in a queue at Stansted airport, I agreed to apply for a Ryanair credit card having EXPLICITLY asked the salesperson whether there were any charges .... and being told 'No' I've now received the credit card ..... and noticed in the small print that 'credit cards issued by Irish banks are subject to stamp duty'…
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Define account opening date?
I am going to apply for a M&S Card as they have a "0% pa on balance transfers for 6 months from date of account opening". When is the date of account opening? If I apply on line today, does the 6 month period start today or does it start from when the card is activated? I rang M&S, but not surprisingly the lady in India…
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Has anyone ever asked their cc co. to lower their interest rate?
Hi, I think the title speaks for itself. I cant get a 0% card at the moment and wanted to know the best way to ask my existing card companies if they will reduce the interest. Has anyone done this before? Did anyone have any success? i am quite nervous on the phone so want to be fully prepared before i do it. Thanks
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0% Credit Card with little or no credit history
I would really like a 0% credit card so that I can buy a cheapish second-hand car (2000 max) and pay it off quickly. However my chances aren’t that good. The only form of credit I have is my mobile phone which I have had for 6 months. I also have a BT line (does this count as credit?). I was turned down by Capital One in…
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Advice Needed - What will my new minimum payments be??
Morning everyone ;) I've currently got a balance of £4100.00 with Virgin at 13.9%, and was accepted yesterday for a Guide Dogs for the Blind 0% on balance transfers for 9 months card but the credit limit offered was £2800.00, instead of the £4100.00 I wanted. I'm going to balance transfer £2500.00 from Virgin onto the 0%…
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Request for help re credit card debt
I've just finished reading Martin's book and felt inspired to join this site for help. I admit that I'm hopeless with money and that alot of it went over my head and this is why I'm on here now. I have two credit cards with debt totalling £4,300. I also have an overdraft with HSBC of £1,100 which I always use to the limit…
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0% card
I have a few credit card and one or two have money to pay on them,one is coming to an end of 0% whats out there thats say got 10 to 12 months 0% that i can maybe transfer and use to save myself a fortune in interest.or is it possible to contact some of my cards i have now and see if they can offer me a 0% deal or do they…
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Conran card cashback for this year?
Hi there Does anyone know when this year's cashback is going to kick in? I remember last year it was around April / May time. Merci.
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ppi
Is it possible to cancel payment protection on a credit card?
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Need talking through this pls!!!!!!!!!
Hi all i'm just wanting someone to clarify how i go about doing a SBT!! i'm buying a car but need 1500 cash tommorrow!! was hoping to get it on my cc and bt it to my 0% card but they don't accept cc's i have numerous cards egg virgin barclaycard yorkshire bank visa card which can i do an SBT from and exactly what do i do??…
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Should I keep my Egg card open to improve my credit rating?
Hi all, I'm in the process of trying to improve my credit rating and took out my first credit card to do so in January. The card, I received is coming towards the end of its six months interest-free period on purchases and duty are the recent changes in its terms and conditions I'm contemplating cancelling it. I recently…
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Amazon not accepting egg BIN number for balance transfer (online)
Hi Recently got a amazon 0% credit card and trying to do a balance transfer via amazons web site, but when i type in my egg card number it reports that the BIN number (Bank identification Number) is not valid The BIN Number (first 6 digits) of the first card entered is not valid for this payment. anyone got any ideas why?…
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Poor credit limit with new card (for BT purposes)
I recently applied for Barclaycard Platinum wanting to transfer £3500 but only received £1100 credit limit. Martin mentions a chart in his balance transfer article detailing which cards give the best credit limits but I cant find it. At the risk of going crosseyed can anyone point me in the right direction!! Plus any other…
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Single use credit card numbers
Hello Somewhere in the back of my mind I remember reading about single use credit card numbers......... can anyone help me. Belzie
