Prepaid Cash Card with Joint Account

1muffin

I'm looking to open an account with my partner so that we can use it for bills/rent/shopping where it's easy to account for what we spend. However, we don't want to be linked since we have differing credit ratings.

I was thinking about opening a prepaid cash card account (i.e. Pockit), and adding my partner as an additional cardholder. However, it states that the additional card must be in their name. Just wondering if this means that our credit ratings will be linked or not as a result of this?

Is there any other way of doing this - additional cardholder on credit cards/debit accounts? I'm basically looking for the easiest way to track spending on a daily basis.

1muffin

Any ideas?

eDicky

I don't think Pockit does any reporting to CRAs, but many people have reported problems and difficulties with CS.

Extra cards are available with a Revolut account, with the holder's name only I think(?). Cards cost £5. It's multi-currency but you can use it with pounds only. All transactions are listed immediately on the app, which is registered to a single phone number, but maybe you can use the same app and account on two different phones. Only the account holder can load funds from their own debit card, but you can have a sort code and account number to receive faster payments from other bank accounts. I can't think of others that give more than one card.