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Hobby Biz Bank Account
Hello, I'm about to set up my own little business from home (sole trader). I'm not expecting to make a huge amount - it's more of a hobby really and definitely don't expect to make more than £1,000 per tax year (I already have a full time job). Do I still need to set up a business account? I want to keep everything…
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Transferring Money in and Out of accounts
Hi, I'm trying to set up my bank accounts, to bounce money in and out of my high interest bank accounts and meet the minimum requirements for the account. (e.g. £1750 for HSB, £500 for TSB). I also need to leave some in each account to pay the direct debits linked to each. My question is, how to guarantee that the order…
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Can my bank transfer savings to overdraft?
Hi. I am a student, I have an overdraft of around 1,000 pounds which I am paying off. I have recently inherited some money and want to pay it into a savings account I have in the same bank. I don't want to pay off my overdraft immediately. But I want to know can my bank move the money from savings to my current account…
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Software for managing multiple business bank accounts
Hello all We have several different business bank accounts, with several different banks, and are currently managing them all individually which is becoming a administrative drain and nightmare. Is there any software out there that consolidates all this into one single place to view all and manage all (manage payments,…
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New current account (not switch) - any bonuses?
All the offers listed on the homepage are for switching accounts. I need to open a second current account, but not switch. This is purely for me to separate my small landlord income and expenses out into, to make my end of year accounting easier! Do any offer an incentive or bonus, just for opening?
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Lloyd's Bank and Halifax question.
Hi all. Was previously a Lloyd's customer but can't remember what their online banking was like. Main questions are: In regards to pending payments (purchases), do these come off your available balance straight away? And... If you have a Scottish Widows stock ISA. Does this appear on your online banking? I know it did back…
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A Faster payment credit, but unknown sender
Hello people, Just a quick question please, I've just logged into my account and I have had two Faster Payment sent into my account with a description of Faster Payment, I have no idea who sent it and I am not expecting it? Anybody experienced it, as I find this weird. Thank you for your help and thanks for looking.
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Opening 2nd Current Account with mortgage in future
Hi, Will opening up a second current account (to take advantage of high interest rates) damage my chances of the good mortgage? I'm planning on looking to buy at the start of 2020.
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Bank opened a credit card without consent
I'm after a bit of advice...a bank has recently opened a credit card for my wife without her consent. It's a card with a monthly fee attached to it. The first she knew of it was when her aunt, with whom she used to live, let her know there was a statement waiting for her, saying she owed the first month's fee. She has…
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TSB card expiry date
I got a replacement debit card a few weeks ago - expiry date 2024. Slightly surprised that they expected a card to be in a usable condition in over 5 years, but all seemed well, and have been using it happily since. I then got it declined in a couple of places this morning, so went into a branch. Ah, they said, that's a…
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Halifax issuing new debit card but old card does not expire until 2021
I am just wondering whether anyone else has experienced this? I received a new debit card in the post a few weeks ago but ignored it (It's still in the envelope) as my current debit card works perfectly fine and does not expire until 2021. The new card they sent me also does not expire until 2021, so it's not even like…
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When can you refer to FOS?
Hi, I had a complaint in May against TSB about my credit card, and although I kept receiving "Bear With US" letters, I had no further responses, so went to FOS and my complaint was upheld and compensation offered. I received a payment from TSB straight into my bank account, but no letter was received to reiterate what had…
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Nationwide Recommend a friend, terms and conditions
Just in the process of doing the recommend a friend and notice the first point in the T&C This offer pays a recommender and credits the recommended friend’s current account with the offer payment for each qualifying recommendation made on or after 5 February 2018.…
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Under 18 opening questions
I applied for a Under 19 account from Lloyds, I just need to go into a branch and they'll fill in a form. I'm wondering what will they ask me?
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First Direct Switch Gift
Hi all, Switched to FD back in September (the Bose bluetooth speaker available as a special gift through MSE switch did it for me) but unfortunately doesn't look like I'm going to get one. At the eleventh hour I was informed that Bose was short of parts and I would receive an alternative instead, a Bang & Olufsen Beoplay…
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Setting up direct debits to join a bank - Any 'free' direct debits or 1p direct debits?
Hi, couldn't explain everything in the title of this thread so I'll try explain below. I'm looking to join Tesco bank but they require 3 direct debits. I don't have 3 so I'm looking to create new DD's however it'll defeat the point if I end up spending a lot on my DD. I was wondering if I could send money to myself as a…
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So who's got N26 ?
N26 is now in UK. Anyone signed up? just got my debit card.
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Second bank account?
Hello all, first post here. I have a lot of money issues, debt and so on. I am currently trying to sort myself out, I am getting ready to start a new job and thought that setting up a new bank account would be a good idea, so that my wages cannot be taken from under my nose to pay off my debts in huge lumps that would…
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Paying the bank back ?
My parents received a letter dated from 2013 saying I owe them money ( about £200 ) I don’t live there any more I can’t remember exactly why but it was whilst I was unwell and irresponsible. I was in hospital for 3/4 years and was out in 2017. Am I obliged to pay this fee ? Thanks
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CHAPS Payment Crediting Delay
Yorkshire B.S response without even an apology is as if treated crediting next day as normal, CHAPS was sent by Leek B.S in Leek UK, mystified why shows as foreign credit How much Compensation should I ask for ??????? 04/12/2018 12:30:13 Thank you for your message. I have spoken with our Administration department and they…
