credit rating pls helppppppppp

tiger

hi

I check my Credit File on Equifax PLC, an my scor is 229.
ist bad? if so, how bad ?
thanks

jay78

Equifax score from 0-475 229 is in the very poor category, you need to have at least 350 to have a Good score. This information should be on your report though.

CIMA_LOVER

tiger wrote:

hi

I check my Credit File on Equifax PLC, an my scor is 229.
ist bad? if so, how bad ?
thanks

Do you have any Default, CCJ??? Do you have a credit card?

richgirl

tiger wrote:

hi

I check my Credit File on Equifax PLC, an my scor is 229.
ist bad? if so, how bad ?
thanks

Looks very bad

Try the free online credit score calculator http://www.moneyforums.co.uk/credit_score_calculator.php

What does that one give you ?

tiger

CIMA_LOVER wrote:

Do you have any Default, CCJ??? Do you have a credit card?

hi
no idont have Defaul or ccj
i have barclaycard for 6 months.
thanks

tiger

richgirl wrote:

Looks very bad

Try the free online credit score calculator http://www.moneyforums.co.uk/credit_score_calculator.php

What does that one give you ?

hi

they give me 606 its poor
thanks

The_Boss

I'd take that calculator with a rather large pinch of salt.

reserved

I got 955, I'll stick with that!

tiger

955 not bad mmmmmmmmm good luck

The_Boss

It doesnt take into account current salary, monthly outgoings and total available and used credit. So its not much use really.

MPH80

I really would take it with a huge pinch of salt ...

My score varied, without changing any of the fields, by up to 10, simply by re-pressing the calculate button.

M.