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Curve 'all-in-one' debit card launches new cashback scheme, but is it any good? - MSE News

MSE_Chris_D
Posts: 31 MSE Staff
Curve cardholders can now earn 1% cashback at over 50 major retailers, following the launch of 'Curve Cash' – which is decent on its free card, but not worth upgrading to its paid-for cards...
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'Curve 'all-in-one' debit card launches new cashback scheme, but is it any good?'

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'Curve 'all-in-one' debit card launches new cashback scheme, but is it any good?'

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Comments
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You could, have saved yourself a lot of time by just saying “no”.0
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This isn't new is it?
I've already had this months ago :huh:Retired 1st July 2021.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."0 -
This is of course an introductory 90 day offer so not a long term benefit.
Personally I don't see any point in curve. Why not just pay directly with the credit card without involving an additional third party in the transaction?0 -
quirkydeptless wrote: »This isn't new is it?
I've already had this months ago :huh:This is of course an introductory 90 day offer so not a long term benefit.
Personally I don't see any point in curve. Why not just pay directly with the credit card without involving an additional third party in the transaction?
I think the new thing is that they're offering it to old Blue customers free for 90 days.
With a little work (buying gift cards) I can already receive much higher savings via Scottish Friendly's Benefits scheme at mostly the same retailers.0 -
quirkydeptless wrote: »This isn't new is it?
I've already had this months ago :huh:
Yeah, I was all excited when I saw that headline, assuming they must have made the cashback permanent instead of 90 days, but I was disappointed to find it's the same offer I've already used months ago.0 -
Now not limited to 90 days:
https://twitter.com/imaginecurve/status/1139179519099777029?s=210 -
Now not limited to 90 days:
https://twitter.com/imaginecurve/status/1139179519099777029?s=21
I think the unlimited refers to the amount of cashback that can be earned.0 -
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So in theory, i could get a cashback CC. Then make a massive payment into a savings account by a curve debit card but the money comes off the credit card as a payment so i get the cashback. Then keep money earning interest for a month pay off credit card in full (by tesco debit card to possibly get club card points)
And repeat every month. So with 0.5% credit card cashbsck would be 6% annualised (as would be sloshing same cash about) add in an annualised 1.5% on clubcard points add in say 1.25% on when cash sits in easy access account (im taking off a bit from the top 1.5% as will lose a few days waiting for payments to clear)
Resulting in a nice 8.75% return on someone elses money.
Anyone done this & does it work??0
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