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Curve 'all-in-one' debit card launches new cashback scheme, but is it any good? - MSE News

Curve cardholders can now earn 1% cashback at over 50 major retailers, following the launch of 'Curve Cash' – which is decent on its free card, but not worth upgrading to its paid-for cards...
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'Curve 'all-in-one' debit card launches new cashback scheme, but is it any good?'
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Comments

  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    You could, have saved yourself a lot of time by just saying “no”.
  • quirkydeptless
    quirkydeptless Posts: 1,225 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    This isn't new is it?



    I've already had this months ago :huh:
    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    This is of course an introductory 90 day offer so not a long term benefit.
    Personally I don't see any point in curve. Why not just pay directly with the credit card without involving an additional third party in the transaction?
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    This isn't new is it?

    I've already had this months ago :huh:
    Ben8282 wrote: »
    This is of course an introductory 90 day offer so not a long term benefit.
    Personally I don't see any point in curve. Why not just pay directly with the credit card without involving an additional third party in the transaction?

    I think the new thing is that they're offering it to old Blue customers free for 90 days.

    With a little work (buying gift cards) I can already receive much higher savings via Scottish Friendly's Benefits scheme at mostly the same retailers.
  • Fingerbobs
    Fingerbobs Posts: 1,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This isn't new is it?



    I've already had this months ago :huh:

    Yeah, I was all excited when I saw that headline, assuming they must have made the cashback permanent instead of 90 days, but I was disappointed to find it's the same offer I've already used months ago.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    !!! wrote: »
    Scroll down below the picture of the banknotes and you will see it states 90 days.
    I think the unlimited refers to the amount of cashback that can be earned.
  • Ben8282 wrote: »
    Scroll down below the picture of the banknotes and you will see it states 90 days.
    I think the unlimited refers to the amount of cashback that can be earned.

    The 90 days is now only applicable to the free Blue card.

    It’s unlimited on the Black and Metal cards.
  • mrchagle
    mrchagle Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Ben8282 wrote: »
    This is of course an introductory 90 day offer so not a long term benefit.

    No it's not, not for the Premium/Metal offerings.
    If I've help in anyway, please remember to thank me :-)
  • Zero_Sum
    Zero_Sum Posts: 1,567 Forumite
    So in theory, i could get a cashback CC. Then make a massive payment into a savings account by a curve debit card but the money comes off the credit card as a payment so i get the cashback. Then keep money earning interest for a month pay off credit card in full (by tesco debit card to possibly get club card points)

    And repeat every month. So with 0.5% credit card cashbsck would be 6% annualised (as would be sloshing same cash about) add in an annualised 1.5% on clubcard points add in say 1.25% on when cash sits in easy access account (im taking off a bit from the top 1.5% as will lose a few days waiting for payments to clear)
    Resulting in a nice 8.75% return on someone elses money.

    Anyone done this & does it work??
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