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Removing an overdraft
I'm sure this has been asked before, but I couldn't find it! I want to pay off and remove my barclays overdraft, will there be any negative effects on my credit file by doing this? I remember hearing something years ago that removal of any credit facility could have a negative effect as it's not clear on your file who has…
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Santander website down? [FIXED]
Getting server errors both Online and in App.
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Bank verification for Saga
Have picked a category, but unsure if it's the right one... recently opened a Saga easy access account. My bank, RBS, couldn't verify the company along with Goldman Sachs who operate the account. This obviously made me think twice about transferring money into the account. I phoned Saga up this morning and was reassured…
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HSBC no help
My elderley friend is terminally ill. He and his wife are isolating and being elderley are not tech savvy. Recently HSBC bank retained their debit cards ,no known reason as account has funds. They are unable to pay bills or get support from the bank at best they get a call from India? Telling them they must re apply for…
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I applied for an specific bank account, but the bank opened another without my consent.
Hi, I'm having a little issue here. but it's upsetting me. I applied for a bank account for the cash back at switching and because it all looked okay doing so online. a credit check was done and all appeared excellent and the overdraft allowance was high as per the requisites. However I received a letter saying that they…
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Incoming and outgoing payments on same day (brief dip into overdraft?)
Firstly, I wouldn't be at all surprised if this has already been covered somewhere on this forum, so apologies if my thread-hunting skills aren't up to scratch.Like many MSE folk (is there a name for us?), I have a couple of current accounts with payments going back and forth to satisfy the criteria for the accounts (e.g.…
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PO Saver direct debit
Trying to change my PO saver direct debit to a regular payment, originally set up as a 'once off'. Edit or cancel tabs don't seem to be available.Anyone know how its done or neccessary to contact PO? Edit. Worked it out......faq helped :)
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Starling Bank launch additional secondary Current Accounts
Starling have quietly launched secondary accounts. It's a subscription based service ; you pay £2 a month for a new account number/sort code and a seperate transaction feed. It's also linked to the card of your first account and to spend on the card, you need to switch the card on the app. All in all, it works quite…
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Halifax Savers Prize Draw
Anyone win Halifax Savers Prize Draw? Is it worth putting £5,000 in Halifax saving account with low interest rate?
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What should I do with disposable income on my budget?
Hi folks, I am 33 and have £1,900 disposable income every month after mortgage, car payment, food, bills, travel and other entertainment/needs/fun have been paid. What should I be doing with it? Currently considering overpayments on the mortgage and can overpay by 10% per year, but are there any better alternatives? I have…
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Lloyds winter giveaway draw
Has anyone had an email from Lloyds about a winter giveaway draw, to win £200
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Pay Pal Demanding Letter
Hi Havent used Pay Pal for at least 15 years. Received a letter informing me I had to reactivate my account by signing in and buying something using Pay Pal. I have until 16th December to do this. If I DON'T they will charge me £9 for NOT reactivation! Is this fair? A scam I dont want it and I refuse to be blackmailed into…
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Retention of card details
Hi, last year I took out house insurance with Policy Expert, I ensured auto renewal wasn't ticked. This year, (by phone) after some negotiation on price I agreed to renew. At payment I was asked if previous card detail could be used, I agreed. Later I realised that a no time even the 3 digit security reference was not…
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TSB Redress payment
Hi all Has anyone heard of a Redress payment R132 go into there current account and credit card account, I’ve had for both and no idea what it is, no letter from bank and don’t want to get excited of not my money, I can’t get through on the phone either, any idea or anyone had the same ? Thanks in advance
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Direct Debit Security / Fraud Advice
First time poster - I hope I have put this in the correct place :# Over the last 6 months I have had numerous direct debits set up without my knowledge on my bank account. These have consisted of: Phone Contracts, Utility Bills, Broadband, Home Insurance. After some digging with the individual companies involved, it…
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Third party deposits into charity account
I help to run a school based local charity. Pupils run events to raise money for the charity. Then they bring the money into school and the school deposits the money into the charity bank account. Most of the money is cash and this creates a significant security problem. I would like to devise ways in which pupils (or…
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Teen had access to savings account...
Last Sept my husband and my mother in law wanted to set up a savings account for our 16 yr old son as my late father in law had left sufficient for him to have enough to put down a deposit when the time came to buy a house. When speaking with the High St Bank they were very very clear about the fact that our son was not to…
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Scam text, alledgedly from HSBC
Just had a text, alledgedly from HSBC. It got fraud written all over it but it’s quite convincing and some people might fall for it. I have reported it to ActionFraud as HSBC themselves weren’t very interested. I obviously did not enter anything on that website.
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More UK banks plan to shut British expat accounts - MSE News
At least ten banks, building societies and credit card firms have now decided to close accounts held by Brits living abroad in Europe as a result of Brexit, MoneySavingExpert.com has found - with Nationwide and Co-op Bank among the latest to announce closures. We've full info below on what banks are doing, plus help on…
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Money transfer app for teens?
I have two sons aged 14 and 16. They each have an appropriate teen bank account (one with Barclays, the other with Santander). However neither banking app allows them to transfer money to another account (for example to re-imburse one another or a friend for something). I think it might be possible from the desktop banking…
