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How can an account be protected
I need to protect the funds of someone with a head injury from themselves as they are vulnerable and easily confused but not so bad they shouldn't have any say over their money. I set up 2 accounts with 2 to sign /all to sign. One was a saver account with most funds, one was a current account. Both were accessed by the…
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Denied Bank Account
Hello there, I am new to the forum, i have always depended on Martin Lewis but now i am a little bit stuck. I have been trying to open 2 bank accounts, and i am struggling to even get the first open, and been denied even though i have a good credit score. I am in the process of starting a business, and after having bad…
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First Direct text alerts not very good?
I'm hoping some of you have text alerts on with First Direct and can comment. My brother is with FD & has a few alerts set up as his balance hits & passes certain amounts. Basically he gets paid, this gets transferred to a savings account & then at the end of every week he (via standing order) 'pays' himself an allowance…
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Small steps for a little saver
We are really trying yo get better at this. Hope you all can advise. OH currently saves £50 per month in a Tesco account. Earns 0.01% interest. All the accounts we look at need dd or losds more being paid in How can we make her account work harder? FLC
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Flexdirect..2nd bite of the cherry after 5 months
My Flex direct stopped paying 5% in September..I kept it for the Regular saver that matured in December and renewed the regular saver ( albeit at the reduced £250/month ) I've now set to switch to Halifax for the £125. I was wandering if I could preserve the regular saver by applying for the FlexAccount but when I clicked…
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M&S DD's for bonus and regular saver ?
Hi DAK if the 2 direct debits have to be monthly for this account..? Its says "2 active direct debits" so wandering if I could get away with a quarterly or annual one's as getting a short of ones I can shuffle. Also, do you need to have 2 DD's to get the 5% regular saver ? Cheers
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Can I be rewarded again ?
As there are a number of cash incentive's currently to join various banks via their current accounts, is it possibly to receive the cash incentive again ? Can i reapply to Bank A's current account and receive the cash again If i was to join Bank A then switch to Bank B and back to Bank A again. If so, are there specific…
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Which UK current account for gambling fund only?
I'm considering opening a bank account to use solely for gambling. Does anyone have advice on which bank and/or account type would be most suitable? Thanks for any advice.
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Downgrading 123 to 123lite question
Does this also alter the statement date to the date the changeover is done, or the date final interest/cashback is paid if that is different, or does the statement date remain as the original one please?
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Budgeting with layaway?
For people who have used layaway or regularly use layaway plans - how do you go about doing it, and why don't more people just use layaway to pay for their stuff to budget? What is the problem with layaway?
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Accidental payment to mystery account
Through the Faster Payments service I accidentally transferred £90 from my Lloyds account to a Barclays account belonging to someone else. When I discovered the error, I contacted Lloyds and we worked through the process advertised on the FPS site. Lloyds contacted Barclays and then told me the latter couldn't help. We…
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Natwest £125 incentive
I can see I need to pay in £1500 before March 16th...my question is do I have to keep it there or can I transfer it out and back in again? I can't spare £1500 just to sit in the bank account not being used.
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Unrecognised debit card payment on Bank Accoubt
Recently checking my bank statement online. When I come across a payment I don’t recognise. So immediately phoned the bank, they say it’s something to with a recent loan application made that requested a 12p identity check on my debit card. 10 days later the company took £32.50, do I have any grounds to reclaim this £32.50…
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Current accounts causing hard searches on CR
Over the last few months, I've opened current accounts with a few different banks. In each case I did not request an overdraft when applying. Despite this, I have credit application searches (also known as hard searches) appearing on my Clearscore report. There are searches from Natwest, HSBC and First Direct from the…
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Bank Account Aggregator
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Current account switching service question
Hi, I was wondering if you could help me please, I cant find the answer to this particular question online: If I have for example, a current account, savings account and a mortgage account with a bank and I initiate the switching service with another bank for the current account - is the savings account and mortgage…
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Cifas marker - helpp!!
I NEED HELP! My account was closed in January 2017 by Barclays and all my funds were held by Barlcays. The only thing they told me was it was due to terms and conditions, after a number of conversation with Barclays i was referred to the Financial Ombudsman Service after they spoke to Barlcays i got a letter with a number…
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Old budget planner tool. Where is it?
Hi all can you tell me if the old budget planner tool is still available. I used it several times last year and found it very helpful. Thanks in advance
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Is it possible
To open a bank account, have a debit card, with no ingoings and no direct debits. The reason I ask is having received a lump sum and having no savings accounts, the money is resting in one of two current accounts I have. Both have to have so much per month going in, and two direct debits going out. One of the accounts is a…
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Keeping a large amount from house sale safe?
Hi all, My mother has sold her house and the house she is buying is in the process of being built, so as such the money for her house sale will be in the bank for a few months while she stays with us. We are quite savvy with cyber security and whatnot, but because it is such a large amount of money we obviously want to be…
