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Ignored
Have NEVER had any probs with applying for a Credit Card or with limits in fact one of mine has a limit of £15,900. As if I am ever going to go into debt that much !!!!!!!!!!!! 5 days ago applied for a new card, filled in details on line etc and reply "Decision within 5 days by Email." 5 days/6 nights later ....No Reply.…
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Anyone had their credit limit reduced?
I've heard of it happening if you miss payments, but has anyone had it happen while they were up to date? And how did you find out about it?
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Credit Card Cover
I bought an LCD TV on the 26th July and was given a new date every time i rang them so the final time i rang on the 11th August some 16 days after ordering i was advised i could cancel so I did. It is now 22nd of August and i still have no refund am i covered on my MBNA Mastercard. The first woman i rang said no and the…
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Egg Cashback Question
Hi guys, wonder if any of you can help? I seem to remember a thread about Egg totally dropping cashback from a few weeks ago - does anyone know the details? on the egg site at the moment it's only got the details of the special offers - i wanna know whether the standard rubbish 0.1% rate has gone/ is going too? Cheers in…
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Cahoot credit card and Coop Plat cc
I have today received notification that Cahoot has cut it interest rate on my Cahoot cc to 10.8% and my overdraft rate is also cut to the same amount. Also I have a Coop Plat card and was surprised to note purchases and cash withdrawals are charged at 9.8% and this is not just a promotional rate.
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Virgin Minimum Payment
I got my 9 months 0% APR Virgin card a couple of months ago. Last month my minimum payment shown on my statement and taken from my bank after setting up the DD through Virgin was £5 :confused: I thought it may have been because I hadn't had my card for a full statement month. Only this month, my statement again says the…
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Credit card companies confuse me!
Hi.. I have a less than perfect credit history, 18 months ago I ran into some problems with my Barclaycard and have had a few hiccups with my Capial One card (Note: If you get into problems, talk to them otherwise they will ring you seven days a week at home and at work, they simply won't leave you alone).. Anyway, for the…
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how long do i wait?
I have just remortgaged and would now like to apply for a virgin credit card.I was wondering if this would be o.k or should i wait a few months before applying on account of having just had a credit search done for the remortgage?Anyone out there ever applied for a credit card straight after remortgaging?Were you accepted…
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Vanquis Card
I was disgusted to receive a credit card mailing from Vanquis Card which offers cards to people with poor credit history, including County Court Judgements, but at an extortianate interest rate of 49.9%! The company obviously relies on the applicants to default on their payments so they can pocket a fortune in interest.…
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can you be in credit on your credit card ?
I am going on holiday and my credit limit on my visa card is 350 pounds. i would like to know if i can put money from a different account onto to my visa card so i will be in credit? For example, could i add 400 pounds onto my 350 pound visa card limit so i would have a total of 750 pounds to lift while abroad if…
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Is Isle of Man foreign for CC
Going to Isle of Man for a holiday - anyone knows if the use of UK CC there is classified as foreign transections (and hence incur fees)? I have Citi Platnium and AmEx Blue. Thanks.
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RBOS platinum cc - backlog - how long did it take you to complete
i applied 9/8/05 for above. they say there is a backlog cos of effective campaign. anyone recently applied that can say how long it took - i desperately need my virgin to be paid off by 7 sep !!!! or i get hit with £109 interest ! they say they have approved but are waitin for my signed contract printed by me and posted on…
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RBS Application - Grrrr
My Sainsbury 0% deal runs out in September so I applied on-line for the RBS 9 month 0% Platinum card deal six weeks before Sainsbury's expiry date and asked fro a BT for the balance on the Sainsbury card (only £250 - I use the card as a rolling 0% facility for buying appliances and gadgets). I was accepted on-line and…
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Tesco Stop 'upto 56 days' interest free
Notified today (22/08/05) in small print at bottom of 'Notice Of Variation' leaflet included with statement, that from 1st October 2005 interest on purchases starts from date of purchase.
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Sainsburys Bank Visa Card - Application Rejected
I applied for the platinum card and have recieved a letter stating my application has been rejected on the grounds that I 'do not meet the standard criteria according to their scoring system' I have never had a problem getting credit before and I thought even if they dont accept me for the platinum I would be accepted for…
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Maxing out credit limits
Although I'm fairly new to stoozing (under a year), I've managed to build up a fairly healthy stooze pot. However, I have been knocked back recently by two companies, which could be because I've done too much too soon, or because I have simply reached the maximum credit related to my income. I thought it would be useful to…
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Alternative to ATM withdrawals?
In the 'Credit Card Re-shuffle' article it was mentioned not to use hole in the wall withdrawals as they are hugely expensive. Does anyone know of any alternatives? Many thanks.
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Separating - need my own CC but which?
Hi, I'm separating from my husband and need to get my own credit card as my two are as second cardholder on his accounts. I earn approx £34,000 pa, don't want to use it for large purchases (don't WANT to but who knows in the future?) but would use it if i was making internet purchases that didn't take switch for example…
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Am I always covered?
I will soon be booking the hotel room only for the Christmas break.As it looks like we will be booking with alpharooms who are not atol/abta protected ,does anyone know if a credit card will always protect you if e.g alpharooms go down the pan.(of course I will be booking through the quidco.com website'link for an extra 7%…
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Credit Card Mugging in Service Stations
My Wife, with two small children in tow, in the middle of a 200 mile road trip, was mugged by a Credit Card salesperson. She was told that she was going to be sent information about the National Trust and the MBNA credit card that supports it - No strings. :j The salesperson would not let her go until she had given her…
