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HSBC allowing a payment to be released query
Last year I entered a ballot for World Cup tickets, when the results of the ballot came through, the Fifa pages stated if they could not claim the money, then the ticket entry would be forfeited. Which was fair enough, come the results, I was lucky enough to be allocated the tickets, but did not have the funds in the bank.…
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Paypal payment to wrong account (bit of a weird 1)
A bit of a strange situation here. I am currently on a Token Payment Plan, and so I can no longer do anything with my old business account. It's sitting there in it's overdraft with my TTP payment going into it each month. Since then, I've set up a new business account. I had a client pay me (work) into my paypal business…
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Post Office Online Saver Account
Hi, I have just opened a PO online saver account with the intention of using it for Direct Debits. I have transferred an opening amount across to this account, and it went in with no problems. My question is, I can see how to set up a D/d to my nominated account, easy to do. But is it possible to set up a Direct Debit from…
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MSE News: New protection for cash transfer scams
A new code of conduct for the way banks treat victims tricked into transferring cash to a fraudster's account will come into force in September to tackle a surge in so-called 'transfer scams'...Read the full story: 'New protection for victims of cash transfer scams' Click reply below to discuss. If you haven!!!8217;t…
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HSBC holiday insurance warning
My husband and I have banked with HSBC for 35 years and have been Premier account holders for a number of years. One of the perks of this is free holiday insurance. Five years ago my husband developed angina, and we notified HSBC travel insurance, who then sent a letter stating that he would not be covered for claims…
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Do basic bank accounts report to credit agencies
We are looking to open a joint account for bill sharing but my credit history is good, my husband's not so good. Do the basic bank accounts report to the credit agencies? We need an account with debit cards for food shopping and the like.
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Opening a Bank Account with a CIFAS marker?
Hiya, I'm new to MSE and desperately hoping that someone can help me. I've been with Barclays for 12 years and have had no issues at all. Then on Monday (26/02/2018) I discovered that my bank accounts had been placed 'Under Review' and I can't access my money. As seems to be the case across the board with these issues, I…
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Hsbc new mobile app
Went onto the "old" app this morning and was prompted to download the new app, which i have done; but it also prompted me to deactivate the card reader, which I was uncertain about how to go about. I have managed to log into the new app with memorable info without problem. Have tried live chat on hsbc and was advised to…
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Giving in on a bank account
Why won't one single bank/building society give me an account...... After a horrible divorce in 2011 I voluntarily filed for bankruptcy and was fully discharged in 2012. I am no further on in my efforts to get a current account. I have a cashplus account which is very good at £4.95 a month and does most things I need,…
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Where Is My Santander 1-2-3 Interest?
On 25th of each month my Santander account automatically pays my monthly account fee of £5, receives cashback for my direct debits (approx £5.50) and receives my monthly interest on £20k of savings (around £25). This month I have paid my account fee and received my cashback (on 26th as 25th was Sat) but my interest payment…
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money transfer
After watching moneysaving advise on tv re money transfers I have a question If I had a £3000 balance on my credit card and £7000 available could I get £3000 transfered to my bank account at (3% fee 0% interest which Lloyds will do) then pay it back into my credit card to get 0% interest for the 9 months OR HAVE I MISSED…
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Best basic account for very bad credit, help :(
So in a nutshell..... Following on from my previous post; I have a very bad credit rating (although no CCJs) same address all my life , on the electoral role & same employer for 3 years. I applied for a flexbasic account with nationwide and it immediately accepted me and appeared to verify my identity electronically. (No…
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TSB Classic Plus or Tesco Bank?
Been out of the loop for a bit as I had no money at all, and now I don't know which account to put my spare cash into. I have a TSB classic plus and a Tesco bank account. I can see the TSB account has been downgraded to 3% on up to £1500 (think it was 5% on £2000 when I joined), but the Tesco account says up to £3000 but…
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NatWest planning new security on login
NatWest are going to be introducing an additional level of security on their login page by asking for the user's surname. This was always an issue when someone entered the wrong customer number and got locked out after two attempts to enter selected characters from their PIN and password. Unfortunately it was the user…
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Natwest Cash Machine stole 100 quid in new fivers!
Just wondering if anything like this has happened to anyone else ? Ive been banking at Natwest for 30+ years, not had any real problems that couldnt be sorted out until now. I paid £400 into a cash deposit machine (Newcastle Northumberland street) and it only registered £300. I know for a fact that I paid in £100 more so…
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Midland Bank
Have tried to reclaim packaged account from HSBC re Midland account. HSBC say we are not liable. Any advice please?
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Multiple savings pots in one account wanted
Hi there I am happy enough with my current account, and long-term savings accounts. I am looking specifically for a single current or savings account, with the option to have multiple "pots" for short-to-medium term savings for very specific items. Don't expect a good interest rate, as investment type savings are already…
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Nationwide FlexBasic
I am looking for an additional account for a friend with no overdraft permitted, a debit card and reasonable foreign currency charges (nice to have). The main reasons behind it are: -to limit any damage to their main account where DDs are paid from and a reasonably large credit balance is held should a fraud occur -to help…
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App v browser for internet banking
There has been some discussion on various threads in here over the past few months about whether it is safer from a security point of view to use an app on your phone or desktop browser combination to access your bank online There has been some disagreement but I would like to make it clear to anybody who is interested…
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HSBC Safeguard questions - unsure of some?
Hello, my father has recently being enquired by HSBC to update his personal details (even if he updated them just a few months ago) and there is two fields which were unsure what they are asking us. Since the last time we had to send it twice because everything was not 100 % perfect, we feel we better ask, these are the…