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CIFAS
Hello, I made a DSAR with CIFAS, And have been informed that Metro Bank Plc made a search into my Name and address, but apart from that, there is nothing on the report - I used all of my contact details That i have ever used , including all phone numbers , email addresses and addresses. I am unsure what to do now, as It is…
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Deposited money from someone I don’t know
I have been deposited money into my bank account in the sum of thousands. I contacted my bank immediately but they said they cannot trace the transaction and until someone comes forward claiming the money back I have to keep it but not spend it. I have tried to research around this but there is little information on it. Is…
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Change of surname - property purchase
Hi. I changed my surname by deed-poll 4 months ago. I have 5 bank accounts - 4 accounts with the new surname but 1 account still has my old surname. I am still using all 5 accounts. I'm about to buy a property. Should I wait to change my surname on this 1 account because the solicitor needs to work out the paper trail i.e.…
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Long term Overdraft Fees and Charges
Hi there, I have been in a £1,000 overdraft with Santander since 2008 (when they were known as Abbey National). At that time I was in a reasonably well paid job and the intention was to help with improvements when moving house. In July 2009 I had a serious head injury that required brain surgery and left me in a coma for 3…
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Basic bank account
hi all, so i have really good credit history, i always get accepted for loans with advertised rate etc i have a good mortgage rate and a low apr credit card with a generous credit limit. but my girlfriend has always had a basic bank account with HSBC, this comes up on her credit report as "basic bank account" not "current…
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Yorks Building Society Apalling Service
Dear All Greetings I am Paddy from LAs Vegas I am apalled as being a global consumer banker with Citibank and the Barclays, ING Direct And HSBC I find it heartbreaking that I have the misfortune to trust YBS with my Universal credit, being out of work from this pandemic, They decided unlawfully to lock my funds…
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Banks and Businesses etc updating of address databases
Hi, I have recently moved to a new house which isn't on some databases, but is others. How do banks, businesses, etc go about updating their address databases.... I have contacted royal mail and told them about my new address and it appears on their databases if I do a postcode search. Is it the Royal Mail database that…
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Bank Account after IVA
In February 2014 my wife and I entered into an IVA with about £49k of (mostly credit card) debt after our income fell suddenly and dramatically from around £4.5k net per month to under £2k. No excuses - it is what it is. Up to that point, our current account had been with NatWest for more than 20 years, but they closed our…
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Santander App - Paying Cheques In
Just discovered this morning that the facility of paying cheques in by means of taking an image on your smartphone only appears to be available in US.What a pity that it has never been rolled out in the UK.Just wondering if anyone can advise on which UK banks offer this facility or point me in the right direction?
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Interest charge on pending balance
Hi MSE, I’m with Nationwide and have noticed that despite always keeping my account balance in the green, occasionally my pending balance means my available balance slips into negative. I always take money from savings to bring the available balance back to the green as soon as I notice (I check daily first thing in the…
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Paying cash into bank
My ex husband pays my child maintenance in cash, I gave this cash to my mother to pay in to the bank as there are no banks near me and isolating due to disabled child, but they will not allow her to pay it in even though she has my paying in book. Both Barclays and LLoyds would not allow it.Why has this become a problem ?
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Change account name
Hi. I’m getting married soon and my surname will change... I dread the nightmare this is going to cause when changing old surname on bank account to new surname.... I have some monthly direct debits going into the account.. so if I change my surname, will these recurring payments stop because they are assigned to my old…
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Nat West closed our account
We received a text message earlier today from Nat West telling us they have closed our accounts and frozen our funds. They won't give us any reason why though we suspect it's to do with our recent approved application for a bounce back business loan. Has anyone else had this problem? Any advice welcome please we can't pay…
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Transfer money from Sri Lanka
My son is returning to the UK after working for 2 years in Sri Lanka. He has around £3000 in a Sri Lankan account. Does anyone have any advice on the best way to transfer that money to the UK? He's been told to draw it out at the airport, change it to dollars, and bring it back as cash. That sounds a bit odd? Any advice…
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Victim Of Money Scam - RBS Help
Hi all, Please could the mods move this to the appropriate section if needs be? I purchased an online Training course last week, via a person who was impersonating another company. Once the funds were sent, the person then stop replying to all of my messages etc. On hindsight I should have known better, but I guess you…
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old banknotes / coins
anyone know if Halifax / Santander / Post offices will still take old notes and pound coins right now?
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Who the hell are Point Social
Not sure if this is the right place to post this? I've had a £32.50 transaction taken from my bank account by a company called Point Social ?! I've never heard of them? Obviously I’m contacting my bank ... but wondered if anyone else has had the same happen ?
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Halifax Debit Card
I know you all love a debit card thread. However, I was wondering have the Halifax changed the design of there debit cards?
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tab. credit card disappeared in app & online?
Title says it all really , Any one else? just curious (I can see my currant & monthly saver accounts )
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Wirecard's missing $2 billion
Some prepaid cards are issued by Wirecard. Examples: Dozens, boon, Kroo and Glint to name a few. https://www.nytimes.com/2020/06/19/business/wirecard-scandal.html: Client's money is supposed to be deposited in segregated trust accounts, which means it should be safe if the company goes bust. However, Wirecard's auditor…