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B/T advice
hey, I am about to transfer my overdraft onto my new 0% credit card and just wanted to check i'm not missing anything - £1000 overdraft (on full), pay it off by B/T to egg money card, then pay off the balance on the egg money card with my new 0% B/T card (no fees). this seems to work in my head, any problems i might…
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mule cards
OK I'm confused. I need cash in my bank again. I already have an Egg card and so cannot do super balance transfer. I need a mule? Is the following correct? I can order a new 0% card request a balance transfer to my Egg card and then transfer Eggs now positive balance to my bank account, no fee as it is a positive balance.…
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Mint Cashback...
I've got a hooge £1.06 in cashback.. I was looking at closing the account, but I'm not sure how, or when I'm entitled to the cashback??!! Help! Thanks! Sara
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I applied for a Monument card...and got it.
As most people on here will know, they are a sub-prime lender but even so, I didn't think I would be accepted as I have a default on my record and that is a lot worse than missing the odd payment here and there. They gave me a £3500 limit and I did a balance transfer of £3400 with a 2.5% fee (£85). This is at 0% until…
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Virgin screwed me
A word of advice if it's not too late, I have been playing the 0% finance on balance transfares game successfully for a few years now and paying my 'interest free loan' off a bit at a time without any gliches....... until I transfared to Virgin !!? I've just found out today that any payments I make with this card, (which I…
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Egg - Bad advice in New Woman mag
I bought New Woman mag this week, which contains an 'article' called 'Money Saving Tips your Dad Didn't Tell You', or similar. I read this once, and then pointed it out to my boyfriend, and it was only on this second reading that I noticed the 'sponsored by Egg' small print. Among the advice given was 'Who wants to be a…
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Barclay Card Cancellation Process
My girlfriend rung up Barclays this morning to pay off her remaining balance & requested that her card now be cancelled. She also asked if they could send her a letter confirming that the card had been cancelled. Barclays told her that they would not send her such a letter & she would instead get a statement showing a zero…
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Free England Football shirt with "England" credit card
Free England football shirt on offer by taking an England credit card. Single use of card within 28 days of receipt seems to be all that is required to trigger shirt offer. https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=3enggs_ost&mc=FOA-RS-44698-44699
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Have MBNA changed their payment criteria?
Just wondering, as my last statement was £914.17 to be paid by march 22nd. on 2 march I paid £200, 17th £100, and 21st £615. The dates mentioned are the dates on my statement that the money has reached the account. So I have paid this off, but incurreed interest. Have MBNA changed to an Egg type system where you have to…
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Stolen credit card
My collegue had her purse stolen from work yesterday (she's a nurse, and it could only have been a patient whole stole it - sucks doesn't it?) By the time she got home & realized it was gone, the thief had been to the bank, produced her drivers licence, signed the withdrawl slip and taken £2000, from 2 different banks.…
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Capital One Balance Transfer Deal
I saw the Capital One 0% Balance transfer until Aug 07 deal on TV last night. Whilst it mentioned a 2% transfer fee, I thought this wasn't too bad for the peace of mind of not having to worry about clearing the balance until late next year. Am Imissing something? Is there a hidden catch in this offer?
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how soon to transfer to M&S
I had an M&S card with 0% for 9 months, which has just ended, so I transfered the money somewhere else. But now I'd like to transfer it back and get another 6months 0% as ahs been suggested on here, but any idea how long it has to stay with nothing on it before I get a deal?
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First Direct
Not a very good news. Just checked my credit expert report and the following message appeared:- If you have an account with First Direct, you may get an alert about this account from CreditExpert in April or May. Don't worry – it’s actually good news. Banks are providing new data to Experian, the credit reference agency…
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Suckers
Short success story: My mom received her credit card statement with a leaflet giving a 4.9% balance transfer for life. My credit card (same bank) is not as good as hers, so i didnt get the special offer. I cheekily phoned up pretending the special offer leaflet came in my statement and that i wanted to do a transfer. They…
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Help
I currently have 2 credit cards 1 with £3300 the other with £2300, what i want to do is get these on a permently low rate, i currently habve 15.9 on the 3300 and just had the 2300 dropped to 14.9, what would you advise on these, get a loan and pay them off, orget a low rate of 4.9 on balance transfer andkeep paying what i…
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Underhand Tactics from MBNA?
How can MBNA justify raising their monthly interest rate on my Platinum Visa account from 1.2408% to 1.8735% - a rise of over 50%? I admit that I received a letter in January informing me of the increase but, because it merely stated the new rate as 1.8735%, I didn't realise the implications. Whilst it is true that I am…
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Egg... .
I have an Egg card, which I got - I think - in January. Is there any way of checking when my 0% interest offer will end and which interest the card will revert back to...? I know it's six months but maybe I didn't get the card in January, maybe it was February... . There must be a part of their website which says "you have…
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Nationwide credit card application
I'm just about to buy a €2500 piece of musical gear fom a German retailer, and discover to my horror that I'll be hit for about 45 quid by LloydsTSB via the 2.75% currency conversion charge on my credit card (VISA). :shocked: So I fancy a Nationwide credit card for this and future internet transactions. Problem is,…
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Credit Card Cheques.
Can I please ask for some advice - I have tried to search for a relevant post but have not had any joy. I have received off my bank, LTSB, 4 credit card cheques to 'use'. I have a LTSB Plat Card with 9k credit, and no balance. Can I use these cheques to put a +ve balance on the card with 6 months interest free credit. If…
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Barclaycard Platinum limit?
When I enquired about applying for a Barclaycard at my branch, the personal banker (who happened to be the Branch Manager) told me that because of my account history, I was very likely to be accepted for a Platinum card, but said couldn't tell me what limit I would get. Does anyone know what sort of limits they are issuing…
