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Help Regarding Disputing a CC Purchase
Hi there Having heard Martin on R2 saying about putting an item into 'dispute', I thought I would share my recent experience and ask for any help/comments. I recently bought a DVD recorder from a well-known retailers web site - it was brand new and not from a 'second hand' or auction site and they are an online specialist…
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Benefits to Alliance Current Account Holders
Just had an email about this, wondered if its any use to anyone Credit Card 0.5% Cashback on purchases - up to £15k annual spend and for first year 10% bonus of what cashback you earned. 0% - 6 months BT http://host.alliance-leicester.co.uk/plusbenefits/creditcard.php?u=nnnXSCm0&c=al0304065218
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BMI "Free" flight Credit Card
I have been looking at the t+c's for this offer, and in the first paragraph it states that you only have to make one purchase (i.e. a newspaper) to be eligible for the offer. But in a further paragraph it states "This offer by bmibaby is open to primary cardholders of a bmibaby credit card, upon which the total valid…
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Balance Transfers to Bank Account
Hi was wondering if somebody could help me. I am looking to use the 0% balance transfers on certain credit cards to move the money into my savings account to earn the interest then pay the money back at the end of the 0% offer. Is there a problem with moving money into my account for certain cards? I have successfully done…
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Super B/T. HSBC Loan to 0%. How?
I wish to transfer my HSBC loan to a 0% credit card. I understand about super balance transfers however I already have an Egg card and so I will need another card,. Any Advice? Thanks
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Can I pay for a bankers draft with a credit card?
I have just got a credit card at 0% for 10 months to buy a cheap car (around £2000), but I am finding that most of the cars around for that price are private sales. I do not want to get the cash out from the card as this will cost the 2% handling fee and the high interest fee. I was wondering if it is possible to pay for a…
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BA Amex -won't accept OH BT
Had a bit of an odd situation this weekend which i thought i would share with you all. We applied for the BA Amex to get the introductory 1000 air miles, clear it and then use it to transfer some of our debt to a lower APR. The Amex card is in OH's name, the particular debt we wanted to transfer in mine. BA Amex wouldn't…
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Not really 10 months interest free!
I have just received a Sainsbury's credit card, which I applied for because of the 10 months interest free (purchases only) deal. However, when I rang to activate the card I found out that the 10 months started from the day I applied for the card! So I applied on 16th March and did not receive the card until 2nd April, so…
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MBNA annual fees
Greetings all, Just wondering what happened with MBNA slapping on an annual fee for certain cards/accounts. Has this practise continued? What cards did they target or was it relatively random? Was it just for customers who didn't spend over a certain amount per annum?
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I don't understand.. Morgan Stanley card refused
My salary is touching 30K, I am debt free, own my house outright and have been in the Black for the more than ten years. I recently applied for a Morgan Stanley card for the Cash back benefits but was refused and told that I had a poor credit rating. I dont understand?
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Halifax/NSPCC Credit Card Low Limits
I have been a Halifax customer for about 25 years and am always getting hassled to get one of their cards. I finally applied for one for 12 month int free (2% bt fee)as my Capital One Interest Free Period has just expired. My current credit card limits are £11,500 for Capital One (£2,000 spend on it) and £7,000 for…
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Egg anniversary offer
Can anyone advise me. I have an Egg card with £15000 credit limit but nothing on it. This month is my anniversary offer from Egg of 0% but I don't want to do any balance transfers as have other 0% cards. Is there any way I can get the money out of Egg and into my Bank Account?
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Cards at their limits, would like 0% tranfer, any ideas.
Hi, I have the following credit cards and am looking to hopefully transfer the balances to one or a couple of new cards in order to take advantage of 0% deals and to try my damb best to get the little beggers paid off! HSBC Gold card limit £3,500 out/s £3,380 Halifax 'ONE' limit £2,400 out/s £2,520 With the halifax one I…
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Goldfish and Barclay credit cards
I have a large credit limit of £10000 on my Goldfish and a furthr £7000 limit on Barclaycard with £0 outstanding on both as i use my Egg for purchases. Whats the best way to utilise the goldfish and/or barclaycard for making money or do I need to forget them and get a new one for BT. I know all this may seem easy to…
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Help With Egg! - Can They Demand This??
I finished off one of my cards last month, but it looks like Egg messed up as it looks like there was still £150 left to pay off but Egg closed the account. where do I stand? Can egg demand the money from me even though the accout is closed? I would have thought that by closing the account they are closing the agreement…
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noob advice needed on 0% credit card
hi there have been trying to read through the advice here but its all a bit daughting, could anybody recommend which is the best card at the moment to be able to absorb 3 sub £500 store cards and an overdraft of just under £1000. if you could explain the mechanism by which you pay of the overdraft as well it would be…
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credit card virgin
Hi Folks! I previously lived with my sister for the last 3.6 years, but my name was not on the voters register. back then I did not know the importance. I have only ever bought something on credit once with a mail order company for £100 at my present address. I would like to apply for a credit card, I currently live in…
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Additional Credit Card
I'm about to change jobs and after having a company credit card for a number of years will now have to fund travel myself and have it reimbursed! I need a card that I can use in France (6 trips per year) and the USA (unknown number but probably trips of around 5 nights plus car hire - no plane tickets). The will be solely…
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Tarting and Credit Rating
Can anyone give me a rough idea how much credit card tarting you would you have to do in one year to damage your credit rating? I've been tarting on average 2,500 from one 0% balance transfer card to another 0% card every 6-9months or so. No problems so far... Thanks Mike
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Applying Halifax Debit cash back card
Hi there, I am thinking of apply halifax 1% cash back card. Here are some question before I fill the form. 1) I just applied a nationwide debit card and flexi account for oversea use a week ago, will this affect the likehood of being accepted on halifax? 2) By earning that 1% cash back, I will need to put 1000 pounds into…
