Have MBNA changed their payment criteria?

The_Boss

Just wondering, as my last statement was £914.17 to be paid by march 22nd.

on 2 march I paid £200, 17th £100, and 21st £615. The dates mentioned are the dates on my statement that the money has reached the account. So I have paid this off, but incurreed interest.

Have MBNA changed to an Egg type system where you have to pay it all off in one go to not be charged interest?

lky2k23

Something has gone different in my monthly payments as well.

Borrowed £2950
March Payment - £55
April Payment - £5

What will I have to pay in May?

sicker

lky2k23 I would assume your next payment will be £5. MBNA accept minimum payments of £5. Your 1st payment would be £5 minimum payment + £50 (1 off) balance transfer fee.

John

lky2k23

Thanks - I thought the £50 fee had already come off - obviously not

Bloke_with_a_simple_life

Boss - do you only use your card for purchases (rather than cash type transactions)? Did you pay the previous months balance off in full too? Did you move from a low or 0% offer period to the normal card rate?

Difficult to tell what's happened unless you detail your full transaction, payment and interest rate history.

Thanks.

The_Boss

Bloke_with_a_simple_life wrote:

Boss - do you only use your card for purchases (rather than cash type transactions)? Did you pay the previous months balance off in full too? Did you move from a low or 0% offer period to the normal card rate?

Difficult to tell what's happened unless you detail your full transaction, payment and interest rate history.

Thanks.

That account doesnt have any balance transfers - its used purely for purchases and paid off in full each month. This is the first time I have noticed it. Also, no cash withdrawals or anything like that.

Bloke_with_a_simple_life

Not too sure what happened = I would give them a call and ask for an explanation!