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International bank account
Hello everyone- I have friends in China who want to buy property in the U.K. They’d also like a U.K. bank account if possible, I’ve done some research and they don’t qualify for most of the international accounts offered by Barclays/Lloyd’s etc. So I was just wondering if anyone knows how we can get them set up with an…
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New First Direct Account
Hi, I opened a First Direct account on 6th June in the evening via Mse's link. Filled out the application and requested that they switch my Tesco account to them, and also agreed a switch date. When I clicked send, I got the message that they needed to do further checks, and that they would contact me. No problem at all…
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Halifax reward current account income tax deduction
I've just spent a fruitless hour on the phone to Halifax bank. I asked why, although I do not pay income tax, they deduct this at source before paying me my monthly reward. (I know it's not a huge amount, but I just wanted to know, and to request that they don't deduct it in future). After lots of waiting around for…
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Monzo bank - chargeback/mislead
Good afternoon all, I’m after a bit of advise as currently I am set to loose £3k. I purchased a 2nd hand car at the start of the year, all checked over and test driven etc The car was then delivered to my house a couple of days later after completing the purchase and paying via bank transfer (thinking I’d be covered more…
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best bank account to have?
I have about £5000 in savings and am soon starting a job with an annual salary of £24000, what is the best new account to open to get the best benefits, interest etc?
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FD New Online Banking - Can't find Offset Mortgage summary
I have just realised that now online Banking has changed I can not find the Offset Mortgage summary. Has anyone found how to view this?
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Direct debit payments on switch completion date.
We had regular £1 DDs drawing on our Halifax a/cs on 5th of each month going to Birmingham Midshires and Post Office savings a/cs. The Halifax a/cs were then switched to Santander using CASS on 5th June. The Halifax a/cs showed the DDs having been drawn on 5th before the balances were transferred to the Santander a/cs. I…
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Nationwide flex plus - advice please
I am considering opening a flex plus account just for the benefits. I don’t want to switch my main current account or pay my salary into this. Am I right in thinking I could just set up a standing order for the fee of £13 a month from my main bank account and don’t actually have to do anything else?
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Unexpected interest in my Santander 123
My interest etc is always on the 23rd of the month. Today I've been credited with £7.28. Any suggestions why? Has it happened to anyone else?
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Starling joint card - same colour as personal?
I’ve just opened a personal account, and the lovely teal card has just arrived. I’d also like to open a joint account, but I can’t find anywhere that says what colour the card will be. It’ll be really irritating if they are the same colour... I want to use them both for everyday spending, so it’ll be hard to know which is…
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Should I close my Tesco 3% accounts?
now that the interest has dropped?
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FlexPlus benefits (and Starling)
I’ve just opened a business account with Starling, but to do that I had to first open a personal current account. I did so, thinking I would use the business account, but continue using my Nationwide FlexPlus account as my personal account. But now I’m wondering... I think the bundled benefits of the FlexPlus are pretty…
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City regulator bans high overdraft fees to reform 'dysfunctional' market
Source: The Guardian Vulnerable consumers are disproportionately hit by excessive charges, says FCA. The City regulator has accused UK banks of causing “significant harm” to their most vulnerable customers as it pushes ahead with a ban on excessive overdraft fees. The Financial Conduct Authority (FCA) said it would stop…
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Fixed daily and monthly overdraft fees to be banned - MSE News
Fixed daily and monthly overdraft fees will be banned and replaced with a single interest rate from next April, the financial regulator has announced today...Read the full story: 'Fixed daily and monthly overdraft fees to be banned' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Urgent account switch enquiry
Good evening I recently switched current accounts from TSB to Monzo. I completely forgot to notify HMRC that I had changed accounts and I have child benefit due to be paid in on Monday, leaving me no time to change my bank details with them prior to the payment. The issue is that I have a large overdraft with TSB that I am…
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Reports of counterfeit banknotes plummet after shift to new fivers and tenners - MSE News
Fewer than five fake polymer £5 and £10 notes are being reported to the Bank of England each month, MoneySavingExpert.com can reveal - a massive reduction on the 1,000+ counterfeit notes spotted each month when the notes were still paper...Read the full story: 'Reports of counterfeit banknotes plummet after shift to new…
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Name removal Joint Account?
Hi everyone, I am just wondering if anyone has had the luck of getting their name removed from a joint account without the means of both parties agreeing to it? I am at that point of frustration now.. I still have a joint Lloyds account with ex partner, this is NOT MY account. My name was added when we were living…
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Nat West Asked me to Write Down my Pin
Hello Everyone While opening a new savings account, the lady at my branch asked me to write down my pin and a password on a slip of paper. I told her that I understood the media advised people that this was supposed to be private and that it would never be asked for in full. I am shocked, is this normal please? Regards
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Halifax switch offer
Just curious if anyone who took advantage of the Halifax switch offer in November 2018 has been paid their £85 for holding the account for 6 months yet? I switched mid-Nov and was paid the initial £50 very quickly - I've since made sure to use my debit card to pay for something, maintained the minimum monthly pay in, and…
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Coventry Building Society
Received a letter today from the Coventry Building Society stating that as from September my money manager(debit card) account will no longer have debit card facility, my account will be a cash card only. I will not be able to use my account to purchase in store or online from September. My current direct debits will still…
