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Changing name with banks
I have changed my name by deed poll (printed myself at home for free. This is MSE after all) The DVLA accepted the document with no issues and changed my name on my licence. I took my newly issued licence and the change of name deed document I used to change my name with the DVLA to the bank today who refused to do the…
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What would happen in this scenario, regarding closing accounts etc?
Let's say for example you have two bank accounts within the Lloyds Banking Group, a Halifax account and a Lloyds account. Lloyds Banking Group then decides for whatever reason it no longer wants your custom and gives you the 60 days notice of account closure. But you have a third bank account with an unrelated building…
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Continuios Payment Authority ‘2 CHILDREN MONTHLY’ Glasgow
Hi, hoping someone can help with a continuous payment authority transaction which looks as though it’s been going through my dads account every month for quite sometime. Ive arranged to cancel it via the bank but they weren’t able to give me much information on who they were. The narrative on the statement is ‘2 CHILDREN…
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Friend paid money into bank account I closed months ago
A friend sent a payment of about £100 to my Lloyds Bank account that I closed six months previously. I now have no accounts with Lloyds. This was about a week ago. I thought it might bounce straight back to her account as the account she sent it to no longer exists but there's no sign of it. I rang Lloyds and they said it…
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Bank Transfer - Still Awaiting Money
Someone made a bank transfer to me this morning, but so far I have received nothing in my account. The sender has provided me with a screenshot of their bank account showing the transfer made, and with the correct details of my account. I called my bank just to make sure there was nothing queued, which there wasn't. They…
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Unhappy with complaint outcome from bank
Long storey short. I complained to my bank and they tried to get in touch with me twice while I was at work and unable to call. I called back but the complaints team are only open when I am at work. They sent a letter to me with compensation that I’m not happy with. They’ve actually paid the compensation into my account…
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Yorkshire/Clydesdale Bank merger with Virgin Money?
Just had an email about the merger. It's apparently estimated to be around a 36 month transition, it will supposedly give access to more branches and offer better products and services. But overall everything will be rebranded to Virgin's brand. https://secure.ybonline.co.uk/personal/landing/?cid=eml_01207_glob I don't…
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Are you charged if a standing order to one of own accounts makes you overdrawn?
I have a work/income current account and living expenses current account. I accidentally forgot to transfer the money from my work account to expenses account (where the rent comes out) making me overdrawn by under £10. So I would like to prevent that and automate the process in future. I am self employed and earnings vary…
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Old joint bank account
Hi there my ex husband and I have an old abbey/Santander joint bank account (although I think he added me on ?) from 15 or so years ago that neither of us use. I think there is about £100 in it and it is still under our old address. Can I ask to be removed from this account? I don't really have anything to do with my ex…
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My refund has gone missing...
I bought a phone from an Internet phone seller. I paid the upfront amount using my debit card linked to my current account. I cancelled the new phone and sent it back. The phone company said they received the unopened phone and issued a refund. They issued the refund by paying it back to the card I paid them on (ie the…
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Cloned Accounts, Identity, Phones, and CICA
How do I get help when my whole life is compromised through cloning? Not just bank accounts, my phone, email, applications which aren't genuine.... list goes on. I was seriously injured and abused (on going) and had my jaw broken, I tried to get criminal injury compensation.... rejected. Everything dodgy. I live in a…
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Nationwide offering me support? What's that supposed to mean?
I received a letter today from Nationwide and would like a second opinion - Are they saying I'm at risk of debt, gambling away my money or do they think I'm making money? Dear xxx We're always looking for ways to support our members and improve our service. This includes having a specialist team who are experts in helping…
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Lloyds debit card not accepted at pumps
I'm with Lloyds, just a basic account, and noticed my card wouldn't work on Tesco fuel pumps. Cashier told me it did that occasionally. Awhile later, same thing at Asda. Rang Lloyds to be told they removed this facility from certain cards. WTH? I've never had an issue in 30 years. It's a debit card! I can't spend what I…
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Salary sacrifice and student loans
I did try this in the loans forum but its getting no response. Does not really fit neatly in an one forum, loans, budgeting or pensions so apologies for reposting. My step-son wants to go to university next year so will be taking out a student loan. My understanding is that he can get a Student Loan for the full amount of…
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Halifax Ultimate Rewards Cashback Awards question
Hi all, New to posting so if not in right forum please feel free to move . My question is in regards to my Halifax Ultimate Reward Account ( which I’ve had a while) I am trying to get Cashback working on it but it says that this account does not qualify , the only other account I have is an easy cash account that I never…
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Natwest Contactless Debit Card/Authorisation
Good evening. So I have a Natwest current account with a contactless card. I seldom (in fact I’ve used it once before today when I sent my OH to the bar with it) use the contactless function as I was under the impression that transactions do not come off the available balance at the point of sale; and therefore could…
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Financial Situation
Hello Everyone, just thought I’d Put a post out there. Apologies if this is a very silly question I am asking, but my financial circumstances are probably going to be changing in about a month and think I am going to need to get into a full time job. What is the best way to work out if the job is going to be able to cover…
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HSBC Minimum Monthly Pay In
I've opened an HSBC Advance Current A/C and it requires a minimum £1750 pm pay in. I've got the switching bonus but what actually happens if I don't maintain the minimum pay in? I can't find any reference to this scenario anywhere beyond it being a condition. Hope someone may be able to throw some light on it for me.
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New Scottish £20 note revealed - MSE News
The Royal Bank of Scotland has unveiled the design of its first £20 polymer note, featuring the image of Scottish entrepreneur Kate Cranston...Read the full story: 'New Scottish £20 note revealed' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Barclays Additions/Plus/Active
I made a complaint about mis sold PBA, I had just a free bank account originally with no overdraft, In 1998 took out the Barclays additions at £5 a month this was so I could get a guaranteed overdraft, I wasn't interested in the other stuff that came with it, think it was accidental death benefit, will writing service and…
