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Opening 2nd Current Account with mortgage in future

Hi,

Will opening up a second current account (to take advantage of high interest rates) damage my chances of the good mortgage? I'm planning on looking to buy at the start of 2020.

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It wouldn't worry me in the slightest.

    A lot of people have two current accounts...one for bills and one for spends.
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Any negative effect on your credit file will be miniscule or zero, whereas relying on only one bank account which you can be excluded from at any time by IT failure or random investigation is highly inadvisable these days. Go ahead and open it.
    Evolution, not revolution
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