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Opening 2nd Current Account with mortgage in future

sully1311
Posts: 385 Forumite


Hi,
Will opening up a second current account (to take advantage of high interest rates) damage my chances of the good mortgage? I'm planning on looking to buy at the start of 2020.
Will opening up a second current account (to take advantage of high interest rates) damage my chances of the good mortgage? I'm planning on looking to buy at the start of 2020.
0
Comments
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It wouldn't worry me in the slightest.
A lot of people have two current accounts...one for bills and one for spends.0 -
Any negative effect on your credit file will be miniscule or zero, whereas relying on only one bank account which you can be excluded from at any time by IT failure or random investigation is highly inadvisable these days. Go ahead and open it.Evolution, not revolution0
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