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withdrawing at atm in Spain, costs??
I am going to Spain in June. Just wondering which account would be best for withdrawing Euros whilst I am over there? Anyone have any ideas please? Thanks
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Bank of Scotland Vantage
I have 2 bank of Scotland current accounts with vantage. One of the conditions to earn interest is that £1k has to be paid in each month. I have read their T&C which only state that the money must be paid in monthly, but it does not specify from where the money has to come from. Can anyone tell me if the money can just be…
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Switching Current Accounts - a warning!
Hi all, I have just recently switched from Barclays to Nationwide using the new Switching Made Simple service. In essence, it was fine - however, there is a problem if you have multiple accounts and use mobile / internet / telephone banking. When Nationwide asked if I wanted 'the full switch' (which closes down the current…
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Yorkshire bank
So I was unsuccessful in my attempt to get the switching bonus from Clydesdale so thought I would open a Yorkshire bank one and switch to that as their T&Cs says you can be a member of either of them before to get the bonus. I have just tried to open a Yorkshire account online and the form and process were pretty much…
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Current Accounts options and idea (Advice needed)
Would like some advice and critique on an idea I have with switching accounts. Currently I have a Barclays Graduate account that I want to move away from and an old Nationwide account that I forgot about (haven't used in 8+ years but has like £80 in it). Looking on advice that is best for my situation as well. Have £1500…
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Rotating cash through accounts
I am about to start setting up automatic payments to move cash through various current accounts to maintain their interest payments. If I set up to transfer money on, say, the first of every month does it matter if the 1st falls on a non-banking day (e.g a Sunday or Bank Holiday)?. To make it clear I intend for the money…
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Are santander a crappy bank?
Looking at changing to the 123 3% account but i am hearing a lot of problems with customer service etc. What are peoples opinions and experiences with them? How safe are they really it seems to change hands a lot to? Thanks for any help :)
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How does switching work?
So I've been looking at switching bank accounts for a while now, but I still don't fully understand the whole ins and outs. I am currently with BoS and have a £900 O/D that I am attempting to make my way out of, I get charged roughly £16 a month for it. I want to switch bank accounts (ideally one of these shiny ones that…
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18 yr old wants to gain current account haul
My friend's son has just turned 18. He is still in education but is quite good at saving his allowance. How could he cash in on the latest offers from the banks ie, switching etc? He has a childs account with Lloyds and Halifax. Any helpful advice would be welcome thanks.
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Good prepaid cash card for kids abroad?
My daughter (age 9) has a trip abroad planned, 2 weeks in Austria with local Brownies. I was wondering about sending her with spending money on a prepaid cash card as an alternative to just sending her with a wad of Euro's in cash. Anyone have any experience with these (I've never used one)? And in particular with kids off…
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Lloyds cut business account interest rates
We run a small farming business. For the last 10 years we have carried an overdraft of between £70k and £100k. For no apparent reason our monthly interest rate charges were halved in January of this year and we now pay approximately £300pcm less in interest than we have paid for the last 5 years or so. When we asked the…
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Failing to understand appeal of regular savers
I'm probably misunderstanding something vital here so please put me right if I am. Looking at TSB's Monthly Saver I see a headline rate of 4% Net AER (which I understand to mean Annual Equivalent Rate). Sounds good, except that it seems to me that you only get the 4% on your first payment since that's the only amount that…
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Club Lloyd Account
Hi, I have just opened a Club Lloyd account and transferred a deposit from my usual current account. I have set up two direct debits for this account. I know I have to pay at least £1500 a month to get the 4% interest. What I want to know is can I just do an online transfer from my main current account and then transfer…
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MSE News: First Direct tops our banking poll again as Barclays limps into last place
Our biannual poll reveals the banks flying high for customer service and those falling behind...Read the full story: 'First Direct tops our banking poll again as Barclays limps into last place' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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TSB Monthly Saver
I've opened today, online, a TSB Monthly Saver account, secondary to a TSB Classic Plus current account opened online last week. I have been accepted for both, have debit card for the current account (still waiting for PIN) and access to Internet banking (both accounts showing). I have funded the Classic Plus with £2k by…
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Small Business being paid in euros
Please can anyone offer advice to me? As a small business, (limited company status) our services are being provided to a German company who will be paying in Euros on a regular basis. Which bank provides the best account regarding exchange rates and charges etc? Thanks
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TSB classic plus account
Hi, i been trying to get TSB classic plus account for nearly a year now and each time i try they refuse it,they just tell me something wrong with my credit file and they gave my cash card account but its useless becuase i want get %5 intrest from classisc plus. im confused i have no problem with any other bank when ever i…
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Switch happened but old account still open
Hello, My switch to First Direct from HSBC has happened today. All seems to have gone smoothly except that my old account is still active. I just logged into it to find a balance of £13.00. I'm hoping it'll sort itself out but wondered if anyone know why this is?
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Certified Documents - Croydon
I am in the process of switching banks to first direct, and as had been noted by many people here, there is quite a strict process in place regarding sending off certified copies of identification documents. Does anyone know of any free (or at least cheap-ish) notary services around, particularly in Croydon (working hours)…
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When does TSB Interest get paid?
Hi, I've recently opened a TSB Plus Account (the one with 5% interest etc) but I've not had any interest paid this month. Does anyone know when interest is paid? I opened the account mid-November, and have had interest paid in previous months on 1st Dec and 4th Jan, but nothing in February. I've constantly kept my account…
