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M&S voucher
can you spend M&S voucher in M&S coffee shops?
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HELP - WIRE transfer issue
I processed a WIRE transfer from my broker based in the Bahamas to pay into my UK Nationwide Building Society Account. However, it wasn't particularly clear what information they needed and being my first WIRE transfer I wasn't aware that a SWIFT code and a BIC code are actually the same thing (?!). Anyway to cut a long…
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Payments by debit card to e-mail address - alternatives to PayPal
PayPal allows you to make a payment using a debit card to an e-mail address, whereby the recipient can withdraw the received amount from their PayPal account to their bank account. Are there any services other than PayPal that provide the same service, also at zero charge for payments in GBP within the UK?
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First house budget
Hiya, So me and my partner are in the process of buying our first home. We're trying to sort out a budget and it's difficult when you've not had to pay those bills etc before. I've asked my parents for advice on how much to budget for each thing, but where I currently am there's 5 of us (1 here all day - so that will use…
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how much cash can you pay into your bank account ?
My sister recently sold some jewellery which belonged to our mother, for cash, and gave me half the proceeds, just over £1500 in cash. Will it cause problems if i try to pay this into my bank account? is there a limit which sets banks' alarm bell ringing?
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How do Banks calculate 'In Credit' interest
I've started tracking my interest earned on my bank account (Lloyds) but can't see how they get their figures I've downloaded 3 months transactions into Excel, reduced the list to a single 'end of day' line, padded out the 'no transaction days' to match the 'close of business' on the preceding day, then calculated the…
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Co-operative bank website down
"Our online banking is temporarily unavailable This is because we're carrying out essential maintenance to The Co-operative Bank's online banking. We apologise for any inconvenience caused during this time." How long has it been down?
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How things change in 6 years!!
Hi Moneysavers, Im looking for some advice regarding savings and investments in order to reach my end goal but before I describe my end goal I will let you know a little about myself. Back in 2008 I purchased a flat via a housing association on a part buy part rent scheme, so I own 35% and rent the rest of a HA. At the…
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Prepaid Cash Card with Joint Account
I'm looking to open an account with my partner so that we can use it for bills/rent/shopping where it's easy to account for what we spend. However, we don't want to be linked since we have differing credit ratings. I was thinking about opening a prepaid cash card account (i.e. Pockit), and adding my partner as an…
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Bank of Scotland Basic Account
I want to open a Bank of Scotland Basic account and I have some questions about this. How easy is it to open? Has anyone been turned down (and why)? I'm just worried as they insist you have to try and open a "normal" account. Can you later convert it into a normal account? I currently have "normal" accounts with TSB and…
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bank of scotland interest
Bank of Scotland current account: My interest hasn't gone in this month, though halifax £3 bonus has. Has anyone got their interest on their Bank of Scotland account/s paid in this month?
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Struggling to budget
HI Everyone... :D I think this is under the right section.. Basically I am REALLY struggling to budget and control my finances... I seem to spend the majority of my wage within the first 2 weeks of getting paid and then the remaining 2 weeks I am left with pittance :o ... I'm really concerned as I am currently saving for a…
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Advice for best app for managing all accounts
Has anyone got advice on the best app to use for monitoring savings interest etc for tax purposes?
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Summer EU Account
I'm a UK student who is going to work in Europe (Austria) for 3.5 months this summer. The charges on my debit card for withdrawing and spending in euros are immense (Halifax debit) And as a student I don't earn enough to get a decent credit card or a euro account (Lloyds require a £50k gross income and Santander a £5k…
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Haggling with bank?
It is often recommended that we haggle with TV companies, etc, as they want to keep their customers. Does this ever apply to banks? Is it worth haggling? At present, I'm with M&S bank and have been happy with their service. I do not have to pay in a certain amount each month, which suits me as my small income varies. I…
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RCI Bank 1.1% on entire account balance
How cone this one isnt being flagged up as a winner? Ok, so you won't get as much as you would if you dumped 20k in to Santander BUT at least you don't have to f#@k about with money trains and ensuring x number of DD's are going out and money back and monthly fees etc!?!? So yeah, the fact this pays more interest on the…
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TSB C Card payments
I have an outstanding debtof £1K+ on the TSB Mastercard, which I always set to pay off before it's due. I made a future payment of the whole balance, to go out on 14/05/17. Today I received a text message asking me to contact TSB on a number I did not recognise: I have never received a text from them before. They state…
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Bank Account Switching
Hi all, 6 months ago, I completed a switch to the Co-Op bank. I was tempted by a kind welcome offer and the Everyday Rewards offered (£5.50 per month, more than any interest I could have received), as well as good reviews for their customer service and online banking. Despite this, I have been hit heavily by the closure of…
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What would be the best bank account
Hi I have separated from my partner and I need to set up my own bank account but a bit confused by all the different ones out there. Was wondering what the best deals are atm. Many thanks
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Santander 123 account and Utility Warehouse
Am considering switching to Utility Warehouse for phone, electric and gas and was informed by the local rep that 3% cashback is paid across the board on the Santander 123 account as UW was listed as a Communication company. A previous thread on this forum (3 years ago) seems to confirm this. On contacting my bank for…
