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Budgeting & bank accounts

Archives for January 2019

Missing Swift transfer WHAT TO DO
Hello, I am working for a private client as Senior Security and Risk advisor and he meets some issues from an MT103/202 that the Deutsh bank issued to January 4th, 2019. We have the Swift MT103/202 issued by the Deutsh bank, but the receiver (Brunei PND) had no trace of the funds. We contacted the Deutsch Bank and they…
Tsb
How many TSB current accounts is one individual allowed?
Faster Cheque Clearing - List
I've noticed that quite a lot of threads have comments about not knowing when or if banks and building societies have implemented their faster, next day in branch/clearing centre cheque clearing or not. So, I thought it might be useful if I made a list of insinuations which people can refer to for updates. It would be…
Issues with Santander
I am on benfits as I am disabled and I have had nothing but grief from Santander keep flagging transactions, blocking my card, my aco!!!! and I mean full lockdown so they even refuse to let me withdraw money after producing my passport and bank card. his had continued for 2 years as they dont beleive I am the account…
Banks that do not require mobile phone transactions
I bank with Santander who send an OTP to my phone when I try to pay a new account. I live in an area with no phone signal, so have to phone them in order to pay a bill, which s really inconvenient. Can anyone recommend a good bank that would not require me to bank using a mobile phone? (I have a foreign bank account…
Amex blocks Curve 'all-in-one' debit card - MSE News
Curve cardholders have been stopped from linking their American Express cards to the 'all-in-one' service less than two days after the new functionality was rolled out...Read the full story: 'Amex blocks Curve 'all-in-one' debit card' Click reply below to discuss. If you haven’t already, join the forum to reply.
Monthly payments taken from debit card - do not recognise statement reference
I currently have a few ongoing payday loans (I know, not ideal). I am aware of the repayment values & dates - I am keeping up with them. My concern is that there are 2 regular debit card payments (which I have not been told about) that are being taken monthly (£37.75 & £27.75) & these are not loan repayments. It does not…
Monzo Bank
Looking for comments favourable or not about Monzo bank. Would be looking to open an account for personal not business use. My concerns are that it is relatively new and may still be ironing out problems etc.
1st Direct, my experience
When Nationwide weren't treating me in what I considered a fair way. I took Martins advice and switched to 1st Direct. Once set up I admit it was great even fantastic, however, trying to register for internet banking proved a tough task. Martin said 7 days, not a chance,I struggled all the way, and my problems have led me…
Changing Banks - Transfer Arrangements
I am thinking about moving bank accounts from Santander to another bank offering money to transfer to them. I am aware that the new bank will arrange the transfer of direct debits to the new account. What I need to know is what happens to the regular payments I receive into my current account after the transfer has taken…
Cheque Clearing Process - Different Banks
I am confused by the cheque clearing process in banks and building societies and now worried about my mother getting charged for a bounced cheque. Here's the story: 1. Mother's boiler condemned -freezing cold/no heating for her , so I hired a tradesman to install new boiler ,etc - cost me approx £5k which I paid out of my…
Thousands more switch away from TSB after IT meltdown - MSE News
More than 18,000 TSB customers switched away from the bank between July and September last year following its IT problems earlier in 2018 - adding to the 21,790 who moved away between April and June...Read the full story: 'Thousands more switch away from TSB after IT meltdown' Click reply below to discuss. If you haven’t…
TSB or Lloyds
Between the two which is the better bank for branch network, customer service, and value for money?
Amex Blocks Curve in Anti-Competitive Move
Just posting for anyone who is interested. The title of this thread was the subject line of the email I just received. "We are extremely sorry that the top-up functionality of your Amex wallet is currently disabled. Like thousands of other UK merchants, Curve has a valid merchant agreement to accept Amex payments into its…
Latest email. Now SEVEN banks pay you to switch (Is this misleading?)
moneysavingexpert official website stated that: Latest email. Now SEVEN banks pay you to switch Plus 5p/L off Tesco fuel, scam ads victory, hot 4GB Sim deal Is it misleading? I can't see 7 bank there. Only at most Top with free switching perks -!First Direct: free £125 - NatWest/RBS: free £150 + 2% cashback - HSBC: free…
Bank current account switching
If you're an extensive user of online banking, I'd be slightly cautious about switching current accounts just because of financial inducements. I run several treasurer's accounts for small organisations, one with the Co-op, one with HSBC and one with Santander, where I also have my personal accounts. Santander's website is…
Can I open 2 Post Office Online Saver account?
Can I open 2 Post Office Online Saver account? I already have one Post Office Online Saver account which I am currently using it. Can I open another one? Or is it limited to one account per customer? It doesn't mention in their terms and conditions.
Need some help stoozing my bank accounts!
Hope someone can help me with the mess that is my many bank accounts, some of which are legacy accounts or that I've taken out on MSE advice to get cash back / benefits! I haven't switched accounts for ages but think now would be a good time to reap the financial rewards and wonder if anyone can point me in the right…
TSB to NatWest Switch
Hi I have 2 quick questions I’m hoping to get help with. 1. My complaint with TSB regarding their IT issues is outstanding - do I need to keep my account open whilst it’s ongoing? Or can I close with effecting the outcome? 2. I want to switch to NatWest (probably my TSB Account) do I need to close the account as part of…
NHS mileage fuel allowance
Wife has started as a community support worker for the NHS so uses her vehicle for work. Checking online NHS mileage allowance seems to be 56p per mile for the first 3500 miles but she is only getting 45p. Before she raises this at work can anyone who uses their own vehicle working for the NHS advise on what allowance they…

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MSE News

Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.
Octopus Tracker energy tariff – could it save you £100s on your energy bills?
The Octopus Tracker tariff is not right for everyone, but if you're willing to regularly keep track of daily price changes, it could mean big savings.
Ocado shopper? Christmas delivery slots are launching this week – here's what we know
Ocado is opening up its first round of Christmas delivery slots this week.
Last chance: Stock up on standard first-class stamps before prices rise by 14% next week
You've got just days left to stock up on first-class stamps before prices rise by 14%. From 2 October, the cost of a first-class stamp will be hiked to £1.25 – but if you buy stamps at their current price this week, you'll still be able to use them later.
'Unfair' standing charges need to go: MPs back Martin's and MSE's calls for energy bill overhaul
Energy standing charges unfairly penalise households on lower incomes and those looking to cut their usage, a cross-party group of MPs have said in a new report published today.
NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.
Martin Lewis: Are you an E.on customer? Here's an easy way to cut what you pay for energy
E.on Next's 'Pledge' tariff could be an easy way to cut your bills over the next year, according to MoneySavingExpert.com founder Martin Lewis.

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