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Best second account for emergencies?
I currently have a virgin account and currently have £50 4 weekly paid into it, I'm using this as my emergency account. I'm going to close it as no branch in town. I'm With nationwide and very happy with them but also no branch in town... What second account should I open with a bank? Are Santander good? I'm only after a…
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Cynergy easy access rate reduction...
A search didn't find any posting for this. emailed today, as probably expected: "We're reducing the interest rate on your Online Easy Access account The COVID-19 pandemic has created significant disruption to the UK and World economy. You will have seen the Bank of England respond decisively by reducing the Base Rate twice…
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Online Banking Access Query
I have been accessing my Spanish bank account from the UK for a long time now using Chrome browser with Win 10. I now cannot access it using Chrome. I enter my access pass codes etc but the web page just sits there, does not even attempt to connect. If I use Firefox I can access it no problem. Only thing different would be…
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How to get a cashier's check/banker's draft/money order in USD
I need to get a cashier's check, banker's draft or money order in USD and send by post to a company based the US. My current bank (HSBC UK) no longer offer this facility. Can anyone advise how I go about this? Are there any UK banks/financial institutions that provide this facility? I am aware that Santander offer this,…
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Business bank account - Government bounce back loan
hi, What bank would give me an account so I could apply for the bounce back loan ? I have received a CCJ on my file, I have a current account at the moment with the Halifax. I have tried Lloyds but they are not accepting new customers.
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Is it still worth switching from Santander 123 to the Lite version?
As the new lower interest rate on S123 hits about now, many will be following Martin's advice from a few months ago to downgrade to S123 Lite. Downgrading might still be beneficial, but before you do, consider whether recent falls in instant access rates have changed the equation for you. The current best instant access…
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Downgrading Santander 123 to 123 Lite not straightforward
On 5th May, the 1-2-3 account interest rate fell from 1.5% to 1%. When logged in I tried to "downgrade" to the Lite 1-2-3 account. It was a long process and it created a Lite account with a new sort code and account number. I rang Santander and asked them to delete this unwanted account.I was advised to go to…
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account with balance alerts and zero overdraft
hi there, I wonder if anyone can suggest a savings or current account they use which has the option to set zero overdraft and also gives free balance notifications to my mobile for EVERY SINGLE transaction no matter how small. I know there are some banks which give weekly updates or give alerts for big transactions but Im…
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How to close a lloyds current account
Hi I need to close my lloyds current account and not sure how to do it. Its in my previous surname, but I've been using my maiden name again since my divorce went through January 2018, I just opened and new account instead of changing the name and I no longer have any ID with that surname on and no longer have my marriage…
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Best rate islamic savings account
Hi Anyone recommend an islamic bank about 2/3 yrs fixed savings with the best rate? Thanks
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Monthly cash into TSB account?
I've been lending my very good friend money for a number of years, she's always been very irresponsible with her finances due to her multiple addictions and not putting money aside for school uniforms and such so over the years I've been helping her out with money every week and she pays me back using her monthly child…
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NatWest Account Application
I applied for a select account on Sunday and during the application it presented the attached screen then on Wednesday I received a letter asking for my signature to return stating once this is received they will open the account. However I’m surprised as I have some adverse credit, could I possibly get decline letter…
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With Nationwide can you have money paid direct into a savings account from a third party?
I already have a savings account named ''holiday fund''. I'm thinking about opening another savings account named emergency fund, Can I have money paid direct into a savings account from a third party, i.e appointee? Or would one need to transfer money from my current account only?
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Nationwide FlexDirect £2500 deposit
Hi, I registered for a Nationwide FlexDirect account before the rate dropped and am just waiting for the documentation to come through to set up online banking. I have the £2500 in my Marcus account, which is linked to my HSBC current account. Is there anything I am best doing when it comes to depositing this in to the…
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How Many Current Accounts Do You Have?
If you have more than one then please explain why. As it may help others. Edit: I have about 8-9. Mostly because more than one account keeps you safe from IT meltdowns. I also have some of the current accounts as they have a linked savings product which pays a (relatively) higher rate of interest.
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TSB Interest is incorrect this month
The interest on my TSB Classic Plus account credited to my account on 01/05/2020 is incorrect. I had £1,500 in there until 20/04/2020 when I moved £500 out. However, my interest was only £2.44 which is equates to 20 days (£1,500 x 2.96% x 20/365). For some reason I have received no interest on the £1,000 in there from 20/4…
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Which banks allow account switching to them using an online form/page?
Have some old current accounts to dispose of and it makes less waves and is easier to switch and even easier if I can do it online. Even better if I can switch more than one account into one of my existing current accounts with other providers at the same time. Will keep a couple of accounts for any switching offer in the…
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NatWest pulls the plug on app-only bank account Bó - MSE News
NatWest's app-only bank account Bó is to shut down - less than six months after it launched. Read the full story: 'NatWest pulls the plug on app-only bank account Bó' Click reply below to discuss. If you haven’t already, join the forum to reply.
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What will happen if I cancel a direct debit against the refunds/cancellation policy of a company?
Hi, I've purchased an online course and the payment is not due until 6th of May. In their cancellation/refunds policy they say that I can cancel and get a refund within 14 days of my enrolment but my right to refund is void if I access any content of that course. Now I'm wondering, what would happen if I did cancel the…
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Hackers Revolut
This is to inform customers that Hackers are out full force while people are in lockdown, I am a disable person and my Revolut bank account was hacked, customers of Revolut must be informed that Revolut do not have phone conversations or telephone contact numbers, these telephone numbers are coming from the Hackers…
