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Fraud on my Starling account?
Hi guys, was sat in my lounge today and up popped a Starling notification on my phone saying I'd spent £17.25 in some chicken shop in Manchester?! I then locked my card which stopped them spending a further £4.50. The guy on the chat said they had to wait until 5 days after the transaction has cleared to raise a dispute…
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Voice ID is not reliable
I have declined to let my bank use Voice ID to validate who I am for telephone banking. The technology is not reliable enough. My wife is on Voice ID. Today she has a cold so Voice ID does not recognise her! She's had to go through an extended set of questions (some a bit bizarre) in order to do a simple telephone banking…
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TBS... it sleems
Slebslite sill nit warkin?
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CHIP direct debits over Christmas
Wasn't sure whether this was best on this board or in the savings board, so I put it in here knowing that people only use CHIP as a useful source of direct debits to maintain their current accounts. I received this email from them earlier:- Could be an issue for those who use the weekly direct debit for their Tesco or…
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First Direct online banking 12Dec18 - "currently experiencing problems"
I've been getting the following message for about the last hour when I try to login to online banking. Anyone else?
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Bank account for abroad ( EU )
The account will be used for withdrawing. I will use my UK bank account to transfer the money. As far as i understood Starling Bank is one of the best , if not the best options i have? Also i have a silly question. Say i open a Starling account, is it going to be cheaper to withdraw the money in pounds and then use…
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Can I afford to leave my boyfriend?
Good morning MSE! (I really hope this is the right place to post this but I wasn’t sure in the maze of forums or sub-forums where this should go). Situation to date: Partner and I have a 3.5 year old, and a new baby due in February. We live in rented accommodation, have both been working full time and paying full time…
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Urgent Help needed please - cashing cheque
Hey, I have a cheque that has been made out to my business even though I dont have a business account. How can I claim this cheque using my personal account? I get that you can get a new check but this is going to be a really long process to do. Any help is appreciated
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How can I open an offshore bank account in the Channel Islands from the UK?
I want to receive my foreign income in an offshore bank account to be exempt from the UK tax as a non-domicile resident. Which bank does open a bank account online or by visiting a branch in London? My problem is that most accounts are intended for investment, and then require a high initial deposit, but I want an account…
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Switching Accounts - Interest?
I have just switched from Halifax to NatWest. The old account all closed down now. Received an e-mail from Halifax attaching a letter about interest for the year. It's not a huge amount (£12.00), but how will I receive this if the account is now shut down? They don't seem to have an option to e-mail them and I'm loathe to…
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minimum salary requirement
Some accounts have a minimum pay in requirement while others have a minimum salary requirement. I think where there is a minimum salary requirement, most accounts require you to pay your salary into that account too. My question is: if I meet the minimum salary requirement, does the bank know or care if I pay in the…
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Barclays lets customers block gambling transactions - MSE News
Barclays has today become the first UK high street bank to allow you to block payments to certain categories of retailer, such as gambling services and premium rate websites and phone lines, in a bid to help vulnerable customers...Read the full story: 'Barclays lets customers block gambling transactions' Click reply below…
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Downgrading from flexplus to flex direct
I currently have a flex plus account with Nationwide. However I don't want to pay the monthly fee any more so am considering to downgrade it to the flex direct account. Will I still get the 5% interest in my first year given I have already been a customer of the flex plus account? Thank you.
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Tesco current account DD query
Hi. Trying to get my finances in order for 2019. I've 3 direct debits ready to be used for the tesco current account. 2 charity ones and 1 gym membership. To get the full 3% on £3k do I put in £2250 on the account opening and then within that month put in another £750 to reach the £3k limit? And then take it out a few days…
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savings account for children (money for when they're an adult
My oldest daughter is 9. She has a Child Trust Fund but the interest rate is poor. Is there another account I could open to use instead that will be better?
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Need some serious advice on a scam
Hi all, Back in June of 2016 I was trying to buy a car from a web site after browsing on line. I got in touch with them and they replied saying that they were a liquidations company and that the car I was trying to purchase was in good condition etc etc. Everything seemed above board and that they would deliver the car on…
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Card payment made over the phone not showing on bank statement?
I called up a hotel to pay the remaining balance to a party night over a week ago. The person I spoke to took my long card number and expiry date then paused and said "that's strange, the machine is asking for a pin..." (obviously, I didn't provide this) then I heard a receipt being printed and he said "ok, that's now gone…
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Direct Debit Abbreviation
Hello all, I switched banks using the switching service and recieved confirmation that all direct debits had been successfully transferred to the new Yorkshire Bank Account. One of those direct debits has not been taken and is now listed as "D D SUSP A/C" which I assume means the direct debit has been suspended (Eeven…
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Halifax sending out new security numbers by mistake
I currently bank with Halifax, and received a new security number from them in the post. I had not requested this, so I was perplex!! I contacted the bank by telephone, and was told the bank has been sending these out by mistake. I thought my bank account may of been hacked!! The bank advised I could used the new number…
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bank account direct debit needs
Hi All, I'm trying to sort my direct debits and put the best suited ones with various accounts. So... Can anyone clarify for me what Santander need in a Direct Debit? I.e. does it need to be monthly or can it be annually, or like with PayPal sporadically? Same with Lloyds. I think both need to be monthly direct debits with…
