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sainsbury credit card
DAK the freephone credit card activation number for this card? As i know from previous experience you can use this number to call about other card queries etc. saves using the 0845 number.
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American Express travel card
Sorry if this has been posted already but I have searched and cant find anything. What are your views on the new Am Ex card whereby you pre-load I think its about $700 or 700 euro's and Am Ex add an additional $70 or euro's. Then you use the card on vacation and can top it up etc, this card is to replace travellers cheques…
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OFT Late Payment Fine Crack Down May Hurt Consumers!
The OFT has today announced a crackdown on late payment fines on credit cards.... sounds good but perhaps isn't all its cracked up to be! My View "Credit Card Companies are businesses, their job is to make money from customers. If the £25 late fee disappears they'll make money elsewhere. Already a much bigger fine for many…
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Help me re: Argos Card
Hello Everyone I hope someone could PLEASE help me!! It’s about my Argos Card Basically, ive come to the impression it’s impossible to transfer an Argos balance? We can’t transfer it on to Barclaycard or Halifax, because it’s a `catalogue` card allegedly? And we can’t pay the bill with a credit card and then transfer that…
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Closing old credit card accounts?
Sorry if this has been asked before but after doing a bit of credit card tarting for the last couple of years. I have 4 credit cards. 1 with a balance and 3 without. In credit cards I have credit currently available to me of £18,000 should I close a couple of the accounts or keep them open?
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Credit Card Cash
Hi all, my sister took out £1000 from her creditcard. Her Cash advance rate is 21.00%. how much interest will she have to pay back in interest? what is the calculation?
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OFT consults with eight credit card companies on the level of their default charges
Looks like penalty charges are coming down. Not sure if that is a good thing or whether interest rates for good payers will have to rise as a result. R. ______________________________________________________________ OFT Press release: 135/05 26 July 2005 The OFT has written to eight major credit card companies to consult…
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pay us
I recently received a letter from europ assist asking me to pay £70.00 for a breakdown service I had back in july 04. They are claiming that during a recent audit they found that mycredit/debit card was unfortunatley not charged at the time of the assistance received. My question is if you dare accept the challange are…
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HSBC to share credit records...
http://money.guardian.co.uk/creditanddebt/story/0,1456,1536174,00.html Some people will little credit history will be pretty pleased but it might affect some stoozing activity.
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Free Travel Insurance?
Are there any credit cards out there that offer free comprehensive travel insurance? Not the basic travel accident cover but a proper travel insuance like the one offered free with the A&L current account? I think Amex offer it on their charge cards in exchange for a hefty annual free and Barclaycard will be offering it…
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Tart alert query
Sorry if I should have posted elsewhere...I've just had a "tart alert" for my Egg 0% deal. The text of the email says "You've only six weeks before your special offer rate ends.....The process of applying for a new card usually takes around eight weeks." Should the tart alert not be sent at 8 weeks then? :confused:
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Cards are our property? Cancellling Cards
I have 2 cards I want to cancel, MBNA and Barclaycard. Not wanting a debate or any offers I was simply going to write to both companies. However when trawling the MBNA small print I note it says 'cards and cheques are our property'. Well I've always shredded the cheques they've sent so thats rather tough but does that mean…
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What is the best Visa card?
Hello, We travel a lot and quite often have to try a few cards before we find one that will be accepted. We've got Amex Plat with 2% cashback, and a 1% cashback Mastercard, but in some places Visa is still the best bet for being accepted. We did try at one point for the Citibank 1% cashback, but their website had bugs, and…
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DCC Is Designed To Give You A Choice
some people say that they are not given a choice by using DCC, here is my say to the contrary. As everyone knows, DCC is an individualized customer service tool that allows you to choose either to pay your purchase in local currency or in your home currency at ease while traveling abroad. DCC is meant to give you the…
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Super Balance Transfers - Alliance & Leicester say it won't work
I was quite fired up at the articles on Super Balance Transfers in the Credit Card Section needing a loan and wanting to find the best rate. A CC loan with a balance transfer to my account at 0% interest for 9 months sounded like the best idea. I called Alliance and Leicester as throughout their online application form it…
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Rbs Cashback By Invitation Only!
Recvd letter from RBS card inviting me to register for cash back. 0.5% cash back - credited anuualy in November each year. This is by INVITATION Only. Any one who has not reveived an invitation from RBS card can try and register by calling this number. 0845 850 8880. Good luck.
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Virgin Credit Card - POOR customer service
Just had the misfortune to deal with Virgin Credit Card customer services... Brief summary of what happened: Requested to start a direct debit online, which didn't work .. after 4 more attempts it eventually seemed to work, and got the agreement through the post (the standard direct debit form, not anything from Virgin).…
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better to switch to lower apr?
i currently owe £9500 on halifax mastercard platinum @ 5.95%, min repayment 2%. i repay approx £250 per month. life time balance rate rate halifax have just sent me a cheques for my visa card with them, £15000 limit. they state life time balance rate of 4.95%, however with 2% BT fee. would it be better to pay the cheque…
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anual percentage rate or per annum
can any one help me out with this? what is the difference between apr and pa if there is a difference at all.
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Credit Cards providing Collision Damage Cover on Hire Cars
Americans and Canadians who rent cars in the UK avoid purchasing Collision Damage Waiver Insurance when they use their Credit Card. This cover is provided as a benefit by the Credit Card Company. Do any British Card Issuers offer this same benefit?
