Can I be rewarded again ?

alex3004

As there are a number of cash incentive's currently to join various banks via their current accounts, is it possibly to receive the cash incentive again ? Can i reapply to Bank A's current account and receive the cash again If i was to join Bank A then switch to Bank B and back to Bank A again. If so, are there specific cooling off periods ?

badger09

alex3004 wrote: »

As there are a number of cash incentive's currently to join various banks via their current accounts, is it possibly to receive the cash incentive again ? Can i reapply to Bank A's current account and receive the cash again If i was to join Bank A then switch to Bank B and back to Bank A again. If so, are there specific cooling off periods ?

Each bank will have its own individual T&Cs which may even vary between their 1st offer of a switch incentive, and any later offering.

No 2 banks will have exactly the same T&Cs, so you need to read and understand the one(s) you are going to apply for.

Kim_13

For Halifax, you can only get an incentive if you haven't had one since January 2012.

For HSBC, you can only get the offer if you haven't held a current account with them on 1 January 2015 or later.

NatWest terms state that you can only benefit from the offer once.

First Direct is one offer per customer, excluding those that have ever been a customer in any way before (so a mortgage or savings account would exclude you, even if you haven't had a current account with them before.)