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Lloyds bank compensation letter
A relative of mine has received a letter this week with the title 'We're making a payment to you'. It goes onto to say 'Between 28 October 2013 and 2016, we didn't send you all the information we should have....'. It then goes on to state that two Classic Accounts held will mean a payment plus 8% interest will be paid as…
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YNAB vs Yolt/Money Dashboard
Hello everyone. I'm trying to reduce my everyday spending and to start budgeting my future spending. I have a very clear picture of my bills and regular spend (e.g., childcare, gym membership, Oyster card), but when it comes to food, clothes, travel, etc... not so much. I use a simple Excel spreadsheet to keep track of…
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Savings Account vs Current Account when the Current Acct has same interest as Savings Account
I have about £8k of money sitting in an account which isn't getting much interest. I'm evaluating my options on where to put it to get the best interest. My first question is: Is there a difference between a Savings Account and a Current Account when the current account pays a similar/the same interest as a savings…
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Help! Father badly scammed
My father has just been scammed and any advice or observations would be gratefully received. He is a pensioner in his late 70s. Last month my father was contacted by someone claiming to be from his bank. The caller said that my father’s account had been compromised and they believed that it was an “inside job”. For that…
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Interest bank accounts for piggy banking
Hi, I want to get a handle on my finances in 2019 and came across piggy banking. I was thinking of opening a santander lite 123 or a barclays reward account. I have previously held a santander account 2 years ago don't know if that would go against me. Although I only have my mobile phone bill,don't know if that would give…
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Bank of Scotland £3 net Reward December
I have noticed a £3 net Reward payment in my BoS Reward Current Account on 03 December - the same as last month. I thought, like Halifax Reward Current Account, the payment was being reduced to £2. If I have been overpaid in error is it likely to be taken back automatically or should I bring it to their attention? Has this…
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RBS - Pending Transactions
The new version of the app now allows you view your pending card transactions.
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-£1800 graduate overdraft.. But a mum
I've got a big overdraft but my account is coming to an end. I'm a stay at home mum, ONLY because I can't afford Childcare whilst I work and no one else to have my daughter. I became pregnant when I left uni so had no time to work and save up unfortunately. How can I pay it off without getting charged stupid money?? Or…
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Banks and Divorce
Hi, I have been through a very acrimonious divorce and Barclays have done nothing to help even though on their web site it says that their focus is to provide you with great service and help you meet your financial needs. I have done two income and expenditure forms with them and in July last year the advisor said on the…
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NatWest Pending
Hi I have a NatWest account, transactions come off my available balance straight away. I have just opened the account and wondered if there is a certain time of day that the transactions show on my actual balance. Barclays used to do this at 11am each morning even at weekends. Thanks
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Monzo
Has anybody opened a current account with Monzo?
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Lloyds and TSB - how to tell what bank accounts I have?
Hi I have 3 accounts with Lloyds and 2 with TSB. Both banks have very similar website interfaces. How can I tell what type of accounts these are and what the interest rate theyre paying are? I cant find how to get this information? (Ive changed the defaut names of the accounts.) Thanks
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Making International Payments To Bank Accounts
Hello I need advice. I make regular (once every 6 months) international payments to a payee for a holiday home. To make this payment I use my RBS online banking and have an international payee setup using their IBAN and BIC codes for their bank and account. Each time I do this is costs me approximately £30 in bank charges.…
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lloyds interest
Does anyone know if there is an issue with the interest being paid on the Lloyds club account or bank of Scotland this month
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Piggy banking for a newbie
Hi, I've just come across the idea of piggy banking on mse website. Seems like a great way to manage finances--something I need to do going into 2019. I'm thinking: Nationwide flex direct--where my salary currently goes HSBC account - for bills (rent, work expenses and credit card payment when it's used) HSBC instant…
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What do you think about my idea - re Banking
Instead of offering rewards to SWITCH why don't they reward their loyal customers with a BONUS REWARD to stay. :beer:
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TSB transactions error
Does anyone else see the following when they try to check TSB account transactions today?
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TSB ClassicPlus revisited
Hi DAK if you can open one of these again if you have been a previous account holder who switched out ? I know online applications are currently suspended but wouldn't mind the 5% on a couple accounts for me and my wife once they are up and running I will throw in a second question, can a couple have 3 accounts between…
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PayPal: Lost money and a lot of lies.
Deleted text as I'm not able to delete the whole thread.
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Sending money to Australia using swift
Apart from the £20 handling fees by nationwide, are there any other fees to pay? Thanks
