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Bank switch guarantee, issues with HSBC and M&S
Hi all, Anyone got any advice on this? At the start of December, I moved my Nationwide current account to a HSBC one. Seemed to work fine, and obviously relying on the switch guarantee, I presumed it would stay that way. 2 very strange things have happened this week - My M&S loan direct debit failed - even though they took…
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Regular outgoings/insurance at new home
Hi - wanted to check with fellow community members if they agree/want to add any other regular outgoings as we are moving from a flat to a semi detached house: - Building and content insurance - Boiler and central heating - Plumbing - electric - pest - Home security - Broadband and phone - TV and tv licence - Life…
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M&S Bank - website issues today?
I've tried to log in this morning in the usual way. After entering the code from the magic machine nothing happens. Tried hitting Send, doesn't work. Anyone else? PS: Forget it - tried again, must have been me previously.
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Time period of opening and closing First Direct?
Hey guys, I opened my First Direct account around 3 months ago, switching an account to do this and thus receiving the £125 switching bonus. I now want to take advantage of the £125 switching bonus to Natwest, but I wondered if anyone knew if there was a limited time period I need to keep my First Direct account open…
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Limiting my parent's spending - goHenry
Hello, I'm looking for a practical way to limit my parents spending. My Dad is disabled and my mother was dismissed 9 months ago and has been unable to find work, though she established a good income from private work. Currently, I have to top them up by between £500 and £1000 every month. I have budgeted to be able to top…
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Joint ownership on another Halifax account?
Shortly before my grandfather passed away a few months ago, he moved his banking to Halifax in which both his current account and savings was joint with my grandma. His name is still on the account now as we've had trouble with the death certificates but the bank are aware of the situation. My grandma suggested to me a few…
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Natwest Online issues
Not sure to complain or keep mouth shut and just close account. Basicly Switched to Natwest for the incentive,been a customer previously so fully understand how to log in etc. However it seems someone at natwest has inputted my details incorrectly...basically when ever i go to log in it says details dont match,well they…
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Nationwide FlexDirect - should I switch?
Hi all, I opened a FlexDirect account on Feb 17th last year so am coming up to the 12 month mark, but not quite there yet. Should I dump it and use to open a NatWest account, or hold out and see what else comes along? Thanks,
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TSB and the £500 rule
For TSB you have to pay in £500 to be eligible for the 3% interest. I'm about to move abroad indefinitely so my salary will no longer be paid into that account. Am I OK to set up a direct debit from another account to get round this? I think I know the answer but want to check. Also, at the risk of asking a stupid…
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Opening FlexDirect while on a gap year?
Hi, my son is taking a gap year and is working on several projects from home. He has no income but has savings. He has 3 X BOS bank accounts which will need 6 dd once the Tesco dd is stopped. It makes sense to open a Nationwide current account and do a recommend a friend switch. Naturally a FlexDirect would be best because…
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HSBC transferring accounts to HSBC UK
HSBC are transferring UK accounts to HSBC UK on 1 July 2018. They are saying that there will be no implications for customers, but I'm not sure. Grateful for any advice. Thanks.
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USD MasterCard in UK
Hello all, I have a rather strange and niche situation. I desire a MasterCard that can receive US dollars and can then be used to top up my Revolut account (using $). (The Revolut MasterCard would be perfect, but it needs also to be able to make payments to cex.io, but Revolut do not suppose this merchant.) It also needs…
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Credit card charges
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Flex account, DD question
Please don't shoot me down I have looked but can't find my answer. I have moved from a Nationwide flex direct to a flex as I'm passed my 12monthes at 5% but I still have a 5% regular saver running. I have 2 D/D's on the account do I need to, or can I move them to another bank account. Like most of you, I need all the D/D's…
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ISS Mediclean:Bank charges
Could someone please confirm for me that ISS Mediclean are responsible for hospital car parking services? I have 3 payments, not exceeding £3.60, on my contactless card. The confusion arises because yes, I made 3 hospital visits, but the payment dates do not tally with the dates I actually visited Grimsby DPoW Hospital.…
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Club Lloyds fee not waived this month
Just checked my Club Lloyds account (preparing to switch it as I don;t think 2% is worth the effort anymore) but see I was charged the £3 fee this month. Normally there is a second transaction waiving the fee by crediting £3 back. Not this month. Two direct debits paid to Tesco Bank. £1500 paid in (actually slightly more).…
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Yorkshire Bank log in problems
Have been having problems with logging in to YBonline - it keeps saying that it's not secure. Any advice, please. Using Mozilla and chrome. Just checked and it's now only chrome thats the problem.
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How soon after opening an account can you switch?
Hi I recently opened a bank account with the intention of using it as a switching mule but I was just wondering if there was any rules as to the timing of opening an account and then switching?
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Nationwide Outbound Faster Payment Delays
Hi everyone, Just tried to move money to my Regular Saver. Transaction cannot be completed and notification online advising outbound faster payments are queued and transfers to saving cannot be made at this time either. No indication of when things will be back to normal.
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Using Direct Debits to Credit Cards
Is it possible to have more than one direct debit for the same credit card? For instance could I spend £40 a month on petrol on my Tesco credit card every month and set up direct debits of £10 a month to the credit card from 4 different bank accounts to meet the requirements of those accounts?
