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Latest IT Failure At TSB
Source: https://www.bbc.co.uk/news/business-50514707 I must be the luckiest TSB account holder, as these problems never seem to effect me! :D The sun really does shine upon the righteous, I guess... :D
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Halifax Closed Account - 5 year statement rule
Hi I closed some accounts yesterday and didnt request any statements to be sent, which is correct. Branch confirmed nothing will be sent and I changed my address today to ensure no statements will be sent. I also called online banking today and they also confirmed no statements will be sent, and that i am setup for paper…
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Barclays or Santander ( switch)?
Hi everyone, I need some help, I done what ever research I can and looked around but I hoping someone here might Abel give extra input So am currently with Halifax but thinking of switching to either Santander or Barclays. My reasons for switching are for cashback and bill cashback. But am not sure I may qualify for the…
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Santander sort codes
Hi, How does Santander allocate sort codes are they attached to branches or just random? Do Santander ISAs such as EISA and Isa saver have sort codes attached?
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Santander New Standing Order Screen Snafu
Hello, I have a Santander personal current account. I like to use standing orders to top up my savings elsewhere. First thing I do is set up the new payee, then make a test payment of £1.23 to make sure I have got the right sort code, account and reference. Then I check the savings account to make sure that the £1.23 has…
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Will my direct debit bounce
Hi All I had a Direct Debit due to go out today (21st)when I got in from work, I went online to put money in my account so it was covered but at 1am my banking was showing it had gone out already but my balance was now over my overdraft limit! I quickly put money into that account to make sure it was back in credit, but…
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First Direct Scam
I cannot believe that First Direct, who I have always had great admiration for, have not warned their customers that scammers are phoning their customers, "ghosting" the FD telephone number. They have all your details, ask exactly the same security questions and then proceed to tell you that there has been suspicious…
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Current account switch (to NatWest) - will this work?
Hello all. Mrs and I are hoping to take advantage of NatWest's current account switch offer (£150 thank you very much), but here's the thing... the account we want to switch over is a secondary current account that Mrs opened ages ago, and doesn't have any Direct Debits or other regular payments set up on it. Does anyone…
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Open secondary account for tarting? How soon?
I've just switched my Secondary Lloyds Current Account to Natwest to take advantage of their £150 Incentive, and to also receive the rewards from my direct debits. During the sign up process I had numerous errors, and so I had to manually setup a CASS switch after my account was live..This was generously compensated by…
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Bo Money
It appears Bo is now widely available for those who are interested. https://wearebo.co.uk/?gclid=EAIaIQobChMIl6zS_-T45QIVmKztCh3zWgrpEAAYASAAEgLp6vD_BwE
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Cant decide whether i can afford a house
I have had an offer accepted on a house and am having 2nd thoughts. I just cant decide if i can take the financial risk. Im by myself and its took me years to save the deposit. I rent now (£570 pm) and mortgage would be £620 pm. Council tax would be £30 pm higher. Everything else pretty similar except of course for…
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How to know if a Bank website is real or fake
When you login to your Bank website how can you be 100% certain that you are not logging in to fake copycat website ?
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Unexpected credit.
Around six weeks ago I booked my car in for a service with a main dealer. I booked and paid on line via their website as they give a discount for pre payments. I then had my car serviced with of course nothing to pay. A couple of days ago, my bank account showed a credit payment from the dealer for the exact same amount i…
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Budget Planning Password
Help, I'm trying to use the budget planner link. I've gotten in but all the cells are locked. How do I unlock them so i can start placing my information into the Excel spreadsheet?
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Can't login to Revolut. How to contact them when the only way is to message via the chat?
I have a Revolut account but then all of a sudden it "forgot" my automatic login. I was presented with a page which asked for my mobile phone number. Once I gave this, it asked me to "create a password" (which is strange as it suggests I'm not an existing member if I'm creating a password). I did this anyway. Next it asks…
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fineco bank
Hi all i opened an account with fineco bank a while back, and i had no problems at all with them, until last tuesday i transfered £2500 and £500 from one of my other current accounts to my fineco bank account. till this day they are giving me the run about, the money i sent aint in my account, they keep on saying i need to…
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TSB likely to be fined £400m by FSA .. but 'who' really pays?
Some report about 'what went wrong' in Apil '18 is coming out today. rumours are that a big fine from the FCA is coming soon. My generic question is in the title: when a regulated 'High Street' brand name gets a fine for basic stupidity where does this money a) come from? (Bye bye 3% on current a/cs?) b) go to? (Cocaine…
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LLoyds bank when does their
month run from/too as above with lloyds bank you need to deposit £1500 per month to avoid the account fee having searched but cannot quite find the answer and phoned them to be stuck in an automated queue i got sick of waiting, my next option was to ask on here and risk the flak :) i opened my account on 18th oct so does…
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Regular Saver-What happens if Direct Debit Payment Bounces
I have the following regular/monthly saver accounts: a) Halifax b) M&S c) First Direct d) Santander e) HSBC All of them are paid into each month using Direct Debit (DD) or Standing Order (SO). Each paying in date in programmed on my smartphone with a reminder set about 4 days prior, so I move sufficient funds to each…
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Direct debits?
What time do they come out? I have a payment coming out tomorrow to my LISA by direct debit but the funds won't be available until 7am. Will the DD still come out or will it bounce?
