-
First Stooze at last!!!!!
I've just done my first stooze from A&L BT (which they've done free of charge due to a previous error on their part) to my A&L bank account at 0% for 6 months.:beer: A&L have now upped my credit limit and have done a further bt free of charge so even the six months interest will be useful. I think I'll just stick with this…
-
Get a Sony VAIO with Paypal MasterCard 12.9% APR!!!
The PayPal Mastercard comes with a six month 0% p.a. balance transfer offer and carries no annual fee. The card also offers a free ID theft helpline and an internet fraud guarantee. Applicants also benefit from an instant decision. The first 1,000 customers will also receive entry to the PayPal Vault, with the chance to…
-
Egg, blocked card and the power of Martin
This may be of interest to some of you. Today my Egg card was blocked, after a retailer put through a transaction twice erroneously. This alerted security and no further transactions could be made. The situation was complicated by the fact that I was in Sweden and my wife was in Spain (so any attempted call by security to…
-
Does a balance transfer class as a payment?
This prob sounds a daft question and I hope it makes sense! I've just got my 0%bt Barclaycard and transferred as much of my balance from my Tesco card today. I was told that the bt will take up to 7 days to go through. The next payment for my Tesco card is due in 9 days. Will the bt (i.e. Barclaycard paying well over the…
-
Paying an individual with a Credit Card via PayPal account?
Can it be done? What I want to do is buy a car for £2500 from an individual private seller (friend) and use my PayPal account to pay the money directly into his personal bank account. However my PayPal account is directly linked to my Alliance&Leicester but I want this debt on my credit card to benefit from a 0% rate so I…
-
Please Help !!! Need Credit Card
I have checked my credit score on the following sites Equifax - 560 Callcredit - 740 Experian - 539 Please help me that which credit card i can apply for????
-
Credit card question
I have asked in the debt free forum but not getting much joy with an answer to this one. Is it possible to transfer my credit card balances to a credit card that is in another persons name?? My brother has kindly offered to get a capital one card (0% til aug 2007) in his name and transfer the balances over and I set a…
-
LloydsTSB card
Hello I went into my Lloyds branch today (Iam a customer of eithers) to ask about their platinum card and would it be BT fee free if I applied in branch(after seeing that info on this site). I was told this was not true and that the BT fee stood. Has anyone applied for this card in a branch and got it fee free?
-
credit rating pls helppppppppp
hi I check my Credit File on Equifax PLC, an my scor is 229. ist bad? if so, how bad ? thanks
-
Difficulty applying online with Equifax
I've tried three times to subscribe to Equifax but everytime the system fails after submitting my payment details. I phoned the 0870 ! helpline and was told my dredit card details were incorrect but I know for definate they were correct on my second and third attempt. I'm sure it's not because I have a dodgy credit score…
-
BMIBaby charges Debit Card fee - IS THIS ALLOWED?
HI all, I looking to pick the brains of all you Credit Card guru's. I know you all hang out here! I just booked a couple of flights with BMI Baby and was rather bemused by the the 50p DEBIT card fee for paying by VISA DELTA. It was my understanding which im assusming is wrong that companies cannot charge a fee for paying…
-
credit card novice - help needed asap
Excuse my lack of knowledge. I've never had a credit card, have no debt and no history of non-paying anything etc! I applied for a Sainsburys Platinum card but had it turned down - they don't say why. Any ideas? I will need to apply for another card but where do I go to now, I want a 0% for as long as possible please.…
-
Help Me I Have Sinned - Part Two - Return of the Debtmaster.
Thanks Martin, I have applied and been accepted for an HSBC Credit card with the 0% for 6 months offer, and no balance transfer fee. Only problem is I have a credit limit of just £2750 to start with, which helps but doesn't solve the problem. I also tried the Shuffle Step 1 by asking existing companies to reduce the rate,…
-
Help Im an Idiot I've run up £5000 on two cards
I have two HSBC credit cards one Master Card and the other Visa. I have run up £2009 on the Visa and the reminder on the Mastercard. Im just wanting to know my best options for paying off these as quickly as possible. I earn roughly £1700 a month after tax £324 of that goes towards a car loan which will be paid in October…
-
INTERESTING EXPERIMENT... try it, scare yourself!
I'm usually more of a DFW but thought you credit card peeps may be interested in hearing about a little experiment I carried out. As part of some research I was doing for work, I decided to test how easily I could get into the situation where i just could not afford to repay my debts. All theoretical, of course. Went…
-
Saving money....
Today i called my Barclay card up and found that my APR was 14.9%. Now i have a balance of £700 on it or so. I know i have 56 days give or take of interest free time in which to clear the amount then it goes to 14.9% interest. I was thinking say a week before the 56 days grace ends i can transfer the outstanding debt to my…
-
Barclaycard - £`1 a month spend to keep 0% ?
Has anyone else been told this ? I applied at the end of March and was given a good limit - however when I called last week to activate the card I was told that I need to spend a £1 every month to keep the 0% ! This wasn't in the T's and C's but read out to me over the phone. Sorry if this has already been covered…
-
American Express Nectar Credit Card
Having read Martin's articles on transferring balances to reduce debt - I decided to transfer my balances to life of balance interest rates. I applied for a American Express Nectar card which was offering 5.9% life of balance interest rate! I was accepted & last week rang them to transfer two balances (totalling £1500). At…
-
Advice pls.re MBNA
A friend of mine applied for an MBNA card about 6 months ago and got it, he was a bit surprised as he has a default. The account has been run correctly no late payments or charges, anyway he phoned them up and requested a credit limit increase as he wants to come to America with me in a couple of months time. Now comes the…
-
Barclaycard Credit Check?
Does anyone know if Barclaycard use Experian or Equifax? I want to do a BT shortly but arranged new car finance 4 weeks ago. Back in Feb I got the post office card and want to know how long to leave it before I organise another credit search!! Many Thanks :confused:
