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best tool for overall health check - finance / investments / debts / etc

Hi I am sure I have seen a tool out there to track overall financial health. I've seen good budget spreadsheets, MSE has one etc. But I am thinking more of any app or web based account that links into bank account balances, credit card balance, pensions figures, outstanding mortgage etc. I have a feeling its probably not a free tool however due to security etc.

Even if I couldn't get the online version or decide not to (say Its not worth the cost) I'd be interested to hear of any spreadsheets out there that might give overall snapshot.

any recommendations please?

Zoe
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