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Emergency Fund
Morning All, I am after some advice regarding calculating an emergency fund. I have read through the various forums on here advising 6 months or so of emergency fund build up. I would like to invest more into my S&S isa and am currently reassessing my current finances. As current I have 4 months emergency fund in an easy…
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TSB cutting savings rates
Just had email from TSB saying they are cutting interest rates on various savings accounts from September.
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M&S Bank switch
Hi guys, Quick question. I would like to switch my HSBC account to M&S account with the switch inventive. It states that: ** Open an M&S Bank* current account and switch within three months, including four or more active direct debits, and you'll get a £100 M&S gift card. ** You can get another £80 gift card (£120 if…
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Does anyone recognise this account number format - Santander?
I am acting as Power of Attorney for a Santander customer and have now received a document authorising it all and listing the accounts it covers. I ticked to allow all accounts in case it showed up any I didn't know about - not actually expecting it to. But it has, there is one more account than I knew about, but the…
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Lloyds launches a banking app to view current accounts, savings and credit cards all in one place
Lloyds Banking Group has launched an app feature that allows customers to view their current accounts, savings and credit cards all in one place – the first of its kind...Read the full story: 'Lloyds launches a banking app to view current accounts, savings and credit cards all in one place' Click reply below to discuss. If…
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Joint Current Accounts for 3 people
Hi I wanted to know if there is a list banks/Building Society, that allow 3 -4 people on a joint current account. Myself and parents in this case. Thanks The Effects
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UK Bank account for Russian Citizen
I have a friend in Russia who opened a Monzo account in the UK, using a friend's home address and their Russian passport to open the account. They wanted a UK account as they do not trust Russian banks. This is not a large amount of money and is in no way illegal, just their savings of about £3000. Is this account legal?…
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2 student bank accounts?
I'm currently trying to sort out a way to pay utility bills for my 2nd year house. I'm sharing with 6 other housemates. My idea is that the best way to split the cost of bills is for all of us to pay in a monthly amount into a bank account specifically for our bills. If we have a student account, we can benefit from the…
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Switching to RBS - questions about switching
Getting my finances in order and saw the lovely RBS switching bonus, bills cashback and stuff offer - and am tempted - will whack the switching bonus straight onto some credit card debt, and the cashback on my bills would be welcome for that too! Currently with Santander, have been for about 10 years, and never thought…
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Cypriot / UK bank account needed (Euros to sterling)
Complicated one (a tad). My estranged wife now lives and works in Cyprus. She works there and is paid in € Euros... She still has financial obligations in the UK though (banks at HSBC). Between us we want to find a bank account or method of getting (some of) the EUROS she earns there paid into a financial institution of…
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Too much taken on Direct Debit, still not refunded 6 weeks later
I pay for some office space by Direct Debit and they took an extra payment for no reason after my lease renewed. I queried it with them and have been told several times it will be refunded but it is now 6+ weeks later and still nothing. I originally waited for the next payment a month later to see if they'd deduct it from…
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Santander switching from VISA to MasterCard in 2020
Hello all, I wouldn’t be surprised if this has already been posted, but, I found out a little while ago that Santander has plans to switch from VISA to MasterCard in 2020. I phoned them the other day to check it out and they said they are indeed migrating to Debit MasterCard next year. Hope this is of some kind of…
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Can I switch numerous times between banks?
Sorry I’m sure this has been explained plenty of times already, I’ve had a look through old threads but still feeling a little mixed up. Can I open say five new current accounts with different banks, then switch them all at once to get several different join up bonuses? Also for accounts that require a minimum of £1k+ a…
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Has anyone switched to HSBC?
I am looking at switching from Tesco to HSBC to take advantage of the £175 bonus. My only problem is that I am on holiday, abroad, until September and I cant see any information that this switch can be done entirely online, or if details for online banking,etc actually come through the post, which obviously i cant access.…
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Cambridge Global Automated Credit
I logged into my bank account today to see the following transaction "Cambridge Global Automated Credit". Does anyone know where this payment came from or who uses this company to make payment because I do not recognise the amount nor the company who made the payment? This is a joint account with my husband and he has his…
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Halifax Cashback Extras or Barclays Blue Rewards
Out of the two which do people find has the most useful and biggest rewards?
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Query on Royal Bank of Scotland switch T&Cs
https://personal.rbs.co.uk/content/dam/royal_bank_of_scotland/personal/current-accounts/documents/april19-rbs-switcher-terms-conditions.pdf Since the Tesco current account dropped from 3% to 1% from yesterday i was initially going to close the accounts. I have 2 as does my wife. Before i did this i thought i'd check to see…
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Community group money need help
Hi can any one give me any advice On local Community Group I was treasurer for. Due to the chairman’s verbal abuse I have resigned in writing But as he has hounded out most of our small voluntary group. Only 3 members remain. I was also deputy Chairman. The chairman’s wife is my second signature on check book Now he wants…
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Best bank account return for 7.5k lump sum?
As the title says - what would be the best account for return on 7.5k?
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Cashplus
Cashplus are becoming a proper bank, does this mean that their card accounts will appear on credit files?
