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Best time to switch accounts?
Dear all, Just wanted to pop out a quick question please and I am sorry if it is already on here as their are thousands of posts. Is their a right time to switch bank accounts or any savings account in fact? I apologise if this is a stupid question, however, last year I switched an ISA plus I moved some money into an easy…
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TSB owner Sabadell considers bank's future as BBVA deal scrapped
https://www.bbc.co.uk/news/business-55099372 My own wee branch is closing down and now this... it's the way of the banking world just now.
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Halifax Login page appearance changed?
Yesterday I noticed that the login page to Halifax Online looked different. The second stage where you enter three random characters from your password was different from what It has been for years.It looked as if it had been redesigned to help users who might have vision problems, larger print etc. I wasn't asked for any…
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Barclays have lost title deeds to property
Or so we have been infrormed their story changes depending on who you talk to. To put this matter into context. We inherited late Mother in Laws propery, the property was remortgaged due to divorce and paid off 2004. It went on the market in june and a buyer made a offer, we accepted the offer. And the probate/conveyancing…
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M&S MONTHLY SAVER not available?
When did M&S MONTHLY SAVER not available?
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Nationwide flex plus account. How many savings account can I have attached to that account.
I currently have 2. I want to open another instant savings account so I have pockets of money for different things. I.e emergency fund, holiday fund, general savings. etc. how many savings account can you have linked to a NW current account.?
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is a cash card a good idea for a carer to use for shopping?
Hi all, I manage the finances of a house bound 87yr old neighbour, who I have become friends with over the past couple of years. He has a home help, organised though Age UK, once a week to do shopping for him, amongst other things. Currently I give cash to my friend on a weekly basis, for him to give to the home help for…
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cifas query on DSAR for company that placed marker
Hello all, I just had question in regards to cifas markers. So if a company places a cifas marker under your name (in this situation its with o2), and you do a DSAR to o2, shouldnt there be some mention of that cifas marker there on the response? because essentially o2 have done exactly that. They sent me a response with a…
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Hard/Soft Credit Search for Virgin Money Current Account
I'd like to apply for the Virgin Money current account to take advantage of their switch deal and to get the 2.02% interest rate on £1k. I will not be requesting an overdraft so I would expect them to only do a "soft search" for identification checks. I don't want to apply if they will conduct a hard credit search. Can…
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Advice on trustee bank accounts
Hi, My mother and father passed away recently and left their estate to go into trust, with myself (as the sole surviving heir) and I expect to appoint my eldest niece as a joint trustee to administer the account. Where can I go to get advice on how to set this up and where to set it up? I may just take my half of the…
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Barclays closed my account?
I opened an account with Barclays on Sunday... received my card today. I have not used the account at all yet, I was waiting for payday tomorrow to move all funds over. I went to log into the app, and it told me to call up when I did they said a note to close my account was on there... any idea why? I have also just…
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Tandem Bank - 1.1% 1 Year Fix
Has anyone signed up to the beta version of the Tandem app? Beta users get a 1 year fixed savings account at 1.1% and an instant access savings account at 0.75% variable.
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Switch to HSBC for £££
I applied to switch to HSBC when the cash to switch was highlighted. I received an acknowledgement and was informed my application was being processed. That was the 31 October. I'd be interested to know if others are experiencing same?
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How to get a bank account with no photo ID?
My autistic son turned 18 on Sunday so I tried to open a bank account for him so that he can start to manage his own money - however I've hit a brick wall.Due to his condition he doesn't need a passport or driving licence, he doesn't have a credit history, all the utility bills are in my name and all correspondance from…
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First Direct - HSBC Memory
So it appears that FD go back 20+ years, in relation to their memory of keeping data. I closed my FD account before y2k and it was all paid / all good etc and just moved banks through choice. Now, when I apply I'm met with this email which pretty much tells me it's internal records they're relying on - not the CRA info. Oh…
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Banks closing Ex Pat bank accounts
Banks are closing Ex Pat bank accounts if you dont have a UK adress. Some pension firms wont pay pensions into foriegn bank accounts, althought my state pension pays into my spoanish account. In my case I have a Barclays account that all my credit card direct debits go out of, and two of my pensions pay into it, because…
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BEWARE CENTRALMONEYGUARD.CO.UK
Centralmoneyguard.co.uk last week tried to take £29.99 from my son's bank account even though he had no idea who they are. Thankfully the Halifax stopped any payment being taken and we have to praise their fraud prevention team for this. Centralmoneyguard.co.uk is a trading name of Clarke Madison Ltd, a Cardiff-based…
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Tracing Bank Accounts and Other Investments
I'm not sure this is the correct forum, if not perhaps someone could direct me to a more appropriate one. Along with my brother, I'm a registered Power of Attorney for my mother who had a stroke six years ago and is now in a care home. We have kept track of her main bank account since her stroke, but we're certain she had…
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Transferring euros from EU bank account to British bank account after 01/01/21
Dear all, does anyone know if bank transfers from EU-based accounts (in this case France) to GB accounts will be subject to different checks and possibly higher fees (I am not talking about currency exchange rates) after the end of the transition period? I am sure the government must have released some information on this…
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Barclays took my money
Please can any help me as I seem to be losing the will to live. My ex husband had transferred £275 in a joint account we both have with Barclays. This money was transferred on 16th November but on Friday 20th November. Barclays had transferred the full amount into their reconcile account in Coventry which is now at zero…
