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US dollars account
Please advice. I am looking for information on the most cost effective US dollars accounts that I can open in the UK. My criteria are: 1) Low account charges 2) Low costs for transferring dollars (not big amount) from a US investment bank occasionally. 3) Low costs for transferring the deposited dollars (in the UK dollars…
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Atom Bank
As a Santander 123 account holder, I am now looking to switch to the Santander 123 Lite account and transfer my savings to a specific savings account. There were two mentioned in last nights' "Martin Lewis Money Show" are Atom Bank and Aldermore. I have looked at their web sites and I like the look of Atom best. Does…
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Switching bank accounts - help
I'm fed up of Natwest, they were a pain when trying to get paper bank statements for my mortgage application over a year ago. Now I can't live chat to them without paying for a premier business account. I would like to move to Nationwide, whom I have a mortgage with. Trouble is, I just bought a car on finance, would I need…
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Club Lloyds Lifestyle Benefits
Suspect many are in similar situation. I have Club Lloyds Account & taken cinema tickets in lifestyle benefits offer ... due to expire at end of March. Clearly given lockdown we have been able to use the vouchers ... has any alternative or extension been offered by Lloyds to anybody ?
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Monzo founder Blomfield exits as pandemic takes toll
https://www.finextra.com/newsarticle/37317/monzo-founder-blomfield-exits-as-pandemic-takes-toll
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Santander to hike graduate account overdraft fees – MSE News
Read the full MSE News Story: Santander to hike graduate account overdraft fees
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Moneyway (Secure Homes) Closing Down - March 2021
I had a letter in December 2020 to say that the old Secure Homes banking service, now known as Moneyway, will be closing down their household billing/budgeting service at the end of March 2021. It seems that Moneyway will continue to trade for car financing services, which seems to be their core business these days. Sad…
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Santander 123 account - Problems
Has anyone else found the Santander 123 account has gone rubbish? Since they changed the cashback rewards we are making about £1-£2 a month. I questioned them because we were not receiving the 2% cashback on Energy payments, they replied with as you are with SSE we class them as communications so you are getting the 1%. I…
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Business Bank Account for Landlords (with a Ltd company)
Hello, We are looking at getting a business account for landlord / property owners and asking for recommendations. Obviously I am also asking on other LL forums, but I love MSE, so why not ask on here. So my Q is to other property Landlords / Landlasses, what do you look for in a business account? And which would you…
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Does the MoneyGram web site actually work?
Trying to send money to a UK Debit Card, but whenever I enter the destination card details, I just get "We're sorry! Something has gone wrong on our end. Please try again." and I can proceed no further. Tried a couple of different debit cards, same message. Tried a few different browsers, but only Firefox seems to work…
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Who is best for Telephone Banking
Something close to 30 years ago, I was one of NatWest's guinea-pig customers for their "new" telephone banking system. Living miles from a branch, I thought it was most wonderful and I'm still with it today. However, I now find it is most horrible, and it has been going that way since long before Covid. I suspect that…
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Spreadsheet help
Can anyone recommend a good spreadsheet template so I can manage the household finances please? I have tried setting one up using Google Sheets but it really isn't fit for purpose and is confusing me more than it's helping me! I don't have Excel but do have Open Office.
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Unauthorised transaction
Hi there hoping someone can help out with some advice. I went to purchase some purfume for my wife for Xmas but the following day the online company cancelled the transaction because they were out of stock. on The 14th jan I noticed £65 taken from my account from the purfume company so I emailed the company and said…
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Confirmation of Payee - is it as poor for everyone else?
Since CoP was enabled by Santander, I've setup 4 new Faster Payments. 2 were to massive organisations - Amex and NS&I. 2 were to people I know. In every case the CoP check failed and I had to click the box that said (paraphrasing) Details cannot be matched to your payee, are you sure you wish to continue as you could be…
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European Banking / Direct Debits paid in Spain
Hello, I wonder if anyone can help me? I'm really struggling with this. I own a home in Spain and since our departure from the EU, a number of facilities providers have started to refuse payments from NON EU banks. Therefore Starling / Revolut are no longer the answer. Banks like Sabadell in Spain have also started raising…
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Halifax free movie
A nice gesture from Halifax :) If you aren't a Rakuten account holder, and don't want to be on their Marketing list, it might be worth creating a throw-away email account for signing up to Rakuten.
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Which online banking apps can do these two simple things?
I am currently with First Direct and their online banking app is falling short in two key tasks (that I was able to do with a previous overseas bank). Can anyone's banking app or web based online banking do the following: * I would like to be able to search through my banking history for a transaction by text, usually to…
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In desperate need of some advice - Switching and Overdrafts
Hi all, This may be in the wrong place, so please feel free to move, but I'm just after a bit of advice and the best way to go around my situation I have just completed a bank switch from Natwest to Monzo - and I was given the impression by Natwest that I could gradually pay off my overdraft month by month to clear,…
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Can I assume they are lying about having sent this money? / Halifax
I'm owed a 5-figure sum for a work project. The company paying me claim they sent the payment via BACs early Monday morning. (It's not clear why they couldn't just do a same day Faster Payment or Chaps). Anyway, they said the payment would hit my account (Halifax Current account) on 20th January, i.e. today. From past…
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FCA performance scorecard - comparison metrics for personal current accounts 2021
Some stats from the FCA website Quality of service is determined by how likely customers would be to recommend their provider to friends and family. Online and mobile banking services is determined by how likely customers would be to recommend their provider’s online and mobile banking services to friends and family
