We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Approved for NatWest Reward account, but not approved for its overdraft - will I still get the £125?

Hi guys

Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus?

If not, I won't bother tbh.

Thanks guys

Comments

  • Ed-1
    Ed-1 Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi guys

    Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus?

    If not, I won't bother tbh.

    Thanks guys
    Why would an overdraft impact a switch?
  • Ed-1 said:
    Hi guys

    Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus?

    If not, I won't bother tbh.

    Thanks guys
    Why would an overdraft impact a switch?
    Didn't think it would, can't see any t&c that would make it not eligible, just wanted to check here first in case Im missing something...
  • born_again
    born_again Posts: 24,110 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Ed-1 said:
    Hi guys

    Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus?

    If not, I won't bother tbh.

    Thanks guys
    Why would an overdraft impact a switch?
    Didn't think it would, can't see any t&c that would make it not eligible, just wanted to check here first in case Im missing something...
    Best bet ring them.
    Life in the slow lane
  • Yorkshire_Pud
    Yorkshire_Pud Posts: 2,004 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 November 2020 at 3:44PM
    Hi guys

    Just on application at moment, they have said they can approve me for the account, but not the overdraft, does anyone know if I will still get the £125 bonus?

    If not, I won't bother tbh.

    Thanks guys
    No it’s not necessary or a condition to have an overdraft so you should get the £125. 
  • ratechaser
    ratechaser Posts: 1,674 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 12 November 2020 at 12:38AM
    When I applied it gave me 3 options from £0-£12500 to choose as an overdraft, I chose £0 and fully expect to get my £125!! Never seen a switch anywhere that requires you to be approved for an overdraft to get the incentive. And I have been round the block with a fair few banks here! So rest easy...  B)
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My mum didn’t get an overdraft but she got the £125, as did I and I didn’t have an  overdraft either. 
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • cymruchris
    cymruchris Posts: 5,577 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I wouldn't worry - just look forward to your £125.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.