Which online banking apps can do these two simple things?

mrdaveyboy

I am currently with First Direct and their online banking app is falling short in two key tasks (that I was able to do with a previous overseas bank). Can anyone's banking app or web based online banking do the following:

1. I would like to be able to search through my banking history for a transaction by text, usually to search for a payee (e.g. 'Tesco') ideally between two dates, and view the results. Even better use other filters.
2. When I transfer money between accounts, I would like to be able to add a reference to the transfer e.g. to identify in my statement what it was for (e.g. ‘Pay for holiday’).

All help appreciated.

evanescent

Barclays does.

colsten

Lloyds/BsS/Halifax and Starling have excellent search facilities in their app. Nationwide's search is ok, too.

All UK current account providers allow you to add a max 18-digit Reference to your payments. Whether this Reference appears on your and/or the recipient's statement is a different matter. With Starling, you can add a note (of any length), and even attachments (e.g. photo of an invoice) to your transactions

mrdaveyboy

colsten said:

All UK current account providers allow you to add a max 18-digit Reference to your payments. 

But FD does not let me add a reference to transfers between my own accounts - this is important to me.

colsten

mrdaveyboy said:

colsten said:

All UK current account providers allow you to add a max 18-digit Reference to your payments. 

But FD does not let me add a reference to transfers between my own accounts - this is important to me.

Don't use FD then.

EarthBoy

mrdaveyboy said:

colsten said:

All UK current account providers allow you to add a max 18-digit Reference to your payments. 

But FD does not let me add a reference to transfers between my own accounts - this is important to me.

From my experience, most banks don't let you add a reference to transfers between your accounts at the same bank. I've just tried the apps for Lloyds, Halifax, TSB, Nationwide, and Barclays. Barclays is the only one which will let me add a reference. 

If you can't do it with First Direct then I doubt you'll be able to do it with HSBC either.  I can't speak for Santander, NatWest/RBS or Virgin.  
Your only option might be to open a Barclays account. 

jay1804

What if, you use the 'pay' option, instead of using the 'transfer' between account option? I haven't tried it but it might work.

mrdaveyboy

colsten said:

mrdaveyboy said:

colsten said:

All UK current account providers allow you to add a max 18-digit Reference to your payments. 

But FD does not let me add a reference to transfers between my own accounts - this is important to me.

Don't use FD then.

Correct - that is why I am asking which banks do those things.

mrdaveyboy

jay1804 said:

What if, you use the 'pay' option, instead of using the 'transfer' between account option? I haven't tried it but it might work.

You will go far - it does work! A workaround, but a good one.

MovingForwards

NatWest does what you want.

colsten

MovingForwards said:

NatWest does what you want. 

Can't search Natwest though