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Ryanair credit card - charges ??

While captive in a queue at Stansted airport, I agreed to apply for a Ryanair credit card having EXPLICITLY asked the salesperson whether there were any charges .... and being told 'No'

I've now received the credit card ..... and noticed in the small print that 'credit cards issued by Irish banks are subject to stamp duty'

Having done a quick Internet search it seems that this will be about 40 euros.

Anyone able to confirm this ? If so ... it's going back !!!! Cheaper for me to make sure I get the 1 penny flights ............
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