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MBNA cards and balance transfer fees
This seems to come up a lot so let me just confirm the official position 1. MBNA itself. Charges a 2% balance transfer fee at all times. Usually capped at £25 however there are some trial uncapped offers. 2. Abbey and Alliance & Leicester. Charge a 2% balance transfer fee UNLESS the balance transfer is done on the…
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Argos Credit Card - Can it be Transfered?
Hello, Does anyone know if it's possible to tranfer an Argos Credit card to an interest free deal? I normally move my credit cards to interest free deals however I'm not sure if I can does this with my Argos credit card, which is more like a store card as it can only be used within Argos. At the moment it's costing me a…
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New Abbey 9-month 0% card
Hi Abbey are coming out with a new 9 month 0% card to replace the six month card that is currently on offer. My friendly financial adviser at the branch told me this when I walked into the branch last week to apply for one. He told me he's not supposed to tell, but it might be worthwhile waiting for a week to take…
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Wot No Halifax Cashback?
When did they take away the cashback on the Halifax One cards? http://www.halifax.co.uk/creditcards/one.shtml I know it wasn't great at 0.25%, but no mention of any now. Are current customers affected?
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New BSkyB credit card
Sky are launching a new credit card. 0% interest on BT until Jan 2006. It also fits in your Sky 'DigiBox' - for those lucky people who have been dished. See http://www.guardian.co.uk/uklatest/story/0,1271,-4941390,00.html?gusrc=ticker-103704
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Halifax change Terms and Conditions
Just received notification that Halifax are changing two significant terms: "In certain circumstances we may return balance transfers that result in a large credit on your account back to your other card provider" Good job this is the regular purchases card, not the stoozing card I thought, then I get to: "Removal of…
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ALLIANCE AND LEICESTER - 0% or 16.9%
With MBNA cards (I have the A and L one) Does the fee of £35.00 get charged at 0% or is it charged the standard 16.9%??? Omar
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Credit card US ATM charges correction
Hi Martin - what a superb website! With reference to this foreign card use page, I've got one comment on it, with a moneysaving suggestion: Practically all US ATMs specify that the $1.50-$1.75 charge is to US cardholders only - so if you use a British card, you are not charged it. You can see this on your bank statement -…
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existing barclaycard customer wont let me do a transfer
hi there as an existing customer of barclaycard for the last four and a half years just before christmas last year i managed to clear my card to a zero balance i didnt use it for a few months and then rang to ask if i could do a balance transfer from one of my other cards, i was told no as my credit score was to low and to…
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Capital One 18m 0% - Application Form (Please!!)
Anyone have a application form or leaflet they could send me with the details of the 18mths 0% from Capital One? This would help me greatly.
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Help I'm getting spammed by egg
I keep getting several text messages a day telling me to ring egg urgently, and I have done for the past month. Problem is that they're for the guy who used to have my phone. I have no contact details for this guy. It's thoroughly annoying and Egg refuse to do anything about it, they say I'll have to wait until the account…
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Card Protection Plan
Hello Are the Card Protection plans, such as CPP really worth having. Even though it only cost £12.00 per annum, you are already protected by your card company for liability after the first £10-30 if your cards are stolen or lost. So what's the difference, it seems a waste of money! Am I right? Regards William
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Are Cap One desperate?
I decided not to return my credit agreement with Cap one after the recent fiasco. This morning,another credit agreement arrived for me to sign!!!
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In Credit On Credit Card
Hi First I'd like to say MSE is a great site and a wealth of information - appreciated :) Many years ago I had several Credit Cards but ended up defaulting on payments ...etc and eventually self bankrupting - obviously blacklisted ...etc. Now I am in a very good financial position and will be for many, many years (working…
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Great Story - Barclaycard
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Are 0% cards going to end?
There are more press stories that 0% cards offers will end. They stem from a report (sponsored by Capital One) which concludes it's flat rate cards everyone wants (which 'co-incidentally is exactly what Capital One promotes). So what's the real score? 0% cards are here to stay, but there's a rapid growth of balance…
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Cahoot £50 cashback for balance transferring £1,500
I received a letter yesterday offering me £50 if I transfer £1,500 to my Cahoot credit card before May 2005. Sounds very tempting. At the moment all my debt is with Capital1 at 0% until May 2006 but it looks like I can move £1500 to cahoot for a while then move it back to Cap1, still at 0%. Cahoot charge about 1% a month…
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word of warning on A&L credit cards
It might be marketed by A&L but it is owned and run by MBNA and clearing bank is Barclays so it takes 10 working days to clear a cheque and 4 days for a direct debit transfer - so from my bank to Barclays to MBNA to A&L with lots of opportunities for mistakes and getting lost- so they encourage you to pay minimum £5…
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Capital One 18m 0% - balance t/fers
I was lucky enough to get one of these cards but you can only transfer balances onto it from other credit cards. I was wondering whether I could pay off a chuck of my mortgage (effectively a large overdraft a/c) with my Virgin card, then transfer it to my Capital One a/c. i.e. super balance transfer Does anyone know costs…
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Virgin Card.
Can anyone advise on this. I have a virgin one account and wondered, given that the Virgin Credit card allows "super transfers" whether I could write a chunk of my mortgage off on to the interest free deal. When you do your balance transfer is it by cheque or account detail and would they allow this ? Sneaky huh ?
