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Switch to M&S Bank - application
I want to switch my RBS account to M&S Bank for the bonus. I started the application but was unsure when I got to the questions about funding the account. I don’t want my salary paid into it but will fund the minimum amount from another account(s) and will have four direct debits from RBS account. Will this cause a problem…
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Complaint advice? Bank accepted cheques with different payee name
[FONT=Verdana, Helvetica, Arial]I am executor of my late father’s estate and my question is about a possible complaint against a bank. I have discovered that two large cheques made out to my father were paid into his second wife’s savings account which is in her name only. The cheques were a year apart but within the last…
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Direct debit bank switches
Quick question: I am preparing a donor account for switching to M&S which requires 4 direct debits in order to qualify for the £100 gift card. I have 2 direct debits on my donor account which have paid out multiple times over the last few months. I have also set up 2 direct debits to charities which have not paid out for…
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coventry building society closing debit accounts
hi had a letter today from september my debit card with change to a normal card ie can't pay chip and pin etc can withy draw cash only. as its no good to me which alternative banks offer a better account for my needs to have my wages payed in pay for things online etc ?.
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NatWest slow
Hi, I opened a NatWest account last Wednesday 5/6 hoping to take advantage of the switch offer. I was given my sort code and account number and advised they would be in touch to request I upload some ID. On Friday the 7th, I received the request for ID which I uploaded straight away but since then, I've not heard a thing?…
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Closing RBS account
Hi Whenever I've closed a bank account before I have done it over the phone. I want to close my RBS current account and it says online it has to be done in a branch with ID and PIN. Is there any way around this as their branches are not at all convenient for where I live! Thanks
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Chaps payment into Lloyd's
Expecting a chaps payment into my Lloyd's account. They said I will have it between 2-6pm. Is that a thought rough time frame that it could land or has Lloyd's got a specific time frame that chaps could land?
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Why are people here quick to defend the 'rights' of the banking companies?
Even when it is evident that the customer clearly isn't at fault or otherwise committed any wrongdoing? For example, I bet that if there was a story where somebody had a prolonged stay in hospital of a month or more due to being in a coma, and their income stopped, causing direct debits to bounce or take their bank account…
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POCKIT prepaid serious problem
Hi folks, my names John I’m new to the forum as a posting member but have regularly read many threads for years and found it very helpful indeed. Good to meet you all. I’m hoping for some positive responses on my first post but I’m expecting the odd sarcastic remark but I’d really like some advice from someone who has used…
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lloyds bank
"A new regulation means that all banks are adding extra security checks to help protect you from fraud online. You might see these checks when you shop online, log on to Internet Banking, and when you change or add to the list of people you pay from your account. If you’re not prepared, you won’t be able to shop or bank…
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letter from Santander asking for a lots of information
I received a letter from Santander yesterday, it says it want to keep all their information up to date and want me to provided. The form attached called customer information details, they asked for the following: 1. two forms of ID 2. employment details with payslips 3. rental information with rental agreement to support…
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Shared budgeting apps
I'm looking for recommendations for an app that I can share with my husband that will link to some but not all of our bank accounts, (ie the ones we share and not the ones we don't), where we can each track our spending. Can anyone recommend one please?
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Best way to structure Income Package
one of my friends has been headhunted and will be having a meeting re. a potential new role later this week. The recruiter has revealed that the company have a budget of 80-100k available for the role. having asked me my thoughts i thought i would ask here: what is the best way to structure his income, as an employee? i…
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Processing delay Lloyds business ,638 indicator
My business has been closed for a week now,, with a processing delay,,they won't give me information ,,and all the usual vaige answers,,the business has only been open 4 months and going well,,,untill this I know I have a 638 indicator on my account,if anyone knows what this is.We are in the music business,,setting up…
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budgeting joint account / different cards?
Hi I'm pretty new to budgeting so just after some tips/advice I guess. My husband and i have a joint account as well as a seperate account for bills. Thing is we are rubbish at tracking our spending, we should have a good disposable income but i can't see where this is going. I have online banking so i can see transactions…
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How to send a BACS payment?
Hello. I am due soon to send a large amount of money (house deposit) and I'm told it has to be by a BACS payment. Ive never used this before, in fact I have no idea what it is, I looked on Santander and it says that direct debits are made using BACS. However, I am also told that I cannot pay using direct debit? Thanks.
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best tool for overall health check - finance / investments / debts / etc
Hi I am sure I have seen a tool out there to track overall financial health. I've seen good budget spreadsheets, MSE has one etc. But I am thinking more of any app or web based account that links into bank account balances, credit card balance, pensions figures, outstanding mortgage etc. I have a feeling its probably not a…
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Switching Query
When switching bank accounts you are usually asked to provide the 16 digit debit card number of the "old" account. If the debit card for the "old" account has never been used could this cause a switch to fail?
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How to stop spending...
...open a brand new shiny Starling account with exciting instant notifications and spending tools. And find you have no need to spend any money... I want to play godammit :rotfl:
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TSB appoints new tech transformation chief
I wonder if they're about to try another 'transformation' ... From 'The register' ... TSB appoints new tech transformation chief cuz last tech transformation went really, really well https://www.theregister.co.uk/2019/06/10/tsb_digital_director_mark_curran/
