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M&S AND MORE CARD WARNING
Just a word of warning, dreadfull customer service by off shore call centres, also the 0% balance transfer rate is advertised as 9 months but has been but on my account with them for 6 months. I am currently trying to get them to agree the 9 months but not having much luck. Another bad point is you can't view your balance…
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Egg Turns A Profit!
There's been some talk on here recently about why Egg offers are so good - some say "loss-leaders" given to increase market share prior to a sale of the company. With this in mind I was interested to read in my local paper's business section last night... Credit Card Profits Up Internet bank Egg today unveiled a move into…
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SBT your Virgin
Hi Does anybody know, can you SBT to your current account online with your Virgin card or do you have to phone up? Apologies if the answer is obvious somewhere I haven't looked.
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Mint Removing Cashback from their Cards
Just checked my Mint Statement online and it says that Cashback is stopping with effect from the August Statement Date.
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Consumer help re: credit cards
https://www.choosingandusing.com helps consumers find out more about: The benefits and risks of credit card use How credit cards work What should be considered before choosing a credit card How to compare credit card products How credit card companies make their decisions What to think about when using a credit card What…
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Mint drop cashback
I had my Mint statement this morning. There is a note on it saying that they will no longer be offering cashback after my August statement and anything that I've accrued will be credited to my account next month. Is this a general thing? :confused:
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Tried to do a `SBT` with my halifax card
and they said no , i had kind advice from here to do this , BT to my current account , then pay off argos like that and then transfer the balance onto my intended BT card but , no , seems there isnt much halifax WILL actually do any ideas guys ?
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can i pay of a bank loan using a 0% credit card
just got throu the post an abbey offer for 9months 0% currently have around 3k loan out in the bank is it possible to give abbey or any credit card company for that matter the sort and acc number and will they transfer it over to pay of the loan ? and is this classed as purchase or transfer ?
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Halifax Have Sent Cheques 3.9%....
Hi There I have this morning received 4 credit card cheques from Halifax One. They state 3.9% on anything written out for including balance transfers for the life of the balance. No fees to pay etc. I am not going to use them as I have just BT balance from One card to Skycard (probably why they sent them!) Just wondered…
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Credit cards - best deals?
We are currently using the Halifax credit card and have several months of interest free left. However when this is up I wonder what the options are for transfering from this card to another 0% deal without incurring transfer fees? Also how do you know what limit they will give you. Halifax gave us a whopping £ 9 K. Any…
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Better rates just ask
OH just got existing customer balance transfer rates of 4.9% 6 months and 5.9% life of bal with HSBC and Natwest respectively, just by telephoning them and asking. This is from down from 15.9-21.9% due to mix of transactions over many years. He is so thrilled. :j After me doing the credit card shuffle last few months and…
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Virgin Card Paid Balance Off in Full but Still Owe them Money
Last month I paid off my Virgin C/C in full. I paid off the full o/s balance, checked that the payment had reached the card and then cancelled my monthly direct debit that I had been paying towards the balance. I then received this months statement which showed that the o/s balance had been paid off, the monthly direct…
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Credit card v remortgage
I read above in the offset mortgages post of a man who I quote: "one other point is i did a super balance transfer on a credit card and the funds are also in the offset account saving me money as i pay 0% on it and keep switching it" borrowed money on a credit card to put in his current account to reduce payments on his…
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interest on the last month?
Hi my egg card's 0% runs out on 01 SEP 2005 I was wondering when the best time to apply for a new card is, i've curently got an MBNA which will be fully paid off in 7-10 days. I was thinking of canceling that and going for the virign but I'd like to give some time for my credit report to update, so was wondering what's the…
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kwik fit store card
My partner recently had work done on her car at Kwik Fit. After handing over her card to pay by switch/visa, the manager said she did not have to pay anything for 3 weeks and the bill would be forwarded to her by post. A week later, a store card arrived although she did not authorise any application or sign anything. Is…
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Invitation To Apply
I have recently received an Email inviting me to apply for Mints 0% balance transfer card. Can any one tell me if this means they have already carried out a credit search and therefore guarantees acceptance or is it just a circular. Thank you :T
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Regular payments v not full payments question
Hi all Quick question. I pay regularly, each month, an amount above the required minimum repayment on my credit card, but don't completely clear the outstanding balance. Hence, my balance is steadily coming down but will take some time. How does this affect my credit scoring? Cheers Dings
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Capital One Credit Card Cheques free of charges?
I have been sorting through all my paperwork with regard to credit cards etc. and I have just noticed that the Credit Card Cheques which Capital One send me are supposedly treated as Purchases and not as Cash Advances. Would I be correct in assuming that if I made one of these credit card cheques payable to myself and…
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Super Balance Transfer - Virgin
I applied for a Virgin card today and just checking through with the operator I asked about making an SBT, she said no problem with doing that except that they would charge 2% for every transfer. Just thought I would mention so that the main website can be changed or possibly someone knows different?
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Best Way to get 1500 cash?
My sister needs 1500 to buy a car, probably by private sale and so will need cash. We have absolutely no experience of loans/credit cards so can someone give us an idea on how best to do this. She thinks she has a good credit score (catalogues etc.) and will be good at paying it back regularly, prob about £150 - £200 a…
