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Nationwide Flex Account 18 months after DRO!!!
So I did a debt relief order Aug 2015. Been discharged for almost 18 months and I did use a flex basic during the moratorium (undisharged) period. Great account but did ask for an upgrade to normal flex account as wanted travel insurance. Was rejected each time so closed the flex account about 7 months ago. Thought I'd try…
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N&P closing
Had a letter yesterday saying Norwich & Peterborough BS is closing, being swallowed up by Yorkshire. Shame. Great current account when traveling abroad with no transaction fees whatsoever. Saved me a bundle recently when on a round the world trip. Also had the bonus of a tied regular savings account paying 5%.
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Handling an Australian Dollar Cheque
I need help processing a cheque made out in Australian dollars, which I expect to be around $20,000. What is the smartest way to do this to pay the lowest processing charge and get the best exchange rate? Many thanks
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Credit Union !!!! Up
I recently took out a loan with my credit union. The funds were due to be transferred to my bank account today. I was told to expect them between 4-6pm. At around 5pm I logged on to my CU account, and noticed the funds had been sent to the wrong account. I have 2 bank accounts on file with them, both with different banks.…
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Joint bank account
Evening all. I am looking for advise really and trying to find out what others do. My partner and I are not married however we do live together and we want to look to manage our monies a little better. We each have our own bank account, however I would like us to have a joint account for all monies to go, because basically…
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Co Op Bank Current Account
I have a current account with the Co Op. I know that my money is covered if bank goes bust but what happens to my salary payments and direct debits in the meantime?
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First Direct Balance issues
I recently switched my bank account from Barclays to First Direct. Whilst I agree their customer service is fantastic, the length of time it takes to see a true reflection of what is in your account is DIRE! I understand you can look at available balance but as the figure still did not look correct I called them only to…
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Switching Bank Accounts
I am interested in switching bank accounts. I currently have a £2900 overdraft facility which I would like to keep. Switching online does not seem to incorporate this in its questions. Any suggestions welcome.
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Locking someone else's bank account
Hi all, I'm in a quite horrible predicament, and whilst I suspect that there's nothing I can do I thought it worth asking the hive mind at MSE in case I'm missing something. I've a friend who - for the last 20 years - has had significant problems with alcohol and drug abuse. He's had some minor run-ins with the police,…
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Missing Funds - NO Trace
I currently bank with RBS.. (may soon change that) The last year has shown me some really poor banking practices including my bank manager signing on my behalf without authority (currently with the ombudsman) My new issue is that I am missing just over £2000 it was a $2495 transaction USA I decided to cancel the…
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Disabilities and bank login traumas
Please some advice needed. I am looking to switch from HSBC current account to a bank with a simpler online banking access. I have an illness that affects my brain and after months and months of failed attempts to resolve and terrible assistance and many appologies (a box of chocolates even) from HSBC I am still locked out…
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BOS Vantage - Multiple Accounts
Anyone know what the latest situation is regarding multiple Vantage accounts from BOS? I can't find anything in the T&Cs. How many can you have, and does one have to be joint? Thanks.
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Standing orders same day
Hi, Would it be OK to have several standing orders between my accounts in the same day if I don't have enough money to make them all if one happens to fail? Example: 1000£ from A to B; 1000£ from B to C; 1000£ from C to A; being B and C with less than 1000£ in balance. If I do it leaving 1 day gap between orders, and one…
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GBP Deposit Whilst in Australia
Hello, I am a U.K. Citizen who has moved over to Australia on a 1 year working holiday visa. I have £5,000 in cash with me and was hoping to exchange this up at one of the many foreign exchange booths but the exchange rates are really bad compared to the actual rates. My question is, does anyone know of a way I can get…
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Unpaid item charges
December was a shocking month, so I've had £50 in unpaid item charges taken out today. I looked back through December, & one of the unpaid DD was for £5.74. I might be dreaming, but I thought I had read that where the item is less than the charge (£10 a go, in this case), no charge would be made? Looking at my statement,…
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Tesco - Direct Debit Indemnity Claim
I called Tesco Credit Card yesterday and asked to pay off the card in full and to cancel the card. I asked if I would be charged for my up coming direct debit that would pay the statement balance in full the next day and they said NO since I had paid off the balance. Guess what - today I was charged a direct debit payment…
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Windows 10 Mobile Banking Apps
Hi all, Does anyone know which banks have apps for windows phones? I only have a windows phone because it's what work supply. So far I only know that Barclays have an app for Windows phones.
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HSBC pay in requirements
Hello, I've had a quick search around on the forums but can't find the answer to this question (sorry if it has been asked before) The minimum monthly pay in is stated as £1750 a month for the HSBC Advance account (to get the £150 bonus). If my salary was just short of this, could I transfer out a few hundred pounds each…
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Will switching current accounts effect my savings account?
Hi, I opened a Nationwide current account a year ago so the interest rate will be dropping from the current 5%. In May last year I then opened the regular saver with Nationwide which also offered a 5% interest rate. I am wondering if I switch my Nationwide current account to TSB this week will my regular saver with…
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£50 buffer on halifax account, wont let me use?
So what does a £50 buffer mean exactly? I did shopping which come to £30 and only had £25 in my account, so i assumed my card would get accepted and the buffer would kick in and take my into a minus figure of £5, but no, the transaction was declined, so how exactly does the buffer work?