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Friend Defrauded of Mortgage Deposit
So my buddy here received an email from his solicitor yesterday morning, telling him his chain was ready to move forward, and they needed 10% desposit transferring at once. He asked them to check, as 5% was agreed, after which they replied and confirmed. He then transferred the funds, almost 18k (10k from Bank, 8k from…
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Pockit account, pros and cons. Is it safe?
I've had a Pockit card for a few weeks and would like to compare notes with other customers. So far it's been profitable, because the 6% cashback from M&S exceeds the fees. I buy nearly all my food at M&S so if the 6% continues I'll be very content. Using the account has been pretty much niggle-free, except for some…
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NatWest Switch Rules
Please can anyone confirm if the £1500 minimum pay in to get the switch reward is a one-off pay in or a minimum monthly pay in.
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Legit reasons to get paid by First Direct for leaving?
I've honestly had a bad experience with First Direct but I have a strong feeling my reason won't give me the 'goodbye' money. Has anyone received the money for leaving them and what did you complain about?
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Anyone else not get their Halifax bonus last month?
I have a Halifax Reward account and this month I didn't receive the reward payment despite having two direct debits come out of the account. Have Halifax become wise to the fact that customers use certain direct debits just to get the reward payment, in my case Chip and Plum?
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Changing my accounts for better interest
Hi I know both Tesco and TSB are reducing the interest rates on their accounts so i was wondering if there's a better place to put my money? I'm looking to buy in the next 12 month so I can't have my money somewhere tied up for more than a year. Currently I have: Goldman Sachs Marcus account - 1.5% interest. I have £8k in…
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NatWest £175 switching offer
Hello all, I basically don't know where else to ask but I need some assistance. I already have two accounts with NatWest but I want to switch my TSB over to them to get the £175 switching offer. I have not had the switching offer in the past. However, I do not know if I can just switch my TSB account into one of my current…
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Why can't I get credit
Hi I currently bank with Santander. I have a 123 account that I have a £150 overdraft on. I have tried to increase this limit to £300 but they have declined it. I then applied for a credit card on my account and was accepted in seconds with a £2000 limit. I phoned Santander who told me that the credit score to get a credit…
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Nationwide Refer A Friend Annoying !!!
I was with Nationwide and had a current account until last Sept when I switched to First Direct so I could bank at the village post office easily where I work.. I still have a Saving Acc and Credit Card with Nationwide and so have tried to Refer A Friend (my fiance in this case) to Nationwide. Nationwide allowed me to…
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NatWest Switch Offer
I was going to move my joint account over to Natwest to get the switch reward. My partner has already the reward for her currant Natwest account. Would we still get the reward as i have not received one yet?
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N26 Bank is it any good for Euro currency ?
I wonder if anyone could share their opinion or experience about N26 Euro current account ? Is is any good ? Which one is better if compared to KBC. Can it be operated using Internet banking (rather Mobile banking) Thanks for your time
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Card/account for use outside UK
Not sure if I posted this in the right forum, but hopefully someone can help me! :) I have been living in the UK for 7 years and have all my bank accounts there, but I often go over to Belgium to visit my family, or go to other European countries on holiday. This of course means that I will end up spending Euros whenever…
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Relocation package - monthly or yearly payment?
Hi MSE people! I'd love your advice on a situation I'm about to get into. Apologies if this isn't the right thread but I thought this was most relevant. I'm due to receive a relocation package. It'll be provided for the next 4 years and I have the option of having them as either monthly payments with my normal salary or as…
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Tsb
Hi all, recently opened a TSB account the one where you get 5% interest ( dropping to 3% shortly) I am transferring the required amount of money in per month ( £500) but not receiving any interest, I must be doing something wrong, can I just check do I need to have any direct debits coming out of this account ? or is there…
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Bank account for 11yr old - any freebies??
Any suggestions for a current account for an 11yr old that has some good freebies? When I was a kid, all bank accounts offered so many freebies but nobody seems to do that these days. Please no advise based on interest rate etc as she already has a savings account so the interest rate is less an issue. It just needs to…
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Bad Advice Caused Massive Phone Bill
Hi all, I recently had a credit card bill that was due for payment, but I was abroad (in the Philippines). I tried to pay multiple times using my Natwest Current account and there was an error with their Visa Secure system. imgur .com/o9fXrZr (apparently I'm not allowed to post links, so have added a space) I contacted…
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Switching from HSBC to First Direct
2 questions 1. I know HSBC own’s First Direct so will it be easy to switch ? 2. I’ve just left my job of 23 years which I paid weekly, I start my new job in 2 weeks time which I’ll be paid monthly. Should I switch now or when I start the new job ? Thanks
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U account
In the past week my bank account got closed. I tried to open a new one at a couple of places and got rejected. So instead as a short term fix I opened an account with U account a pre paid card. My wages got put in on Friday but I have no ways of accessing them till card arrives which could be as long as the 10th June. Any…
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Switching banks but have an overdraft
Hi everyone This is my first post so please bear with me! I've been on a mission to cut my spending since having my daughter 9 months ago and now I'm back at work, I'm looking to switch bank accounts to take advantage of switch bonuses. As it stands, I'm around £900 overdrawn so need an account that can accommodate this…
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Is the ombudsman service independent assessor really independent?
Is the financial ombudsman service independent assessor really independent? What are your experiences? Here's mine. I've complained to the independent assessor recently because the financial ombudsman service failed to honour my communication preferences when it issued the decision of the ombudsman. The decision was sent…
