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Tandem Bank - 1.1% 1 Year Fix
Psyduck1980
Posts: 143 Forumite
Has anyone signed up to the beta version of the Tandem app? Beta users get a 1 year fixed savings account at 1.1% and an instant access savings account at 0.75% variable.
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I had one of these emails. I followed the link - It's everything your bank will tell you NEVER to do. Rush at something because it looks too good to be true, and install an app which your phone tells you is not to be trusted. I checked the SSL certificate of the tandem site and found they use a FREE Let's Encrypt certificate, and the infrastructure is hosted in the cloud by AWS. The above is all available to any 16 year old pretty much for free - you don't have to prove your identity - it could be run from anywhere. As I would expect all financial institutions to have a domain verified SSL certificate - on balance I decided it wasn't worth the risk. The excuse it's only a Beta and all exactly as they intend it to be - I think would be a convenient ploy if someone has ulterior motives.0
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