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Santander blocked salary deposit
Please help! I have been paid today by my long term employer into my Santander current account that I’ve had for years and Santander are holding the payment while they ‘investigate’ the transaction. Is this legal? I’m so angry and inconvenienced by this, thru aren’t giving me a date for when it will be released or what…
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Nationwide overdraft?
I have a nationwide flex account which I have been managing well for about 18 months, not being in a negative balance. I have had money problems in the past hence a poor credit rating. This has improved and I got accepted for a vanquis credit card and have been managing that well for 3 months. I logged on my Nationwide app…
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Business account with interest rate
Hello My company's income sits in my business bank account for a quarter until I can take it as personal income. This results in money lost as it doesn't have any interest rate. Is there any solution?
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Lloyd’s falsely giving cifas ?
Hello I’m 17 now but was 15 when this happened. As a lot of you lot know on Snapchat there are tons of accounts claiming they sell iPhones for cheaper then the usual price I got tricked into buying two iPhone 8s for £700 at the time and everything went smooth I went to meet the person and he told me he’s going to get his…
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10,000s of Coventry Building Society customers to lose debit cards - MSE News
Coventry Building Society is to withdraw debit cards from more than 30,000 customers using its MoneyManager savings accounts in September - and some will also lose overdraft facilities...Read the full story: '10,000s of Coventry Building Society customers to lose debit cards' Click reply below to discuss. If you haven’t…
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Banking a Euro cheque
I hope you can help, I have trawled the site for previous similar queries and that has been very helpful. I need to bank a specific type of Euro cheques - a Euro endorsed cross cheque, from Greece, proceeds from a house sale for me and my siblings. In the order of 150k It cannot be done by bank transfer because of Greek…
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Current Account Buffer - Overdraft Hell
Hi All, Looking for advice for a compliant I'm going to raise with my Bank. Any consumer law or FCA reg advice that I can quote would be much appreciated. Scenario as is follows: I have a secondary current account with a high street bank, the account is not used however I've kept it around as I was advised by IFA not to…
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Cifas horror
Hello... A newbie here so sorry if in the wrong forum. I really need some help or guidance if anyone knows about this stuff. I have just learnt that a fraud marker from a firm called CIFAS has been put against my name since 2014 and I never knew this until now!! To summarise.. The report states Black Horse Finance made the…
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Curve 'all-in-one' debit card launches new cashback scheme, but is it any good? - MSE News
Curve cardholders can now earn 1% cashback at over 50 major retailers, following the launch of 'Curve Cash' – which is decent on its free card, but not worth upgrading to its paid-for cards...Read the full story: 'Curve 'all-in-one' debit card launches new cashback scheme, but is it any good?' Click reply below to discuss.…
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Pre paid cash card
I have a relative with financial worries who Id like to help by giving her a pre paid cash card that she can keep and I can top up via my internet banking. Anybody know about these cards? Where do I get one and how do I top up so that I can make sure she always has some money for food etc. Thanks
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Direct Debits and Frozen account
In the event of the death of a partner, the Bank will freeze joint accounts, does this mean that Direct Debits are not honoured? Anyone know?
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First Direct new web site is terrible
Reasons to leave First Direct, the list is getting longer... 1) Horrible new website. Nothing wrong with the old one so why change it? It was simple, smart and easy to use. The new one looks like its been designed by toddlers, everything's been blown up huge and is very hard to focus on properly. Why not give the option to…
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Joint Account with Both-ToSign
I'm trying to find a decent Joint Account with a Both-To-Sign facility. I did my research which mainly involved looking at the list on the Which website. We decided to go with NatWest, created the joint account and setup a mandate for Both-To-Sign. The problem is that, contrary to what we were told at the time of setting…
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Dealing with undocumented inheritance cash.....
Hi Asking on behalf of my friend who is in a right bind. Her father died a few weeks ago. Her mother a couple of years ago. Both were in their 90s and received state pension and not much else. She's the sole inheritor of the will being an only child. So far so good. The problem is - there is a significant chunk of cash in…
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Need advice: Three years of bank charges & interest on a closed account
Hi folks, Hoping someone can give me some advise here. I have received a letter from an old bank claiming that I am £250 into my overdraft. Now by this I was confused as I had thought I closed the account 3 years ago so I phoned them up and the guy said that he could only check back 1 year and all he could see was an…
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Best money manager app/prog ??
For many years to keep track of my home finances I have used a free prog.called Money Manager Ex.I must admit it has been great as i used it on my windows pc and android devices I now have an iphone,ipad and imac and although I can install it on my imac there are no versions for my other two devices or a browser version…
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current account soft checks
hi guys, sorry if this is the wrong board for this, but i am toying with the idea of switching from lloyds to either hsbc first direct or maybe barclays. i wondered if any of them do an eligibility check similar to the credit card ones? thanks in advance. andy
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TSB banking dilemma
I recently opened an account with TSB for my elderly/sick fil. Everything seemed ok, but he couldnt log on(with my help) and he contacted TSB. He was told that despite have been sent a debit card and an activation code, he had to provide "secondary identification" by visiting the " local" branch. He is 92,( has all his…
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Cifas / h2b isa
i’ll try to keep this brief but really struggling to understand. Been banking with my main account for 11 years. Have a current and saving account in my name as well as a trust for my first child. On Saturday i applied for a help to buy ISA and received a email notification shortly after saying it had been approved. Went…
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Bank card for cash and shop-sales only?
A vulnerable relative (we have attorney access to all financial affairs) is repeatedly being telephoned and asked for bank details, which they provide. We play whack-a-mole cancelling the direct debits online. Not to mention the VISA payments. We cancelled all credit cards, now using just one Debit card where we blacked…
