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Can you switch banks if u have outstanding loans
I want to leave Halifax due to the crippling new overdraft fees so plan to use my bonus in March to clear overdraft and then move to another bank. I have one loan with them and a very old credit card which the interest rate is frozen at 19% APR. I cannot repay either in the immediate future. My question is this, if I move…
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Packaged bank account - historical Lloyds account
Hi, Has anyone tried claiming for a packaged bank account when they didn't have a record of the account number? From looking at the MSE guide I fit the criteria for mis-selling, but I closed my account some years ago and no longer have the account number. I just spoke to Lloyds and whilst they can find me on their system…
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Transfer Money from UK Bank Account to US Bank Acc
Hello all, I'm a US citizen living and working in the UK with US student loan debt. I'm attempting to make the monthly payments required by my US student loan operator but have run into a small issue. The US student loan operator only accepts payments from a US bank account. So ideally I would like to take a portion of my…
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Lloyds are nasty
I was hospitalised prior to Christmas, and family sent letters to all banks advising of this. My Lloyds payment for current account and Credit Card were a few days late, what with Christmas shut down, although paid in prior to Christmas, they did not post to accounts until after Christmas by which time I had started to…
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TSB 20 transactions?
For the £5 bonus if we use the card 20 plus times a month are purchases using chip and pin number counted or just contactless purchases.I do not mean cash withdrawals. Thank you.
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The 2 Direct Debits Thing
Switched accounts from TSB to HSBC in October last year after they offered the £150 switch deal. They said it'd take up to 50 days for the money for it to go in. I still hadn't received it yesterday so I gave them a call and was told that I wasn't eligible for it as I didn't transfer across 2 direct debits. I don't use…
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what should I be compensated ?
Hi everyone, Last week I went into my local Halifax branch to deposit £600 into my personal bank account. I was asked to put my debit card into the card reader to do so. The day before yesterday I checked upon my account and noticed that there was no trace of this money being deposited! The staff spoke to me as if I'd made…
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Making a complaint to lloyds bank
Good morning, I recently posted that I had my purse stolen which contained cash and my dads lloyds contactless card. The card had been used many times during that day until it was cancelled and money refunded. Now people and police are saying you got you're money back so move on but I can't. I have to see these purse…
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Fraudulent transaction
Please can someone advise. My sons online account has been hacked and all his money transferred to another Halifax account. The bank are claiming he did this himself using his mobile device and finger print and have denied his claim and will not refund the money (£600). They have stated he did it and the mobile device was…
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Why have Natwest changed my income figure
I applied for a new account for the switching incentive, and the monthly income I input on the website has been reduced on the paper version they sent me to sign. Why is this? Was there also an outgoings box on the application that they have used to deduct from the income? Or have they somehow cross-referenced with…
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Switching from Santander to NatWest
Hi all Hoping someone can answer a question for me... I am wanting to switch from Santander 123 account to NatWest. with the £125 switch bonus and cashback this will be better but I have a child's account and a regular saver with Santander. What will happen to these accounts if I switch to NatWest? thanks in advance,…
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TSB recommend a friend
had a email from TSB, £75 each and you can recommend up to five. doesn't appear to be on the web site, so not sure if it is a targeted thing or not. https://www.tsb.co.uk/recommend-tsb/?wt.mc_id=Q1MGMReferrer&wt.tsrc=email Sadly already have my full quota of accounts with them.
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Tesco - no interest paid in January
Does anyone bank with Tesco and did they have this issue? I have 2 accounts, one of them paid interest as normal but the other didn't. They're both setup identically (3 DDs and a 750 deposit in each month) and I've had no issue in the previous months.
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Receiving money via bank transfer
Firstly apologies if this is in the wrong section! Is it safe to receive money via bank transfer? I know you have to give sort code and 8 digit account number but nothing else. Can they do anyhting with this? Could money couldn't be taken from my account with this information? If the money shows instantly in my account I…
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Switched from TSB to Santander
Hi All, Was wondering if anyone has had the same experience... The bank switch completed on Tuesday 30 January. On 28 January I made 3 online purchases from Boots.com, which I returned to the store on 2 February for a refund. The Boots store had to call their customer services to confirm they had received the items and ask…
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Elderly parent and bank account
The situation in brief: my mother is living alone in another part of the country. She has dementia. Carers have started to come in three times a day to deal with food and medication. There is a safe where I left some cash, and they draw on this for bread, milk etc. We thought that mother had a contactless credit card,…
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Halifax switch offer up to £125
Competition hotting up for your current account switch.
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Is there a bank account like this?.
I'd like a joint bank account with my partner, that lets you set up several areas within. For example, it would be really useful to have one called "Holiday" so that money separate from anything else goes in there. Also one called "Emergency"... etc... Are there any like this? Thanks
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Switching from Student to Current Account
Hello all, I'm a student and so currently have a student account. The main reason I use it is because of the relatively generous interest-free overdraft which admittedly i dip into occasionally but never more than thrice a year and never more than half my allocation. My question is am i able to switch from my student…
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Help needed - First Direct charges
Hi everyone, firs time poster here - I need some advice about charges from First Direct, so thank you in advance! I had a current account with them to have access to their regular saver. After a year, this ended. I transferred my money to my usual account, and thought that I had cancelled the outward standing order from my…
