question for Virgin Money current account holders

couth

I have a Virgin Money Credit Card, for which I use the Virgin Money credit card mobile app.

I intend to open the Virgin Money current account to benefit from the 2% interest rate, and also to use it while traveling abroad. Do you know if the VM credit card will be visible in the Virgin Money Mobile banking account app, or will I have to use 2 separate VM apps - one for the current account and one for the CC? 

Thank you. 

colsten

More thank likely you will have two logins. I don't have a Virgin credit card but I do have regular savings and current accounts with them, and they have separate logins. Looking at the sign-in dropdown, there's a whole lot of different logins. 

couth

Thanks. Wow, do you mean separate logins even for VM current accounts and savings? 

Nebulous2

Have you seen the other thread about virgin? If you hang on a few days you could get 15 bottles of wine.

couth

Yes I have thanks. Sorry, I didn't realise I could've asked my app-related question in that thread I thought it was more about switch incentives. Perhaps someone could merge it into the main thread... 

RG2015

couth said:

Thanks. Wow, do you mean separate logins even for VM current accounts and savings? 

I have a current account, a credit card and savings accounts and each requires a separate log in. The current account and credit card have separate apps but there is no app for their savings accounts apart from the one linked to the current account.

There are also two preferential savings accounts only available to current account holders. I guess that may not be visible on the VM savings platform. The one year fixed ISA at 1% is actually a market leading rate.

colsten

couth said:

Thanks. Wow, do you mean separate logins even for VM current accounts and savings? 

They have savings, and they have savings....................

Those savings that come under the current account login are the ones that are attached to the current account.

Their regular savings are completely independent from the current account and have their own login.

couth

Thanks all, I now understand I need one more app for the VM current account and their linked saving account...

I'm used to the likes of Barclays and Halifax where you can conveniently see everything in one app: current accounts, savings (even children savings), credit cards, and mortgage. 

Nebulous2

couth said:

Yes I have thanks. Sorry, I didn't realise I could've asked my app-related question in that thread I thought it was more about switch incentives. Perhaps someone could merge it into the main thread... 

Apologies - I wasn't trying to be critical - simply making sure you didn't miss an opportunity.

Starting a new thread wasn't a problem. 

gsmh

When I had a Virgin Money current account and a Clydesdale Bank credit card I could see both accounts in the Clydesdale banking app and in the Virgin Money banking app. The Clydesdale app is more serious and is much less patronising. I closed the current account because it was the epitome of Toytown banking.

RG2015

couth said:

I have a Virgin Money Credit Card, for which I use the Virgin Money credit card mobile app.

I intend to open the Virgin Money current account to benefit from the 2% interest rate, and also to use it while traveling abroad. Do you know if the VM credit card will be visible in the Virgin Money Mobile banking account app, or will I have to use 2 separate VM apps - one for the current account and one for the CC? 

Thank you. 

Following the previous post by @gsmh, it may be that you will be able to see your Virgin Money credit card in the Virgin Money current account app.

I was not able to see my credit card when I opened my current account but this was about the time that it was being closed by Virgin Money.