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Need a replacement Santander account
I'm looking for a new savings account to switch from Santander. I put in £1000 monthly but I don't have any direct debits. This is literally just an account to put some.of my salary in which I then transfer to an ISA once I get a decent amount. I do sometimes take money out of this account if I go into overdraft on my…
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NatWest Switch
Is there a minimum time that you need to maintain the account after receiving the switching bonus or could you switch to another bank as soon as you have received it?
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Switch haul
https://www.moneysavingexpert.com/news/2020/11/-we-made-p960-by-bank-switching-thanks-to-martin-and-mse-/amp/ It's strange that MSE haven't heard of the thousands of pounds that people on their own forum have made by switching, sometimes through a single offer. These figures that they quote always seem a bit lame!
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HSBC Will this switch over?
My wife had an old current account that she used to switch to HSBC advanced for the £125 switch reward. Before she switched the account she paid in £10 (the balance was £0.00) and set up 2 standing orders of £1 each for 5 monthly payments. The HSBC advanced account has now switched and is up and running but she hasn't set…
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Virgin Money launches 'free wine' switching offer - MSE News
Read the full MSE News Story: Virgin Money launches 'free wine' switching offer - how does it compare?
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"Forwarded Charge Refund" - any idea what it means?
Hi, before going to Nationwide, thought I'd check here. I've got a transaction on my Nationwide online banking which says - "Forwarded Charge Refund" followed by a 15 digit number, and a credit of £100. Any idea what a Forwarded Charge Refund might mean? Thanks!
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Switching Current Accounts
I am looking to switch current accounts to take advantage of better offers elsewhere. I currently bank with Nationwide, have a current account, savings account and personal loan from them. Does anyone know whether there is a penalty/punishment - such as being made to pay off the loan immediately - for switching current…
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Bank drafts
Anyone know if a bank draft processed 2014 by bank of Scotland can still be viewed historically? Bank say they cannot trace it. How can I get a copy of the draft. Is this possible?
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HSBC Current Account Application - How long should it reasonably take?
I've run the same Nat West bank account for over 30 years, however I thought it was about time I should play the field so I applied for the HSBC Current Account / overdraft + £125 incentive. That was on 24th October, a full 18 days ago now... I've been asked twice by text to submit proof of ID and home address but I…
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Joint accounts with different addresses
Hi MSE group, My partner and I would like to open a joint account (Nationwide FlexPlus packaged account) in order to take advantage of the benefits and halve the costs. However, we do not currently live together. Is possible to have a joint account with different addresses ? - I can not find anything about this on MSE or…
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Zopa fixed account
Hi, does anyone have any experience with this bank, I believe I’m correct that my savings will be covered up to £85000, for a fixed rate account?
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question for Virgin Money current account holders
I have a Virgin Money Credit Card, for which I use the Virgin Money credit card mobile app. I intend to open the Virgin Money current account to benefit from the 2% interest rate, and also to use it while traveling abroad. Do you know if the VM credit card will be visible in the Virgin Money Mobile banking account app, or…
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Natwest switching
Hi, I'm hoping that someone can clear something up before I call Natwest in the morning. My partner and I both had individual bank accounts, I was with Lloyd's, she was with HSBC, we saw the £125 switching offer from Natwest and the thought it was a bit of a no brainer. As we already had a joint account in a place, I…
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Approved for NatWest Reward account, but not approved for its overdraft - will I still get the £125?
Hi guys Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus? If not, I won't bother tbh. Thanks guys
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Lloyds £100 bank account incentive
I have a couple of questions regarding their latest incentive to join up to Lloyds. One of the criteria the account holder must meet to waive the £3 fee is that £1500 must be paid in per month. Does this mean i can transfer over £1500 into my lloyds account and back out the same day to avoid the fee? Secondly. Is it £1500…
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Moneyhub and rollover budgets
Hi Is anyone using moneyhub to track their spending and finances? I've been using moneyhub for a little while (moved from YNAB) and have found it great, but am struggling with rolling non-monthly budgets forward like YNAB did. Where some budgets work well on a monthly basis (groceries, utilities, etc.), some don't (eg car…
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---- removed post; apologies for any inconvenience ----
Apologies, but decided not to post after all. Sorry for any inconvenience.
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Urgent query: postal address needed for Nationwide FlexBasic account
A bit of a dramatic title but it is quite urgent. I have a financial document I have almost completed and would like to post it in the morning.I have a Nationwide FlexBasic account. I have to provide not only the Sort Code, Account Number and the name of the bank (Nationwide) but I also have to provide the address and post…
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Facebook Messenger Scam/Monzo Bank
Hello everyone, I’m wondering if anyone has some advice or help with what has happened to me over the last week. Last Tuesday I received a message from my niece on Facebook messenger, saying that she had a direct debit that was due the next day that she had forgotten about, and could I please send her some cash to cover it…
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Contactless not recognised
Posting this here rather than "techie stuff". I keep my credit card in a standard mobile phone case next to the phone, phone on the right and card on the left with a covered magnetic fastener. From March this year until a week ago I was using it with few problems but suddenly it stopped being recognised as a contactless…
