-
Overdraft - worth applying in branch?
Hi, I currently bank with Halifax and have been unsuccessful whenever I've tried to apply for overdrafts through the internet. I do have a pretty bad credit rating so I'm certain that this is the stumbling block, I was just wondering if it would be worth my while going into a branch with some documentation (payslips etc)…
-
Yolt, OnTrees, Bankin, Money Dashboard
I have given all of these a try in the last few days. Only MD and Yolt have been successful with all my accounts. Bankin' and OnTrees fail on Credit Cards. My main question though, is there any of these apps that show pending transactions - pending transactions are always the bane of my life...
-
MSE News: NatWest customers locked out
NatWest customers locked out of their account... for using an apostrophe...Read the full story: 'NatWest customers locked out of their account... for using an apostrophe' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
Old Bank Notes
I have discovered a few old Five and Ten pound notes. Does anyone know if I can still exchange these at banks? Many thanks
-
MSE News: TSB launches £75 refer a friend scheme
TSB customers can now earn £75 for each friend they refer who switches to the bank, and they will get £75 too...Read the full story: 'TSB launches £75 refer a friend current account offer' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
HSBC Advance refusal tho' meeting input criteria
Tried to switch to the HSBC advance account to get the £200. Not employed, but can meet their input requirements and also said I could put sizeable sum into their savings account. No problems on credit record that I know of. Refused as I didn't meet their 'scoring criteria'. Haven't asked specifically why (don't imagine…
-
Help with interest on capital
At present I bank with First Direct, I am looking to move some money to an account to earn me some interest does anyone have any suggestions.
-
Opening a NW flex direct c/acc
Hi All, About 18 months ago,because the interest rate had dropped after 12 months,I switched a NW Flexdirect c/acc. to Halifax for the £125 switching bonus. I still have a NW credit card that I use from time to time.Will I be able to apply for a new Flexdirect,or will the switch affect the application ?.
-
Euro cheques
Can anyone advise which which bank has the most cost effective way to process a euro cheque into your sterling current account?
-
Which bank is the least risk averse?
Barclays seem to give accounts to anybody and are pushing really hard at first time buyers for mortgages. They do seem to have very deep pockets though so I don't know.
-
Nationwide Flexdirect Referral Bonus
Hi If my husband opens a Fexdirect account without switching, can he refer me so we both to get the £100 referral bonus each if I switch my current account to NW Flexdirect? Or does he need to have switched himself as well? Thanks
-
Budget Nightmare!
Trying to draw up our budget but it’s turning out to be a complete nightmare! The issue is mainly that we go to several different shops for our supplies of food/drink/toiletries etc, so separating out our spending is impossible because we haven’t got receipts! I’m trying to go from our last three months bank statements but…
-
Thinking of opening a basic account with HSBC
Howdy! Slightly complicated stare of Affair’s . I recently made settlement payments to my creditors when on a dmp I’m now mortgage free also. Wow:) I have all my eggs in one basket with nationwide . I want to keep the current flex account with them , as I am happy with their service . No problems with direct debits etc. I…
-
Switching from TSB
Does anyone know how long you have to be with TSB Classic Plus account before you can switch again?
-
ATM did not dispense cash
If this is the wrong forum please redirect me. The ATM inside bank branch did not dispense cash and my card was returned. I was advised by bank staff to try again on the same machine and the second time my cash was dispensed. I asked for a mini statement from the machine and it showed two identical transactions a few…
-
Nationwide have closed my account
I have a Nationwide Flex Account and my account has been closed with 7 days notice due to suspicious "sources" of the funds transferred into my account. The funds we're transferred by a client which I do marketing advice with at the amount of £4,500 - does this effect my credit? They have said I am not entitled to my funds…
-
Where do i start?
Hi Im facing my debts this year and i need to start to budget but iv no idea where to start iv done my soa and i know where my money should be going My question is what do people do? take the grocery money out for the month? etc and when its gone its gone
-
Well done Santander
I have a very old everyday saver with Santander. I opened it donks ago and I was getting a whopping 5.5% interest on it. I haven't used it for years and completely forgot about it, until I started receiving emails from them telling me not to divulge my passwords, follow email links, etc. I logged on to it this morning and…
-
money mule help
Right, I am not asking for forgiveness or criticism I know what I have done is dumb and stupid I know that I have potentially messed up my future but here is my story: I am 17 and was duped into a money mule scheme online I have been threatened and blackmailed by fraudsters who have my details, but here is where the story…
-
CHAPs processing times
Hi everyone..I know that CHAPs payments are same day provided that the information is submitted by 2pm/2:30pm/3pm (depending on bank) but if for example a payment was made at 10am this morning... how long does it take to reach the recipient ? Is it still by 5pm? Or it should go through a few hours after payment was made?…
