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M and S Bank Log in problem
Anyone else having difficulty logging into M and S Bank this morning?
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Natwest are closing my account after 27 years......
Hi I have a Natwest Current Account opened in 1990 - have an o/d of £5000 on it but I think I have only ever used it on 3 occasions - and it was repaid immediately the next month. Just a run of the mill account - wage goes in / dd's come out - nothing spectacular. However last week I had cause to telephone Natwest and…
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The debt monster
Im not really sure how i am in the position am in, but i felt the need to lay it bare now that i have got it out in the open with my partner. We have been saving every month for a mortgage deposit (150) and also enjoying a few holidays and things, we budgeted i laid out all the debts i had at the time and we worked out how…
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Home finance & budget software program
Hi all, I've just started sorting out my finances on excel but find it a bit of a pain logging into different bank accounts/savings/mortgage etc and updating everything. I'm also rubbish with creating formulas. Is there anything out there that will do this all for me (other than having an accountant)? I used to use Money,…
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Can you get your own spending data from loyalty card providers?
Hi all - new to posting here so huge apologies if I get anything wrong! We're trying to do a really in depth budget at the moment to understand exactly what we spend our money on. We know we spend a lot in Sainsburys but we'd love to know exactly how that breaks down - food, clothing, cleaning products etc etc. We figured…
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NatWest Private Banking offered for free -- is it worth it?
I have had a letter and an email (from a real person in a local branch) from my bank, NatWest, inviting me to join their Private Banking service -- "an enhanced service for qualifying customers". They say that this is offered free of charge. The main benefit appears to be having direct line of email/phone contact with a…
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Switching from Halifax to BOS?
Can you use the Current Account Switching Service to switch Halifax current account to BOS current account?
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Tesco Current Accoutn interest
Hi guys, Ive got two Tesco current accounts, (both maxed out now with £3000) but only one paid interest the other day there, anybody else have the same problem and any ideas why?
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How much do you earn?
Hi, I know this is a sensitive and personal question for some people but I'm really interested to know what people's household incomes are and how well they manage on them? I ask as a married mother of three with a mortgage. On paper our income looks ok but in reality although we get by and pay our bills we never seem to…
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Thanks MSE 2
Yep I have have got r a a MSE Sainsbury esaver1.05% account. I will be investing loads of wonga in it tomorrow. Thanks MSE
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Paying Cash in @ Post Office
Little 'survey' as I'm told this is not a common problem (yet it's happened to me twice in the last few months) - has anyone had problems with getting amounts credited to their bank accounts when paying in cash at a Post Office?
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Advice Please
Hi Where is the best place to keep up to £25k until I'm ready to buy a new home in a few months. I'm confused by all the options. I'm not a first time buyer but separated from my ex-husband and will be buying my own home. Many thanks
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Household budget and bills
Hi guys, I'm after some advise in regards to bill and household budgets. Currently I live with my partner in a flat which has the electricity, water and gas included in the rental charge. I've recently had an offer accepted on our first home and I'm trying to plan our budget in advance so we know where we are with our…
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New current account
Hi all, I'm looking for a new current account, I've read online the best bank accounts for vouchers and interest etc etc etc... I'm not looking for that. I've recently bought a house, where I intended to get my mortgage through my bank who I have been with for around 10 years now. After going through the application…
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Thanks MSE
Will get £50 for transferring my N/wide account to M&S. Got M&S 5% regular savings account as well and getting £5 per month added to my £50 gift card for the next 24 months via a regular SO. Thanks MSE.
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Santander 123
Was thinking of opening a 123 account but just realised that interest has been halved to 1.5 % for savings I've been with nationwide for over 30 years I only have 2 direct debits as my missus has the others in ther name but I can put 20k in upon opening it I know I could invest in something else long term and I've about…
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Bank account recommendations for 9 and 13 yr old kids???
Hi all I want to get bank accounts sorted for my kids and don't know what would be good useful for them??? 9 yr old wants to save - well until he has enough money to buy a lego millennium falcon :p and 13 yr old wants a bank card:T All advice greatly appreciated Claire
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How long to keep statements for?
How long do you keep physical statements for? I've read Martin's article which says keep them for more than 6 years but would I be ok if I scanned them all in rather than kept the paper copies?
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Bank Charges
Hi There, I wondered if anyone could let me know if there is anything I can do about a ridiculous bank charge I have received. I bank with Natwest and have made a payment to a supplier in America for quite a large amount, $10,430 and have been hit with £220.00 charge for the pleasure. This seems so unfair that I've been…
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help with budgeting
need to buy lots of baby things as I've got a little one due (my first), buying from prams.net/ but need help picking and choosing good items that are also reasonably priced. never budgeted before so am a little apprehensive on where to start
