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Have NEVER had any probs with applying for a Credit Card or with limits in fact one of mine has a limit of £15,900. As if I am ever going to go into debt that much !!!!!!!!!!!!
5 days ago applied for a new card, filled in details on line etc and reply "Decision within 5 days by Email."
5 days/6 nights later ....No Reply.
Any suggestions on what to do next. ???
Tony of Graveney

Comments

  • I'd wait a little longer - if its a new offer then they might be covered in virtual applications.

    It might also have gone to underwriters...
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • What credit card are you applying for, if you don't mind me asking of course?
  • Woby_Tide
    Woby_Tide Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How do you expect the creidt card company to know that you won't go into debt that much? On the files they see, you have a potential limit of £15.9k and no reason to believe you won't use it. If you won't use it, cancel it and then they may offer you a card.
  • Phone them.
  • Tony.B_8
    Tony.B_8 Posts: 39 Forumite
    The card with 15+K limit that I do not use is an MBNA one
    The one I applied for was a Texacocard
    Tony of Graveney
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