-
Virgin Credit Card
Hi, Just about to apply for a virgin credit card. Are there any offers on at the moment. I have found £3 cashback with linemypocket but nothing else. Thanks
-
Choosing and Using Credit cards
Apologies if posted before http://www.choosingandusing.com/ Apacs, the UK payments association, which represents all of the major UK credit card issuers launched this site and claimed impartial…
-
Paying a holiday deposit
Hi all. I'm booking a holiday for me and my wife and I will be paying for the deposit only on my credit card and the remainder of the balance in cash. In order to be covered by section 75 would I need to pay £100 deposit for both of us, or will £100 suffice? I was thinking perhaps the credit card company could say that I…
-
prepaid credit cards?
as above can someone give me a bit more details on it please. is it just like a debt card tho. cant use it without u putting on on it etc? can it help to improve ur credit rating?
-
Experian Credit Expert
I've been trying to sign up for this now for the past three days but is constantly unavailable. Does anyone know how long this has been the case? Is it this unreliable usually? TIA
-
Can CC companies ask your employer...
..how much you earn per annum or is this information confidential.?? Terry
-
Landline required?
When registering on play.com I was asked for my landline phone number: "The phone number given must correspond to the landline at the cardholder’s address." I left it blank and it returned an error saying it was required. Is this just a way to get phone numbers for marketing, or a legitimate question? What if I didn't have…
-
Problem with Morgan Stanley Harrassment
Apologies if this is in the wrong forum My mum has just called me in floods of tears about Morgan Stanley harassing her for money The story is that 3 1/2 years ago my mums back gave way and over the past 3 1/2 years has tried surgery and everything to get it to improve, unfortuantely she is what the doctors call a hopeless…
-
money transferred from my my virgin card .... not by me
just checked my account online and there is a balance transfer for £ 275 to an abbey account in surrey , who i dont bank with and i aint from surrey , have phoned virgin and been assured that it will be put back within seven days ... once their csi team have looked into it , how common is this ..anyone know update 15th aug…
-
second stage
Hi Guys, My egg 0% balance transfer hass expired, the anniversary isn't until Decemeber and the limit on that was £4,000. I've recently been granted a HSBC card with a credit limit of £5,000. Do i just create positive balance to Egg for £5,000? or create positive balance for £2,500 each time?
-
Egg - Blue card offer
Last year I took out a blue egg card (I already have a green one) to use to transfer a balance from another card. When the 6 months 0% was up, I then transferred the balance to another card. I then cancelled and closed the blue card. This was in April this year. When I go into the egg website, details of my blue card are…
-
Halifax 'Aqua' Card Rip-off 35.9% apr !
Yesterday I received some junk mail in the post addressed to me inviting me to apply for an 'Aqua' card. I was disgusted to see that their typical interest rate for purchases and balance transfers is a whopping 35.9%!!!! How on earth do credit card companies get away with charging these extortionate rates?! I think there…
-
Credit Report Implications (when cancelling credit cards)
Hi, This is my first post on here, so I hope I'm doing everything right. I've had a search to see if this query had already been posted, but I couldn't find anything... Basically I am getting into the habit (thanks to this site) of balance transfering all my credit card debt onto interest free credit cards, as soon as…
-
Alliance and Leicester Reduced interest rate.
I have an Alliance and Leicester Cash Back Platinum Credit Card. I was contacted earlier this week by A&L. As I was a “valued customer” they offered me a preferential rate of 1.9 % interest rate until Christmas. I could only have this if I either made a balance transfer to their card, as I didn’t have any so she said that…
-
Barclaycard... still waiting in the queue
Just to let everyone know that I've now been on hold for over 15 minutes waiting to pay off my Barclaycard. They must know what's coming and are trying to make me pay for a lengthy call. Silly people- nobody rings up to make a payment on one of their 0870 numbers ;) - thank Tmobile (not something said very often) for…
-
Nationwide Credit Card Scam
I Have Given My Message This Title, As Basically That Is What The Credit Cards Are Doing, Along With Visa International, And Numerous Retailers Abroad. The Reason They Are Getting Away With It Is Because People Are Not Expecting It To Happen When It Does Happen, And It Is Happening Abroad When We Might Be Off Guard, More…
-
Question about Morgan and Stanley Platinum card
Does anyone know off the top of their heads. Is there a maximum amount you can put on this credit card in one day? I've just come back from Makro. I put nearly £300 on it in the electrical department, then when i went to the checkout with the rest of the stuff the card was declined, so then i had to pay with my debit card.…
-
Just an idea to avoid identity theft
Apologies - just found some ideas in Anything else. Appears whenever i do a search in Firefox, it always brings up no results... just tried it in IE and found some ideas to try next time. I had a phone call from a credit card company last night, and it occurred to me whilst I was answering the security questions - how do I…
-
When to apply?
Bit of a novice at this game. I have an HSBC card on a 0% deal, ending mid-September. When would be the optimum time to apply for a new 0% card to transfer the balance? Is now too soon? thanks.......
-
Texaco Card Payment Warning
Ok, I admit this is my fault for letting them get their hands on my MAIN account details instead of my Direct Debit Account. (soon to be rectified) But. Paid my monthly bill on the 6th by phone. Asked the rep to diarise(s) it as my monthly payment. Went to pay for petrol today. Bank Card maxed out. Rung the bank. Texaco…
