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Love2Shop Paper Vouchers - problem using them due to COVID19
I have some Love2Shop vouchers to use up as they are expiring next month. This is proving a problem as places won't take them due to wanting to be contactless. Argos have told me they won't take them. Looking on Love2Shop's Facebook page numerous people have the same issue and Love2Shop won't help, and people are loosing…
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Advise for claiming Self-Employment Income Support Scheme
I am a Self employed window cleaner with mainly elderly
customers. My problem is that I have lost work due to some of my customers not
wanting me to enter there house to clean there windows on the inside and with
me caring for my mother with health conditions I don’t really feel comfortable
inside their houses anyway. I…
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Nationwide flex plus insurance and credit notes
Hi, I booked a holiday 2 years ago (cruise and flights to Miami separately). I was unable to travel in April due to COVID. The flights were booked through flightguru and were different airlines each way (United outbound, air canada return). Flight guru said a credit note was offered From the airlines but that is no good as…
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Can my employer cut my annual pay AND extend my working hours?
My company is making redundancies and everyone who is left is getting a 10% pay cut and also having our hours extended from 36 to 40 therefore giving more than a 10% paycut . Is this legal? We are all to have separate meetings but would like to know my rights before going in. Thanks
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2nd Grant paid out.
Not sure if it's been posted by others yet but just to mention that i received the monies yesterday - all those wondering if it's happened yet - it has.
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Grant Question
Hi, my mother in law is self employed and her income is as follows. 17 18Self employed 3487Employed 10655Pension 28 263 18 19 Self emp 14 816Pension 18750 now in 18-19. She gifted the full 18750 to her daughter, it takes her over the threshold both years obviously for the grant. but as she gifted the money would it count…
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Staysure travel insurance for Spain
According to their website, staysure are offering cover for normal medical costs etc (non covid related) for travel to Spain even when travelling against FCO advice. I am a little unsure as the Martin Lewis travel insurance information makes no reference to this type of cover being available. In fact it says no mainstream…
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COVID HTB Issues
Hi All, I'm just after a bit of advice really. My partner and I had reserved a new build prior to COVID using the HTB scheme and had a mortgage offer ready to go for exchange but the pandemic struck. The build was then stopped and completion window moved from initially Aug-Sep 20 to Jan-Feb 21. Unfortunately my partner has…
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Explorer Travel Insurance 'Platinum' Cover Anything But - Not Paying Out For Holiday Booked Oct 2019
Absolutely gutted! We were due to have extended family holiday in Spain 01 August flying outbound with British Airways, shared villa accommodation and then return flight with Ryanair. Backed up with 'Platinum' Cover from Explorer Travel Insurance all booked and paid for Oct 2019. Despite BA cancelling outbound flight (who…
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Would i get a refund? (Lastminute.com holiday to Croatia)
So i have a package holiday booked with lastminute.com to go to Dubrovnik for a week on 7th September (easyjet flights but booked through lastminutr as part of the package). Today the government announced Croatia is now on the red list and we would have to self isolate for 2 weeks upon our return. Me & my wife cannot work…
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Resigning while on furlough but paid in advance
I am employed as a consultant to work 10 weeks per year from October to December but I am paid my salary throughout the year per month. As I am furloughed and the company has only topped up my salary by 20% during furlough If I were to resign now would I have to repay the part of my salary that the Government has paid me…
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STA Travel administration
Talks of STA going into administration. I currently have 1.8k in store credit after my trip was cancelled. What should I do? Is it protected? thank you.
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Quarantine - what are our options?
Due to fly to Portugal for a week which is now open but can't as we are unexpectedly quarantining from previous week away to Malta. What are our options? Thanks as always.
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Teletext holiday
We Booked a package holiday with teletext before Spain was put on the no go list. And are due to fly to Barcelona Next week. I have been calling and emailing teletext since the beginning of August I have been ignored and told someone will call you back no one does. Eventually I got an email saying they can give me a credit…
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Flight cancelled, need to rebook from another airport, can we claim expenses?
EasyJet have cancelled our return flights to Spain on 15 Sept. We need to go and can book to go from Manchester instead of Newcastle a few days later. Will they refund our costs to get to and from Manchester from Newcastle and any accommodation costs for an overnight stay in order to get the flight in the morning? We've…
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Bounce back loan newish business
Hello Ive just found out about the bounce back loan and I am considering applying as my businesses were decimated by corona. I started trading in April 2019 with a holiday cottage business and a dog training business. Everything was going great until corona came along. My plans to build the businesses were put on hold. I…
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Let down by Ryanair
We are extremely upset by Ryanair, firstly we have tried to contact them via the telephone numerous times and on every occasion after being on hold for over an hour the line has been cut, charged at 13p per minute to wait all that time to then have no response and the line cut off is a disgrace! Due to FCO stating have to…
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Private Landlords
I am a private landlord and have 4 student apartments in Glasgow. I am losing money from the pandemic as the apartments are not occupied all the time and I still have to pay the service charges. As a private landlord surely I will be classed as a business and be able to claim for loss of earnings as this with another…
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Reapply for Bounce Back Loans
Hi guys, I am in receipt of a Bounce Back Loan and in the process of applying for another business loan to buy a property. The lender is insisting that as part of the deal I pay back the Bounce back loan. Does anyone know if I pay the loan back in full if I would be able to apply again ?
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Holiday Home Company encouraging us to break government rules on covid!
In January a group of 8 of us from a walking group made a booking with an online holiday home company. The booking was for 8 people from 5 households in a cottage in Northumberland. Obviously at that time we had barely even heard of coronavirus. As we are due to go in 3 weeks and the rules don't allow such a stay we…